Senior Risk Analyst
3 days ago
**Senior Risk Analyst - Maternity Cover (Circa 8 - 12 months)**
**CJ2686 Reigate,South East Surrey**
Base annual salary range of £42,500-£47,500 plus performance based quarterly bonus company pension scheme, car scheme PRO RATA
**The Role**
Reporting to the Retail & Residual Value Risk Manager, the key purpose of the role is to analyse, develop, monitor and report on Consumer credit risk in order to maintain or reduce credit risk losses within budget and risk appetite while supporting our commercialgrowth.
**The Business**
An exciting, dynamic and growing Motor FS business within a broader, global consumer finance company. Within a relaxed and informal environment they are highly ambitious, and exceptionally focussed on delivering results - with every team member undertakingtheir role employing a significant work ethic and sense of ownership. Their flat structure means big decisions are made quickly and each team member throughout the business can thrive, being left alone to deliver in their role.
**About You**
Given the scope of this position it is essential that the job holder has the following experience:
- Strong and relevant consumer credit risk analysis experience within financial services, preferably automotive/asset related (including analysis of credit score, cut off points, Loan to Values, bad debt, collection strategies).
- Has accreditation and strong experience and usage of SAS software and other more standard PC software skills to produce high quality, accurate working documentation and presentations, including business case proposals and requirements, briefs and presentations.
- Has a strong knowledge of consumer credit regulations including Voluntary Terminations rights, Treating Customers Fairly and Conduct Risk regulations, credit bureau data, personal data management, information security requirements.
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