Credit Underwriter

1 month ago

Glasgow, United Kingdom DSL Business Finance Ltd Full time

DSL Business Finance Ltd is expanding its team in Scotland and is seeking 2 enthusiastic, diligent, and personally organised individuals in the roles of Credit Underwriter and Loan Officer to help us deliver more loan funding to both Start-Up and Growing businesses.

**Credit Underwriter** - To facilitate this growth we are seeking a part-time Credit Underwriter who will support the Loan Officer team who are based throughout Scotland. This role will be 0.6 FTE (21 hours) per week. The principal remits will be to assess Loan Officer credit submissions, by evaluating the information provided to determine the risk profile and in so doing make appropriate lending decisions.

**Loan Officer** - Edinburgh, Lothians, and Borders is an area of significant growth where we wish to underpin our commitment by appointing a full-time Loan Officer whose principal remits will be in these locations. Whilst lending experience is desirable it is not essential as full training will be given.

If you would like to be part of making a positive difference to Scotland’s economy, we really would like to hear from you.

**Job purpose - Credit Underwriter**

The post holder will ensure all internal and external risk/compliance protocols are followed and maintained, preparing accurate and concise assessments that provide a clear indication of the decision-making process to achieve a ‘right first time’ outcome.

**Assignment and review of work**:
Duties are determined by the Executive Director. There will be an annual appraisal with interim reviews of objectives as well as ongoing informal meetings as required in line with normal business practice. Priorities are set in line with business needs.

**The role will include, but not be limited to, the following**:
As a Credit Underwriter you will be expected to:
- Deliver timely credit decisions within documented credit policies and own underwriting authority, providing commercially sound recommendations, balancing risk, and supporting customer requirements.
- Assist with the day-to-day credit management and decision-making process.
- Work with other areas of the Business to ensure correct lending decisions and fair outcomes for customers.
- Deliver operational effectiveness and excellence within the business, achieving agreed KPI targets and objectives.
- Ensure strong lines of communication with all areas of the business are maintained and assist the team in achieving SLA’s.

**Development/Support Activities will include: -**
- Assisting and supporting the DSL team to deliver lending upskilling where appropriate.
- Developing relationships with funding partners to ensure any changes in lending policies/risk protocols/new initiatives are understood and delivered to the DSL team in a timely manner.
- Attending new funding launches and similar events as apt for the role.
- Identifying improvements to policy and procedures.
- Signposting other agencies to Loan Officers where further client help is required.

**Corporate Activities will include: -**
- Assisting with the organisation of DSL client and partner events.
- Representing the company at relevant events.

**Job requirements **(qualifications, skills, and experience - for job, not of specific job holder):
**Essential**
- Personally organised, diligent with an eye for attention to detail.
- An understanding of the SME market
- Strong analytical skills with ability to document findings and make recommendations.
- Excellent communicator both verbal and written.
- Ability to work independently and as part of a team being able to take initiative as circumstances require.
- Competent IT Skills.

**Desirable**
- Business Plan assessment skills
- Financial qualification/experience
- 3 year’s general business experience
- Minimum 2 years lending experience to SMEs
- Car owner/clean licence
- Experience of working as part of team in a fast-paced environment

**Job Type**: Part-time
Part-time hours: 21 per week

**Salary**: £30,000.00-£35,000.00 per year

**Benefits**:

- Company pension
- Cycle to work scheme
- Flexitime
- Sick pay
- Work from home

Schedule:

- Flexitime
- Monday to Friday

Ability to Commute:

- Glasgow, G51 2JA (preferred)

Work Location: Hybrid remote in Glasgow, G51 2JA

Application deadline: 27/11/2023

  • Senior Commercial Underwriter

    2 weeks ago

    Glasgow, United Kingdom LendingCrowd Full time

    **The Role** As a key part of our expansion, we are looking for a dynamic individual with a growth mindset to join our Credit Underwriting Team. This is an exciting time in the evolution of our business as we seek to build on and embed our position as a quality provider of debt to UK SMEs. Reporting to our Credit Underwriting Team Leader, your focus will...

  • Underwriter

    3 days ago

    Glasgow, United Kingdom Anderson Knight Full time

    There is a Full Time position & Part Time (Weekend shift)'s available. Shifts are scheduled on a rotational basis to provide service coverage during working hours, requiring flexibility. **Working Hours**: - **Monday-Friday**: 08:00-20:00 - **Weekends**: 09:00-18:00 **Key Responsibilities**: - Ensure compliance with GDPR data protection regulations. -...

  • Underwriter

    3 hours ago

    Glasgow, United Kingdom Anderson Knight Full time

    Anderson Knight is collaborating with a leading organisation in the financial services industry to recruit an underwriter. The ideal candidate will evaluate each application, gather data to understand potential customers' financial situations, and determine their affordability.Shifts are scheduled on a rotational basis to provide service coverage during...

  • Senior Credit Manager

    1 month ago

    Glasgow, United Kingdom Shawbrook Bank Full time

    **The Opportunity** Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day. We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for wedding and new cars, to complex financial credit facilities for businesses requiring significant investment...

  • Underwriter

    4 days ago

    Glasgow, United Kingdom Shawbrook Bank Full time

    The Opportunity Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day. We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for wedding and new cars, to complex financial credit facilities for businesses requiring significant investment and...

  • Underwriter

    4 weeks ago

    Glasgow, United Kingdom HRC Recruitment Full time

    Are you a Credit Decision Analyst ready to take your career to the next level? Our client is one of the UK’s leading motor finance companies who are a different kind of car finance lender - they use a mix of technology, financial acumen and have a brilliant team to provide a flexible approach to car finance. Not only is this their approach to business,...

  • Underwriter Buy-to-Let

    6 days ago

    Glasgow, United Kingdom LendInvest Full time

    LendInvestis the UKs leading FinTech platform for property finance. Over thepast 15 years we have grown from just our two founders to a team ofover 200 working to make property finance simple foreveryone.A workplace culture built around tryingnew things getting things done and having fun while we do it hashelped us lend more than 6 billion of mortgages put...

  • Credit Controller

    4 weeks ago

    Glasgow, United Kingdom Combined Insurance Full time

    Are you fluent in English and German with a background in finance, customer service or administration and interested in growing your knowledge and skills, as well as built a career within one of the largest insurers in the world? We have an excellent opportunity to join our multilingual Credit Control department, where you will be responsible for a variety...

  • Credit Controller

    9 hours ago

    Glasgow, United Kingdom Combined Insurance Full time

    Are you fluent in English and Dutch with a background in finance, customer service or administration and interested in growing your knowledge and skills? We have an excellent opportunity to join our multilingual Credit Control department based in our Glasgow office, where you will be responsible for a variety Credit Control and other non-client facing...

  • Uk&i Credit Control Team Leader

    1 week ago

    Glasgow, United Kingdom Chubb Full time

    Do you have previous Team Leader experience gained within a credit control environment? If growing your career within one of the largest commercial insurers in world is appealing, then we would love to hear from you! The main purpose of this role is to support the UK Head of Credit Control in the collection of premium receivables for UK and Ireland...

  • Credit Controller

    9 hours ago

    Glasgow, United Kingdom Chubb Full time

    Are you fluent in English and Dutch with a background in finance, customer service or administration and interested in growing your knowledge and skills? We have an excellent opportunity to join our multilingual Credit Control department based in our Glasgow office, where you will be responsible for a variety Credit Control and other non-client facing...

  • Credit Controller

    1 month ago

    Glasgow, United Kingdom Chubb Full time

    Do you have Credit Control, customer service or administration experience gained in financial services, Insurance or within a large company? We offer Hybrid working, an excellent compensation & benefits package. **Key Responsibilities** - Handle and resolve all open items including premium debts, unapplied and unallocated cash - To identify debt at risk...

  • Credit Controller

    1 month ago

    Glasgow, United Kingdom Chubb INA Holdings Inc. Full time

    Are you fluent in English and French with a background in finance, customer service or administration? If you can develop and maintain relationships with key internal and external partners, then we would love to hear from you! You'll be joining an established team of multinational Credit Controllers from various backgrounds and geographic regions in...

  • Underwriter

    5 days ago

    Glasgow, United Kingdom Anderson Knight Full time

    Anderson Knight is collaborating with a leading organisation in the financial services industry to recruit a Credit Decisions Analyst. The ideal candidate will evaluate each application, gather data to understand potential customers' financial situations, and determine their affordability.Shifts are scheduled on a rotational basis to provide service coverage...

  • Credit Controller

    4 weeks ago

    Glasgow, United Kingdom Chubb Full time

    Are you fluent in English and German with a background in finance, customer service or administration and interested in growing your knowledge and skills, as well as built a career within one of the largest insurers in the world? We have an excellent opportunity to join our multilingual Credit Control department, where you will be responsible for a variety...

  • Credit Controller

    17 hours ago

    Glasgow, United Kingdom CHUBB Full time

    Are you fluent in English and Dutch with a background in finance, customer service or administration and interested in growing your knowledge and skills? We have an excellent opportunity to join our multilingual Credit Control department based in our Glasgow office, where you will be responsible for a variety Credit Control and other non-client facing...

  • Credit Control Team Leader UKI

    1 week ago

    Glasgow, United Kingdom CHUBB Full time

    Do you have previous Team Leader experience gained within a credit control environment? If growing your career within one of the largest commercial insurers in world is appealing, then we would love to hear from you! The main purpose of this role is to support the UK Head of Credit Control in the collection of premium receivables for UK and Ireland...

  • Underwriter (Permanent)

    3 days ago

    Glasgow, United Kingdom Anderson Knight Full time

    Anderson Knight is collaborating with a leading organisation in the financial services industry to recruit a Credit Decisions Analyst. The ideal candidate will evaluate each application, gather data to understand potential customers' financial situations, and determine their affordability.Shifts are scheduled on a rotational basis to provide service coverage...

  • Underwriter (Permanent)

    3 days ago

    Glasgow, United Kingdom Anderson Knight Full time

    Anderson Knight is collaborating with a leading organisation in the financial services industry to recruit a Credit Decisions Analyst. The ideal candidate will evaluate each application, gather data to understand potential customers' financial situations, and determine their affordability. Shifts are scheduled on a rotational basis to provide service...

  • Underwriter (Permanent)

    3 days ago

    Glasgow, United Kingdom Anderson Knight Full time

    Anderson Knight is collaborating with a leading organisation in the financial services industry to recruit a Credit Decisions Analyst. The ideal candidate will evaluate each application, gather data to understand potential customers' financial situations, and determine their affordability. Shifts are scheduled on a rotational basis to provide service...