Underwriter

2 weeks ago

Glasgow, United Kingdom HRC Recruitment Full time

Are you a Credit Decision Analyst ready to take your career to the next level?

Our client is one of the UK’s leading motor finance companies who are a different kind of car finance lender - they use a mix of technology, financial acumen and have a brilliant team to provide a flexible approach to car finance. Not only is this their approach to business, but it is ingrained in their culture and who they are as an employer.

They work with prominent franchised and independent dealers as well as leading specialist intermediaries. They challenge the traditional approach taken in this sector by providing a uniquely flexible and agile offering that aims to meet car buyers' and retailers' rapidly changing needs.

They have created a culture where their values of being solutions-focused, transparent, adaptable, responsive and teamworking are the foundation of everything they do. They pride themselves on helping to develop their staff within their profession, and on top of that, they are sitting with a Trustpilot score of 4.7 and excellent customer service reviews.

This role is ideal for a results-driven individual who is eager to progress within their career and put their excellent skills to good use.

**What does the day to day look like?**
- Evaluation of motor finance proposals, within mandate levels, utilising the appropriate credit reference data
- Make underwriting recommendations to higher mandate holders where mandate level is exceeded
- Ensure all referred proposals have relevant procedural check, both system and manual as necessary e.g. Credit Reference Bureau, Glasses Guide, CIFAS with relevant notes/conditions of sanction recorded within the proposal
- Meet all necessary SLA’S
- Always provide internal and external customers with a professional and efficient service in an enthusiastic and knowledgeable manner in order to maintain and develop business relationships
- Remain vigilant to suspicions or evidence of fraud or anti-money laundering activities, ensuring immediate notification to the Money Laundering Reporting Officer for evaluation

**What shifts would I be working?**
- This role will require you to work five days across seven on a rota basis, working 35 hours per week, including weekend work.

**In return our client offers a competitive benefits package including**:

- Competitive salary
- 15% contributory pension
- Discretionary bonus
- 33 days annual leave
- Life Assurance (x4)
- Wellbeing initiatives

Interested? Get in touch with David Colquhoun on 0131 357 5133 - for a confidential chat about this exciting new Collections role or hit apply.

**Job Types**: Full-time, Permanent

**Salary**: £25,000.00 per year

**Benefits**:

- Company pension
- Cycle to work scheme
- Gym membership
- Life insurance
- On-site parking
- Private dental insurance
- Private medical insurance
- Wellness programme
- Work from home

Schedule:

- 8 hour shift
- Weekend availability

Work Location: One location

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