Financial Adviser

1 month ago

London, United Kingdom Willis Towers Watson Full time

Financial Adviser
- London, GB

April 07, 2023

**The role**

We are looking for a financial planner to join WTW’s Financial Planning Group. You will provide guidance and regulated advice to individuals who are direct clients of WTW, or who are members of some of our largest pension scheme clients. Our guidance and advice services focus on retirement planning, and so knowledge of the UK pensions landscape is essential, along with good investment and wider financial planning knowledge.

In particular, you will be involved and delivering guidance and advice to individuals in the following areas:

- Preparing for retirement (age 55+)
- Retirement income strategy, including discussing and advising on annuities, drawdown, UFPLS or blended solutions as appropriate
- Advice in retirement: maintaining income, reacting to changing needs and circumstances
- Pension switching and consolidation
- Investment advice and subsequent portfolio reviews
- Detailed AA and LTA planning
- High level Estate planning
- Workplace financial education

**Performance Objectives**:
**Clients**
- Display strong knowledge of financial planning topics, sufficiently strong to provide written and verbal advice to clients, prospects and colleagues on these topics
- Build credibility with clients and / or prospects to take on additional individual clients / account responsibilities
- Deliver face to face elements of any workplace structured financial education projects
- Monitor and promote client satisfaction, including managing client expectations on budgets and timescales
- Cultivate relationships beyond the initial client appointment with a view to broadening or deepening the services provided
- Promote marketing efforts for individual client opportunities
- Work with the wider WTW team to promote and expand our workplace financial guidance services

**Excellence**
- Constructively challenge thoughts and ideas of peers and senior colleagues, demonstrating independent thinking; analyse, synthesise and articulate complex technical and regulatory issues
- Ensures compliance with the WTW Excellence framework
- Maintain their Statement of Professional Standing status, meet the WTW CPD requirements and comply with the WTW standards for advice relating to regulated new business

**People**
- Positively mentor and develop junior associates through formal process and also informally through day-to-day interaction
- Clearly specify task requirements to Paraplanners/administrators to ensure work is delivered efficiently and to budget
- Actively build own network of contacts within WTW and providers

**Financial**
- WTW operates a fee-based structure. The ability to work efficiently and delegate work where appropriate will be essential, as will accurate time recording.

**This position will be required to adhere to the FCA’s Senior Managers and Certification Regime**

**The Requirements**
- Suitable professional qualifications to Level 4 with ability to provide retail investment advice
- Excellent knowledge of the UK pensions market, including DB, DC and Cash Balance, and wider investment product knowledge is essential, as is an ability to provide guidance and advice on retirement income options
- A strong understanding of the UK pensions tax regime including AA and LTA, and ability to provide guidance and advice on these for individuals affected, including higher earners affected by the Tapered AA, and individuals with all types of LTA protection.
- Experience in a fee based environment would be an advantage
- A good working knowledge of Excel, Word and Powerpoint is required and experience of specific financial planning tools, such as Morningstar Adviser Workstation, FE Analytics, DD Hub, Intelliflo and Voyant, or other back office systems or cashflow modelling tools, would be advantageous.

**At WTW, we believe difference makes us stronger. We want our workforce to reflect the different and varied markets we operate in and to build a culture of inclusivity that makes colleagues feel welcome, valued and empowered to bring their whole selves to work every day. We are an equal opportunity employer committed to fostering an inclusive work environment throughout our organisation. We embrace all types of diversity

  • Financial Adviser

    6 days ago

    City of London, Greater London, United Kingdom St. James's Place Financial Adviser Academy Full time

    A new challenge. A new culture. A new perspective. If you’re looking for a role that provides you with autonomy, meritocracy and flexibility, you’ve come to the right Place. St. James’s Place. A high number of candidates may make applications for this position, so make sure to send your CV and application through as soon as possible. Launch a...

  • Financial Adviser

    2 weeks ago

    City of London, Greater London, United Kingdom St. James's Place Financial Adviser Academy Full time

    A new challenge. A new culture. A new perspective. If you’re looking for a role that provides you with autonomy, meritocracy and flexibility, you’ve come to the right Place. St. James’s Place. A high number of candidates may make applications for this position, so make sure to send your CV and application through as soon as possible. Launch a...

  • Financial Adviser

    3 weeks ago

    London, United Kingdom St. James's Place Financial Adviser Academy Full time

    Build long-term relationships. Our Academy programme has been carefully crafted to engage and challenge you through a blend of digital, live and practical learning opportunities which draws on expertise and experience from within our internal community of specialists and insight from leaders in other sectors. This is a full-time programme, fully funded by...

  • Financial Adviser

    3 weeks ago

    London, United Kingdom St. James's Place Financial Adviser Academy Full time

    Build long-term relationships. Our Academy programme has been carefully crafted to engage and challenge you through a blend of digital, live and practical learning opportunities which draws on expertise and experience from within our internal community of specialists and insight from leaders in other sectors. This is a full-time programme, fully funded by...

  • Financial Adviser

    6 days ago

    City of London, Greater London, United Kingdom St. James's Place Financial Adviser Academy Full time

    Build long-term relationships. Our Academy programme has been carefully crafted to engage and challenge you through a blend of digital, live and practical learning opportunities which draws on expertise and experience from within our internal community of specialists and insight from leaders in other sectors. This is a full-time programme, fully funded by...

  • Financial Adviser

    2 weeks ago

    City of London, Greater London, United Kingdom St. James's Place Financial Adviser Academy Full time

    Build long-term relationships. Our Academy programme has been carefully crafted to engage and challenge you through a blend of digital, live and practical learning opportunities which draws on expertise and experience from within our internal community of specialists and insight from leaders in other sectors. This is a full-time programme, fully funded by...

  • Financial Adviser

    16 hours ago

    London, United Kingdom Quilter Financial Planning Full time

    ** Any applicant must hold a Level 4 Diploma in Financial Advice **An excellent opportunity for an experienced financial adviser to join an existing Quilter firm on an employed basis. Attractive basic salary with bonus structure, clients provided along with paraplanning and admin support.The ideal candidate will deliver personalized solutions to help clients...

  • Financial Adviser

    4 weeks ago

    London, United Kingdom Financial Divisions Full time

    Following a huge increase in Business, my client, an independent firm of Financial Advisers providing full market advice are looking to offer this opportunity to a Diploma Qualified Adviser close to gaining Chartered Status. With Clients based in Surrey,Sussex and London, my client is eager to recruit a local individual as the role will be office based...

  • Financial Adviser

    4 weeks ago

    London, United Kingdom Chase de Vere Full time

    **BEING AN INDEPENDENT FINANCIAL ADVISER AT CHASE DE VERE**: Being one of the country’s top independent financial advisers is no mean feat. But, our independence is key to everything we do. We believe staunchly that the best financial advice for our clients is independent financial advice. We are looking for advisers who thrive on making a positive impact...

  • Financial Adviser

    1 week ago

    South London, United Kingdom Recruit UK Full time

    **Job Title**: Financial Adviser **Industry**: Financial Planning **Location**:London/Kent **Salary**: OTE £100,000 **Job Reference**:8864 **Are you interested in the flexibility to work remotely, but still be part of a collaborative team?** **Do you want to work for a firm where you will inherit a substantial client bank and get continued support...

  • Financial Adviser

    1 month ago

    London, United Kingdom Artemis Recruitment Consultants Ltd Full time

    Chartered Financial Adviser - London - Artemis Recruitment Consultants Financial Services Chartered Financial Adviser - London Chartered Financial Adviser - London Our client is looking for a Chartered Financial Adviser to join their team. The job purpose comprises of meeting with clients and prospective clients to provide financial planning for...

  • Financial Advisor

    5 days ago

    London, United Kingdom Quilter Financial Planning Full time

    If you are an experienced Financial Advisor seeking a more supported role then this could be the opportunity for you!Apply now, read the job details by scrolling down Double check you have the necessary skills before sending an application.This is a fantastic opportunity that will suit any experienced Financial Adviser, whether you come from an independent...

  • Financial Adviser

    4 weeks ago

    London, United Kingdom Ortus PSR Full time

    Opportunity for Experienced Advisers who want to be part of a supportive eco-system. Our client works with Advisers who have over £20Million Assets Under Management to expand their client bank. You will be supported by a business coach, Marketing and Paraplanningteam. They have access to the latest technology enabling you to streamline processes. The firm...

  • Junior Paraplanner/Associate

    2 weeks ago

    London, United Kingdom Financial Divisions Full time

    Junior Paraplanner/Associate - Route to Adviser Junior Paraplanner/Associate – Route to Adviser Central London/Hybrid c £38,000 and bonuses/Study support/Benefits A superb opportunity to join a successful, expanding boutique IFA practice and take full responsibility for a key client support function within the business, ensuring the success of a...

  • Financial Adviser

    1 month ago

    London, United Kingdom Sun Life Financial Full time

    SUN LIFE FINANCIAL ADVISOR page is loaded SUN LIFE FINANCIAL ADVISOR Apply locations Surrey, British Columbia time type Full time posted on Posted 18 Days Ago job requisition id JR00034432 You are as unique as your background, experience and point of view. You'll work with dynamic colleagues - experts in their fields - who are eager to share their...

  • Mortgage Adviser

    1 month ago

    London, United Kingdom Capricorn Financial Full time

    **Self Employed Mortgage Adviser** Location: Hammersmith, London About us: Capricorn Financial are London's Premier Independent Mortgage Brokerage. We work alongside over 150 of London's top estate agents and property developers and offer advice on the mortgage and house buying process to their buyers as well as to our own HighNet Worth clients. We also...

  • Paraplanner to Adviser

    7 days ago

    London, United Kingdom Financial Divisions Full time

    One of my long-standing central London based Wealth Management clients, are currently recruiting for an experienced Paraplanner that is looking for a route through to becoming an Adviser. The role will be working directly with one of their highest billing Advisers, who now has too many clients, new enquiries and recommendations to deal. I have personally...

  • Financial Administrator

    4 weeks ago

    Uxbridge, Greater London, United Kingdom Financial Divisions Full time

    Financial Administrator – route to Paraplanner Hillingdon, Middlesex - Hybrid Working - £35k + Bonus. Our client, a well-established Independent Financial Advice firm based near Hillingdon, offers an exceptional opportunity for you to transition into a Paraplanner role. With a rich history of providing whole-of-market financial advice on Pensions,...

  • Trainee Financial Adviser

    2 days ago

    London, United Kingdom Blakemore Recruitment Full time

    Location - London Salary - £35,000 Our client are an award-winning team of Independent Financial Advisers who provide a personal, independent and bespoke wealth management service to high net worth clients. They are expanding their successful business in London and are seeking Trainee Financial Advisers to join their team. As a Trainee Adviser, you...

  • Senior Financial Planner

    7 days ago

    Surrey Quays, Greater London, United Kingdom Financial Divisions Full time €100,000 - €120,000

    Chartered Financial Adviser - £100k - £120K basic salary plus bonus & benefits package - manage existing clients from CEO - Surrey based Chartered IFA A key client of mine who I have placed 3 staff with in the past are looking for a Senior Financial Adviser (ideally Chartered) who can manage a portion of their longstanding existing client bank. The...