Trading Underwriter

**Role Overview**:
Reporting to the Commercial Trading Manager, you will be a key part of the Commercial Trading Team, based in Cheltenham. Day to day, you’ll be required to underwrite and process new business and renewal cases, contributing to the achievement and delivery of the business objectives through our commercial product suite. You will handle calls with direct customers and brokers alike, develop a working relationship with the insurer through regular referrals and maintain service levels agreements when issuing documentation.

**Key responsibilities**:

- Handle new business, renewals, and mid-term adjustments within your authority, issuing relevant supporting documentation
- Contribute to team income objectives for both New Business and Retention through a successful trading philosophy
- Support the Senior Trading Underwriter with the continuous improvement of knowledge within the team, sharing best practice and reviewing any developments within the market
- Handle internal referrals
- Build professional and longstanding relationships with brokers and direct customers alike
- Build and retain the confidence of the insurer by developing a strong relationship and profitable risk portfolio
- Contribute to the quality assurance scorecard of Insurers, through attainment of own quality and technical audits and reviews

**Skills and Experience**:
**Essential**
- Knowledge of insurance market and insurance products
- Fully understand general insurance regulation and business ethics
- Negotiation - ability to deal with partners, insurers, brokers and internal colleagues
- The ability to construct a strong report/rationale and be able to communicate this effectively
- Ability to analyse complex information and draw out the relevant facts
- Understanding pricing, loss ratios, margins and profitability
- Ability to articulate technical issues and influence key contacts in the marketplace
- Strong numeracy & literacy skills

**Desirable**
- Previous experience working in the commercial insurance sector
- Previous experience in a Trading Underwriter role, or similar
- Previously worked on schemes under delegated binding authority
- Proficient in the use of Open GI
- Comfortable with delivering coaching to junior colleagues

**The Company**

With 80 local offices, over 2000 team members and over 100,000 clients, Towergate Insurance Brokers has the largest footprint and biggest salesforce in the UK. We’re community brokers and risk experts backed by the scale and spirit of the UK’s largest independent broker. We’ve got big ambitions for the future - join us for the journey and make your mark on the local community.

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**Job Types**: Full-time, Permanent

**Benefits**:

- Company pension
- Referral programme
- Store discount

Schedule:

- Monday to Friday

Ability to commute/relocate:

- Cheltenham, GL50 1XZ: reliably commute or plan to relocate before starting work (required)

Reference ID: ARDAR802245