Credit Underwriter

2 days ago


Fleet, United Kingdom Personnel Selection Full time

Also help to protect the Company from the risk of fraud by using our anti-fraud systems such as CIFAS and SIRA to investigate and act upon information received in a timely manner.

To provide a professional, efficient, and high standard of customer service to the rest of business, our customers, intermediaries, valuers, and solicitors.

To manually underwrite portfolio and complex BTL cases.
To recommend portfolio and complex BTL cases to our Funder.
To assist in maintaining and updating the lending policy, by researching, and recommending policy changes
Develop and maintain co-operative relationships between all internal stakeholders and investigate all referrals in a professional manner.(Underwriting and Sales)
Work our Fraud systems such as CIFAS, SIRA& Hunter to mitigate potential losses
To investigate suspicious alerts identified by our fraud prevention systems.
Exercise personal lending discretion when assessing exceptions.
Carrying out Broker reviews, liaising with sales before removal of a Broker
To assist in preparing Management Reports, ensuring they are prepared in time for Exco or Credit Committee meetings

To be successful as our Credit Underwriter, you should have the following:

- Current or previous experience of working within the mortgage industry with a strong mortgage underwriting background, preferably with proven underwriting experience and having currently or previously held a mandate.
Proven ability to exercise good commercial and professional judgement.
Effective communication skills both written and verbal
Adaptive to ongoing change
Enthusiastic, flexible, and keen to learn and develop a career
Knowledge of CIFAS & SIRA systems would be beneficial but not essential

In return we can offer a salary up to £42 plus a full benefits package and the opportunity to WFH and progress your career within the business.
Please submit your CV asap for immediate consideration.


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