Institutional Credit Management

1 month ago

London, United Kingdom Citi Full time

It’s an exciting time to be joining Citi and the Institutional Credit Management Business. This First Line role would ideally be suited to someone working in the capacity of a Risk Approver, Coverage Banker, Transactor or Product Specialist covering Structured Trade Products such as Export Credit Agency Finance and Receivable Transactions. If you are currently in any of these roles or have had experience in these roles, worked in these teams or similar business areas, then you should apply.

Excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the credit approval process. Necessitates a degree of responsibility over transaction approval.

**Responsibilities**:

- Work with Bankers, Product Partners and Underwriters in underwriting requests for credit extensions for new and existing clients,
- Perform detailed financial analysis on companies, including trend and ratio analysis, and interpret the financial information
- Perform collateral analysis on accounts receivable, inventory, machinery and equipment and real estate in order to evaluate collateral performance and changes in trends, as well as to assess repayment capacity based on secondary sources of repayment.
- Build a solid understanding of Citibank products and services within Trade, Banking and the broader organization.
- Perform industry, portfolio, geographical research and other due diligence as needed.
- Be familiar with Citibank credit policies and practices and regulatory policies, to assist unit in achieving compliance with the above and satisfactory ratings from internal and external auditors.
- Provide backup to the team manager in workflow distribution and monitoring as needed.
- Recommend changes to process to achieve greater efficiency.

Qualifications:

- Relevant years of experience at a senior level.
- Bachelor's degree in finance or accounting (preferred) - previous experience working in a financial institution with additional experience in a loan officer or underwriting role. (credit trained a plus)
- Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections
- Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner
- Effective written and verbal communication skills
- Problem recognition and resolution skills
- Ability to work autonomously and within a team

**Education**:

- Bachelor’s/University degree, Master’s degree preferred

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

LI-CM2

The role involves Global coverage of Structured Trade programs and transactions, including Export Agency Finance (EAF), Credit Insured Receivable Programs and Distribution Finance.
- **Job Family Group**:
Risk Management
- **Job Family**:
Credit Decisions
- **Time Type**:
Full time
- Citi is an equal opportunity and affirmative action employer.

Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

View the "**EEO is the Law**" poster. View the **EEO is the Law Supplement**.

View the **EEO Policy Statement**.

View the **Pay Transparency Posting

  • Global Head of Institutional Credit Management

    1 month ago

    London, United Kingdom Citi Full time

    **Background**: Institutional Credit Management (ICM) forms part of Citi’s Client organization and is formed of a workforce of c.4,000 people. The Client organization is dedicated to empowering our clients' growth by deeply understanding and anticipating their needs and by harnessing the full power of Citi. The organization takes a firmwide view of our...

  • VP - Credit Risk - Financial institutions

    2 months ago

    London, UK, United Kingdom Eximius Finance Full time

    This role will provide credit risk management for all financial institutions and sovereigns in EMEA. The responsibilities: - Counterparty/transaction approval in compliance with the risk appetite frameworks and global Credit policies - Monitoring counterparties’ exposure and relevant market trends - Review and approve counterparty credit risk exposure and...

  • VP - Credit Risk - Financial institutions

    2 months ago

    London, United Kingdom Eximius Finance Full time

    This role will provide credit risk management for all financial institutions and sovereigns in EMEA. The responsibilities: - Counterparty/transaction approval in compliance with the risk appetite frameworks and global Credit policies - Monitoring counterparties’ exposure and relevant market trends - Review and approve counterparty credit risk exposure...

  • VP - Credit Risk - Financial institutions

    2 months ago

    London, United Kingdom Eximius Finance Full time

    This role will provide credit risk management for all financial institutions and sovereigns in EMEA. The responsibilities: - Counterparty/transaction approval in compliance with the risk appetite frameworks and global Credit policies - Monitoring counterparties’ exposure and relevant market trends - Review and approve counterparty credit risk exposure and...

  • Institutional Credit Management In-business QA

    1 month ago

    London, United Kingdom Citi Full time

    This role is ideally suited to someone with Banking and /or Rating Agency experience with Securitsation exposure or Banking Securitization Credit Risk exposure specifically with ABS, CMBS and RMBS. Institutional Credit Management’s (“ICM”) objective is to provide an integrated “end-to-end” credit underwriting, identification, measurement,...

  • Financial Credit Analyst London

    2 months ago

    London, United Kingdom Cognitive Credit Full time

    We are a financial technology company that develops advanced analytics software for global credit investors. We work with the world’s largest investment banks, asset managers, and hedge funds. Our aim is to automate as much of a credit analyst’s workflow as possible to free up institutional investors’ resources and empower their businesses to be as...

  • Financial Credit Analyst London

    2 months ago

    London, United Kingdom Cognitive Credit Full time

    We are a financial technology company that develops advanced analytics software for global credit investors. We work with the world’s largest investment banks, asset managers, and hedge funds. Our aim is to automate as much of a credit analyst’s workflow as possible to free up institutional investors’ resources and empower their businesses to be as...

  • Financial Credit Analyst London

    2 months ago

    London, United Kingdom Cognitive Credit Full time

    We are a financial technology company that develops advanced analytics software for global credit investors. We work with the world’s largest investment banks, asset managers, and hedge funds. Our aim is to automate as much of a credit analyst’s workflow as possible to free up institutional investors’ resources and empower their businesses to be as...

  • Financial Credit Analyst

    2 months ago

    London, United Kingdom Cognitive Credit Limited Full time

    Cognitive Credit is expanding our financial analyst team to support a Global Bond product data set and we are looking for auditors with Big 4 accounting experience to work hand-in-hand with our technology team and senior management to build and maintain our data sets. We are a financial technology company that develops advanced analytics software for global...

  • Financial Credit Analyst

    2 months ago

    London, United Kingdom Cognitive Credit Limited Full time

    Cognitive Credit is expanding our financial analyst team to support a Global Bond product data set and we are looking for auditors with Big 4 accounting experience to work hand-in-hand with our technology team and senior management to build and maintain our data sets. We are a financial technology company that develops advanced analytics software for global...

  • Institutional Credit Management, Corporate Credit

    1 month ago

    London, United Kingdom Citi Full time

    **Responsibilities**: - Work on transactions for companies in Corporate Loan Portfolio (including REIT, REOC, and Homebuilders) under Citi’s Commercial Real Estat team - Conduct in-depth financial analysis (including modeling) and structuring of credit requests for clients and prospects - Assesses deal strengths and weaknesses and risk factors - Support...

  • Credit Controller

    3 weeks ago

    London, United Kingdom Portfolio Credit Control Full time

    ASSISTANT MANAGER - ACCOUNTS RECEIVABLE & BILLING Portfolio Credit Control are currently partnered with a well-established property business who have a reputable name within the sector. With continuous growth and expansion of works the business is looking to strengthen the finance function specifically within Accounts Receivable & Billing. If you have...

  • Credit Controller

    4 weeks ago

    East London, United Kingdom Portfolio Credit Control Full time

    ASSISTANT MANAGER - ACCOUNTS RECEIVABLE & BILLING Portfolio Credit Control are currently partnered with a well-established property business who have a reputable name within the sector. With continuous growth and expansion of works the business is looking to strengthen the finance function specifically within Accounts Receivable & Billing. If you have...

  • Associate, Alternative Credit

    1 month ago

    London, United Kingdom Ares Management Full time

    Over the last 20 years, Ares’ success has been driven by our people and our culture. Today, our team is guided by our core values - Collaborative, Responsible, Entrepreneurial, Self-Aware, Trustworthy - and our purpose to be a catalyst for shared prosperity and a better future. Through our recruitment, career development and employee-focused programming,...

  • Credit Controller

    4 weeks ago

    East London, United Kingdom Portfolio Credit Control Full time

    ASSISTANT MANAGER - ACCOUNTS RECEIVABLE & BILLINGPortfolio Credit Control are currently partnered with a well-established property business who have a reputable name within the sector. With continuous growth and expansion of works the business is looking to strengthen the finance function specifically within Accounts Receivable & Billing. If you have...

  • Associate Director of Business Development

    2 months ago

    London, United Kingdom Credit Karma Full time

    Intuit Credit Karma is a mission-driven company, focused on championing financial progress for our more than 130 million members globally. While we're best known for pioneering free credit scores, our members turn to us for everything related to their financial goals, including identity monitoring, applying for credit cards, shopping for insurance and...

  • Relationship Manager, Financial Institutions

    2 months ago

    City of London, United Kingdom Barbara Houghton Associates Full time

    It is essential that all applicants have a minimum of 3 years work experience.Our client is looking for a Relationship Manager, Financial Institutions to join their team on a permanent basis. Hybrid working is 4 days in office and 1 day at home.Role:The successful candidate will manage and develop relationship with Financial Institutions clients, execute...

  • Principal, Multi-Asset Credit Product Specialist

    2 months ago

    London, United Kingdom Apollo Global Management, Inc. Full time

    Position Overview Apollo is seeking an experienced Product Specialist with a strong understanding of Multi-Asset Credit products. The ideal candidate will have a background in fixed income and private credit and will possess a knowledge of the institutional investor landscape. Primary Responsibilities In partnership with lead product specialists...

  • Associate, Alternative Credit

    2 months ago

    London, United Kingdom Ares Management Corporation Full time

    Description Ares’ Alternative Credit strategy focuses investing in businesses and assets that generate contractual cash flows and fills gaps in the capital markets between credit, private equity and real estate. Ares Alternative Credit targets investments across the capital structure in specialty finance, loan portfolios, structured products, net...

  • Investment Manager

    1 month ago

    London, United Kingdom Bruin Full time

    Ref: 37695Bruin have partnered with a highly-regarded international Development Finance Institution to hire an Investment Manager in their London office.Our client has built a strong track record building and growing credit/ investment facilities focused on emerging markets infrastructure development. They currently manage three high-performing credit arms...