Credit Underwriter

2 weeks ago


Cardiff, United Kingdom Jomo People Ltd Full time

Are you an experienced credit underwriter, with experience in speciality lending, looking for your next opportunity?

Want to work for a company with a great culture who offer real career opportunities?

We’re recruiting for a Cardiff based, start-up bank, where you will form part of the ongoing growth of the specialist underwriting department, including 2nd charge, Buy to Let, bridging loans and commercial lending.

**Position: Credit Underwriter**

**Location: Cardiff city centre, with opportunity to work on a Hybrid basis**

**Salary / Benefits: £35,000 to £45,000 pa depending on experience + annual bonus,**

**Hours: Monday to Friday, 9am to 5pm**

**Benefits: 33 days holiday (including bank holidays) rising with length of service, flexible/hybrid working, health & lifestyle benefits package including discounts with major UK retailers, generous pension, company bonus scheme plus loads more**

This financial services, credit underwriter role is unlike any other, as you will 100% be involved in underwriting against risk appetite as opposed to auto generated scorecards.

**Who are we looking for, for this new Credit Underwriter role in Cardiff?**
- Experience working in a regulated financial services environment
- Speciality lending experience (2nd charge / Buy to Let / Bridging)
- Previous credit underwriting experience against risk appetite as opposed to auto generated scorecards
- Someone with strong customer focus
- Excellent decision making skills
- Ability to take ownership of your own workload and work on your own initiative
- Adaptable and flexible
- Solution focused
- Can do attitude - find reasons to help not reasons not to

Jomo People embrace diversity and truly believe in equal opportunities for all. We believe that inclusion and diversity increases creativity, delivers innovation, improves performance and better serves our customers.

We truly believe in the ethos that companies with greater diversity perform better than those without. It is for these reasons that all qualified applicants will be considered for employment regardless of age, race, religion, genetic information, sexual orientation, gender identity, parental status, disability, educational background or any other characteristic for that matter that doesn’t relate to your ability to perform the role.

INDCC

**Job Types**: Full-time, Permanent

**Salary**: £35,000.00-£45,000.00 per year

**Benefits**:

- Company pension
- Employee discount
- Flexitime
- Store discount

Schedule:

- Flexitime
- Monday to Friday
- No weekends

Supplemental pay types:

- Yearly bonus

**Experience**:

- Credit Underwriting: 2 years (required)

Work Location: In person


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