Head of Credit Risk Data Analytics
1 day ago
n this leadership role, you’ll manage a focused credit risk analytics team responsible for building and enhancing data led CR capability that delivers modelling, analysis and visual customer insights to support risk-based decision making.
You will collaborate and influence senior leaders, providing meaningful insight to drive credit and debt strategies throughout the customer lifecycle. Additionally, you’ll be part of the organizations group data leadership community, championing best practiceacross data management, modelling, analysis and visualization.
**Selection of responsibilities**:
- Provide a 'best in class’ data/analytical framework that allows the business to effectively analyze customer trends, payment propensities and spot trends within sizeable portfolios and debt books
- Lead team activities focused on big data builds, i.e. risk profiling, economic modelling and other such larger projects that support insights and strategy
- Work closely with operational leads within Credit & Debt functions, providing analysis that directly influences portfolio strategy for how we manage the portfolio moving forward
- Supporting the credit team’s operational processes by providing key data items and exceptional reporting capability
- Constantly driving best data practice, whist adding value to existing data pipeline infrastructure to deliver data and insight to the business in an automated way
**Selection of skills & experience required**:
- Demonstrable ability to direct, manage, motivate & influence data/analytics staff and associates at all levels
- Proved creditability and influencing in senior stakeholder interactions and business strategies
- Good knowledge and understanding of data analytics and general modelling (Logistic and Linear Regression, Scorecard development, Reject Inference) and related statistics
- Experienced building effective networks across business areas, developing relationships based on mutual trust and encouraging others to do the same
- Comfortable delivering results in a fast-paced environment
- Pragmatic - able to find the solution that balances accuracy with delivery
- Commercially aware - experience working in a commercial environment, experienced working in a credit or debt orientated environment (beneficial)
- Bold - comfortable challenging ideas
In return the role offers a basic salary at £75,000 - £95,000 + access to an exceptional flexible benefits program.
Flexible / hybrid working - periodic travel to East Midlands office.
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