Senior Bridging Underwriter

Senior Bridging Finance Underwriter

Reporting to Head of Underwriting

Salary: £100k total package inc Salary & Bonuses

Location: Mayfair, London

5 days in the office

Key Responsibilities:

* Evaluate and underwrite bridging finance loan applications, assessing the creditworthiness of borrowers and the viability of proposed transactions.

* Conduct comprehensive risk assessments, analysing financial statements, credit reports, and collateral valuations to make informed lending decisions.

* Collaborate with the sales team and borrowers to gather necessary documentation and information, ensuring a smooth and efficient underwriting process.

* Structure loan terms and conditions in accordance with company policies, regulatory requirements, and risk management guidelines.

* Provide recommendations on loan approvals, declines, or modifications based on thorough analysis and risk assessment.

* Communicate effectively with internal stakeholders, including senior management, to present underwriting decisions and address any concerns or questions.

* Stay informed about market trends, regulatory changes, and industry best practices related to bridging finance underwriting.

* Mentor and provide guidance to junior underwriters, fostering a collaborative and supportive team environment.

Qualifications:

* 2-3 years of underwriting experience.

* Strong analytical and communication skills.

* Proficiency in underwriting software and MS Office Suite.

* Detail-oriented and able to manage multiple tasks efficiently.

Bridging Finance underwriting experience is essenti