Credit Risk Analytics Manager

3 weeks ago


London, United Kingdom Borderless Capital Full time

We are on a mission to liberate humanity from all the meaningless time spent managing their purchases and finances, so they can do more of what they love. As a Senior Credit Risk Analyst you will play a pivotal role in shaping our credit risk strategies for the US & UK markets. Notably, we've recently achieved significant milestones such as optimizing our US risk strategy for positive gross profits and launching our new Pay in 4 product. You will have the opportunity to change the credit industry by working on the Klarna Card product, making customer favorite payment method available everywhere.
As part of our diverse, collaborative teams based in Stockholm, London, and New York, you will challenge the status quo and help us achieve our objectives.
Conducting statistical analysis to evaluate the impact of changes in credit strategy in a rapidly evolving industry.
Ensuring that metrics and strategies are tailored to the current credit environment and emerging risks, such as macro trends.
Establishing robust controls, monitoring, and testing programs.
SQL, Python, or similar) to analyze data, identify trends, and challenge business decisions.
1-3 years of experience in consulting, investment banking, fintech/payments companies, or other high-growth organizations in a quantitative or analytical role.
~ A degree from a university in Science, Technology, Engineering, Mathematics, or a Business field.
~ An outstanding track record in optimizing business performance and identifying gaps in business strategy, particularly in financial services and credit risk.
~ Tech-savviness, with the ability to write rules for credit decisions.
~ Proficiency in data extraction and manipulation, as well as programming languages (SQL, R, Python, MatLab, Java, C#, etc.).
~ Proficiency in verbal and written English communication.

Please submit your CV in English through this application, and we will promptly review your profile for relevance to the role.
Since 2005 Klarna has been on a mission to revolutionize the retail banking industry. With over 150 million global active users and 2 million transactions per day, Klarna is meeting the changing demands of consumers by saving them time and money while helping them be informed and in control. Over 450,000 global retail partners, including H&M, Saks, Sephora, Macys, IKEA, Expedia Group, and Nike have integrated Klarna's innovative technology to deliver a seamless shopping experience online and in-store. It is our commitment that every qualified person will be evaluated according to skills regardless of age, gender, identity, ethnicity, sexual orientation, disability status or religion.



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