Ratings Associate
4 weeks ago
Experience Level: Experienced Hire
Categories:
- Credit Analysis & Research
Location(s):
- One Canada Square, Canary Wharf, London, E14 5FA, GB
Description
The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their assigned credits, transactions, or credit reviews. The Rating Associates are expected to participate in rating committee discussions and interact with issuers and other market participants, in collaboration with lead analysts.
The Rating Associate role is integral to Moody’s focus on ratings accuracy, research, and market outreach. The Rating Associate role will typically focus primarily on one rating group, with the potential for cross-training in and/or work for other rating groups.
Responsibilities
Portfolio Management & Credit Quality
Working with lead analysts by performing day-to-day credit analysis related to ratings, research, presentations, and investor outreach. Examples of analytical work may include:
- Reviewing financial spreadsheets and charts, analyzing data and financial statements, building and updating financial forecasts, and writing analytical commentary in accordance with Moody’s methodologies.
- Assisting with proprietary models and new financial projections as applicable, identifying trends in data, and applying analytical skills and judgment to form well-reasoned credit conclusions.
- Developing a working knowledge of credit fundamentals through a review of components such as transaction documentation, cash flow analysis, or loss allocation rules.
- Performing analytical tasks related to portfolio reviews and other credit projects.
- Developing a working knowledge of Moody’s methodologies and credit rating best practices, and applying these with guidance from lead analysts.
- Collaborating with lead analysts in preparing the first draft of rating committee memos.
- Developing the ability to understand and identify key factors that affect issuer credit ratings. Interpreting and analyzing financial data and other credit inputs provided by internal and external parties.
- Monitoring credit quality and issuer and/or industry trends by following market developments and relevant news events, analyzing issuer reporting (including, in some rating groups monitoring and attending earnings calls), and engaging with issuers directly for follow-up clarification and information.
- Attending and participating in rating committee meetings, including to offer analysis and opinion where appropriate. Preparing credit estimates analysis used to assess elements of credit risk in certain rated transactions.
Research, Investor Outreach & Market Interaction
- Contributing to the first draft of core research (such as credit opinions, issuer and sector comments, press releases, pre-sale, and new issue reports) in collaboration with lead analysts.
- Contributing to research strategy, including idea generation and preliminary drafting, and adhering to Moody’s research standards.
- Attending investor briefings and issuer meetings as required; helping prepare presentation materials in some cases; arriving prepared to engage in discussions.
- Building positive relationships with issuers displaying initiative to understand the issuer’s business and proactively responding to issuer inquiries.
Credit Administration
- Operating applicable ratings and research systems and utilizing software specific to the rating group.
- Demonstrating sound understanding and judgment in applying Moody’s processes, documentation standards, and best practices, and adhering to all laws and policies.
Coaching & Guidance
- Providing guidance in the delegation of work to the data processing team.
- Actively managing workload pipeline to provide sufficient time for completion. Seeking guidance from the manager where needed to determine how to prioritize work.
- Providing feedback to the manager on the quality and accuracy of work produced by the data processing team, while providing constructive and proactive feedback.
Risk Identification and Escalation
- Ensure compliance with applicable laws, regulations, policies, and procedures to certify relevant key codes as required. Complete mandatory required training in a timely manner.
- Awareness of Moody’s risk management approach.
- Increase awareness of cyber risks and avoidance of vulnerabilities e.g., e-mail use (phishing malware).
- Ensure high quality of work free errors.
Qualifications
Experience/Qualifications
- Minimum Bachelor’s Degree or equivalent qualification with strong academic performance.
- Relevant experience in Insurance (including internships). Strong understanding of Insurance industry and its key drivers is required.
- Accounting knowledge with a focus on financial analysis is preferred.
- Evidence of ongoing professional development (e.g. CFA, ACCA, FRM).
- Proficient in MS Excel, Word and PowerPoint. Familiarity with relevant programming languages (e.g. Python/SQL) is a plus.
- Excellent verbal, written communication, and interpersonal skills.
- Organised and efficient, with strong attention to details and ability to multi-task and meet deadlines.
- Proactive and able to work effectively in a collaborative team environment.
Language requirements
- Fluency in English is essential. Additional language skills (French, German, Spanish) would be beneficial.
-
Market Research Associate
1 week ago
London, United Kingdom Fitch Ratings Full timeMarket Research Associate / Senior Market Research Associate, BRM FI - London **Requisition ID**:45815**Business Unit**:Fitch Ratings**Category**:Business Development & Sales**Location**:London, GB**Date Posted**:Jul 6, 2023**Market Research Associate (MRA) / Senior MRA** **Business & Relationship Management (BRM) is currently seeking an Market Research...
-
Market Research Associate, Brm Corporates
6 days ago
London, United Kingdom Fitch Ratings Full timeMarket Research Associate, BRM Corporates - London **Requisition ID**:45917**Business Unit**:Fitch Ratings**Category**:Business Development & Sales**Location**:London, GB**Date Posted**:Aug 7, 2023**Market Research Associate, Business Relationship Management (BRM) Corporates** **BRM EMEA Corporates is currently seeking a Market Research...
-
Ratings Associate
4 weeks ago
London, United Kingdom Moody's Full timeMoody's is a global integrated risk assessment firm that empowers organizations to make better decisions. **Description**: The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by...
-
Ratings Associate
4 weeks ago
London, Greater London, United Kingdom Moody's Full timeDescription The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their...
-
Ratings Associate
3 weeks ago
London, Greater London, United Kingdom Moody's Full timeMoody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply You may be a perfect fit for this role or other open roles.Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.At...
-
Ratings Associate
3 weeks ago
London, Greater London, United Kingdom Moody's Full timeAt Moody s, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. If you are excited about this opportunity but...
-
Ratings Associate
2 weeks ago
London, Greater London, United Kingdom Moody's Full timeMoody's is a developmental culture where we value candidates who are willing to grow. So, if you are excited about this opportunity but don't meet every single requirement, please apply You may be a perfect fit for this role or other open roles.Moody's is a global integrated risk assessment firm that empowers organizations to make better decisions.At...
-
Associate Director
1 week ago
London, United Kingdom Fitch Ratings Full timeFitch Ratings Global Leverage Finance Research is currently seeking an Associate Director based out of our London, UK office. The Global Leveraged Finance Research Group is responsible for producing a portfolio of research across the US and European Leveraged Finance Markets. This includes research on defaults and distress, credit performance focused...
-
Associate Director, Sales Specialist
1 week ago
London, United Kingdom Fitch Ratings Full timeSales Specialist Fitch Solutions is currently seeking a Credit Sales Specialist out of our London office. In this high-profile sales role, you will be part of the European Sales team. Sales Specialists are responsible to proactively drive new business and cross sell activities within Buy-Side and Sell-Side accounts as well as Insurances Companies...
-
Ratings Associate
4 weeks ago
London, United Kingdom Moody's Full timeDescription The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their...
-
Ratings Associate
4 weeks ago
London, United Kingdom Moody's Full timeDescription The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their...
-
Ratings Associate
2 weeks ago
London, United Kingdom Moody's Full timeDescription The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their...
-
Ratings Associate
2 weeks ago
London, United Kingdom Moody's Full timeDescription The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their...
-
Ratings Associate
4 weeks ago
London, United Kingdom Moody's Full timeDescription The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for...
-
Ratings Associate
2 weeks ago
London, United Kingdom Moody's Full timeDescription The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their...
-
Ratings Associate
1 week ago
London, United Kingdom Moody's Investors Service Full timeExperience Level: Experienced Hire Categories: Credit Analysis & Research Location(s): One Canada Square, Canary Wharf, London, E14 5FA, GB Description The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate...
-
Ratings Associate
1 week ago
London, United Kingdom Moody's Full timeDescription The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an evaluation of credit risk by integrating credit risk inputs prepared by internal and external parties. In conducting credit analysis for their...
-
Ratings Associate
1 week ago
London, United Kingdom Moody’s Corporation Full timeExperience Level: Experienced Hire Categories: Credit Analysis & Research Location(s): One Canada Square, Canary Wharf, London, E14 5FA, GB Description The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate...
-
Ratings Associate
1 week ago
London, United Kingdom Moody’s Corporation Full timeExperience Level: Experienced Hire Categories: Credit Analysis & Research Location(s): One Canada Square, Canary Wharf, London, E14 5FA, GB Description The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an...
-
Ratings Associate
1 week ago
London, United Kingdom Moody’s Corporation Full timeExperience Level: Experienced Hire Categories: Credit Analysis & Research Location(s): One Canada Square, Canary Wharf, London, E14 5FA, GB Description The Rating Associate will work with lead analysts in assigning and monitoring credit ratings; researching, drafting, and publishing research; and other activities. The Rating Associate will perform an...
