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Risk Analyst
2 months ago
Credit Risk Strategy Specialist London (Hybrid)
Our Client is looking for a Credit Risk Strategy Specialist to join the team and assist in analysing and delivering credit risk acquisition strategies, from initial idea to implementation, as well as managing controls and governance processes.
Leading in developing credit risk underwriting strategies that align with company objectives and regulatory requirements, ensuring positive customer outcomes.
Monitoring and Identifying Opportunities: proactively monitoring and assessing credit quality, identifying key insights and opportunities for optimisation.
Ensuring all processes, incident management, and strategic implementations are carried out in a controlled manner and meet the audit standards.
Credit Forecasting: Developing charge-off curves to support budgets as well as performance and score-cut reviews.
Experience: a minimum of 2 years' experience in credit card strategies or highly analytical roles within the UK financial service industry.
Knowledge of unsecured lending, preferably from work experience.
highly intellectual with commercial competence. Coding: Proficiency in SQL and/or Python.
Experience : a working knowledge of implementing and maintaining policies and controls.
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