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Credit Analyst
2 months ago
A Global bank based in London, who offer excellent benefits currently seek a Credit Analyst to be responsible for credit committee administration, including preparation, organization and material collection, sorting and archiving; credit portfolio analysis and management and credit business review related work
Submit your CV and any additional required information after you have read this description by clicking on the application button.
**Mandarin is essential for this position and experience working for a bank in the UK**
Key Responsibilities
- Produce the credit portfolio reports on the sectors analysis, implementation of credit risk appetite, etc.
- Perform credit review and research of industry / customer-related information for all new proposals and for existing customers;
- Provide credit evaluation report for various credit products which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation .
- Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process.
- Conduct post lending management work including but not limited to the annual review, monitoring the performance of the credit portfolio, etc.;
- Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.
Essential Experience
- At least 3-5 years work experience in the credit risk area covering a generalist portfolio
- An ability to work unsupervised, good time management skills and organized are essential.
- Strong data processing skills. Proficient and skilled with Bloomberg, Microsoft Word, Excel and PowerPoint etc.
- Mandarin-speaking.
- Excellent communication and interpersonal skills.