Senior Credit Risk Analyst

2 weeks ago


Manchester, United Kingdom James Adams Full time

Senior Credit Risk Analyst


Skills, Experience, Qualifications, If you have the right match for this opportunity, then make sure to apply today.

Are you a seasoned Senior Credit Risk Analyst passionate about leveraging data to drive informed lending decisions? Do you have a knack for SQL code and a willingness to dive into Python scripting? If you're ready to take the next step in your career and join a dynamic team, we want you on board as our Senior Credit Analyst

As a Senior Credit Risk Analyst, you will play a pivotal role in assessing credit risk, analyzing lending portfolios, and implementing data-driven strategies to optimize our lending practices. Your expertise in SQL code, coupled with a desire to learn Python scripting, will be instrumental in uncovering insights from large datasets and enhancing our analytical capabilities.

Key Responsibilities:

  1. Credit Risk Assessment: Conduct comprehensive analyses of credit applications, evaluating factors such as credit history, income, and debt-to-income ratios to assess creditworthiness.
  2. Data Management: Utilize SQL code to extract, manipulate, and analyze data from diverse sources, including transactional databases and external data providers.
  3. Predictive Modeling: Collaborate with data scientists to develop predictive models for credit risk assessment, leveraging Python scripting for data preprocessing, modelling, and evaluation.
  4. Portfolio Management: Monitor and analyze the performance of lending portfolios, identifying trends and potential areas of risk or opportunity.
  5. Collaborative Teamwork: Work closely with cross-functional teams, including risk management, finance, and technology, to implement data-driven solutions and drive business outcomes.

Requirements:

  • Proven experience as a Credit Analyst, preferably in unsecured and/or retail lending environments.
  • Strong proficiency in SQL code for data extraction, manipulation, and analysis; experience with Python scripting is a plus.
  • Knowledge of statistical modeling techniques and predictive analytics for credit risk assessment.
  • Excellent analytical and problem-solving skills, with the ability to translate complex data into actionable insights.

Why Join Us?

  • Exciting opportunity to join a growing and collaborative team, where your contributions make a meaningful impact.
  • Competitive compensation package with comprehensive benefits and opportunities for professional development and advancement.
  • Access to cutting-edge tools and technologies, with a commitment to continuous learning and skill development.

If you're ready to leverage your expertise in credit analysis and data analytics to drive business success, apply now to become our next Senior Credit Analyst



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