Credit Risk Analyst

2 weeks ago


Manchester, United Kingdom Pontoon Full time

**Role: Credit Risk Analyst**

**Location: Manchester**

**Duration: 12 months**

**Remote Working**

**Salary: £550 per day**

**The primary purpose of this role is to work with the Consumer Duty Lead for Credit Risk, where you will initially support with workstreams which require Credit Risk involvement**

This role is pivotal in the successful delivery of the Consumer Duty programme, acting as the business area (credit) expert across workstreams. Critically this role will:

- Work with wider workstream business analysts and other business area sponsors to help agree/shape actions for Credit Risk.
- Translate detailed requirements owned by Business Analysts and support the wider Credit Risk team with implementation of those requirements.
- Consistently ensure that priorities, tasks and efforts are focused on delivery outcomes of the Consumer Duty programme.
- Enable the delivery of new consumer duty requirements
- Work collaboratively with all stakeholders to ensure a consistent and customer centric approach to the Consumer Duty programme.
- Support and implement the delivery of credit risk actions from each workstream on the Consumer Duty Programme
- Make the customer linkages throughout customer journeys to deliver a consistent experience regardless of customer type and complexity
- Support the customer journey review exercises to assess customer impact and implement the required changes, including embedding changes to QA and QC procedures across Credit risk
- Work closely with all stakeholders to implement the necessary credit risk actions for consumer duty milestones
- Clearly understand the desired outcomes of the Consumer Duty programme and implement new ways of working for the benefit of customer outcomes
- Generate new concepts and ideas to present to SME Credit Risk Manager (senior stakeholder) for approval
- Working across the Bank, to support the delivery of consumer duty to meet agree milestones
- Support the lasting embedding of Consumer duty principles across Credit Risk
- Influences where necessary new MI reporting to meet the Consumer Duty requirements within Credit Risk
- Uses expertise and knowledge of the industry to initiate and lead Credit Risk change recommendations in line with Consumer Duty

**KNOWLEDGE, SKILLS AND EXPERIENCE REQUIRED**:

- Good understanding of Consumer Duty guidance and wider consumer regulation
- Experience in customer & or regulatory change programmes is preferable
- Good understanding of risk management
- Good understanding of credit risk
- Deep product knowledge including associated processes and procedures, regulatory issues and constraints.
- Ability to communicate at senior level in a style appropriate to the audience, and to work with a diverse range of people and cultures.

we may however keep your details on file for any suitable future vacancies and contact you accordingly.

Pontoon is an employment consultancy and operates as an equal opportunities' employer



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