Head of UK Business Risk Office

Nottingham Trent House (95002) United Kingdom Nottingham NottinghamshireHead of UK Business Risk OfficeAbout the roleWere looking for a Head of the UK Risk Office to join our UK business. This role is crucial for helping business leaders make the right decisions to deliver on our UK Strategy whilst ensuring we have the governance and oversight arrangements in place to demonstrate it. This is a strategic leadership role and will balance the need to inspire their team to deliver on its potential whilst also supporting the business to make the right trade-offs.The Risk Office is a first line function that ensures were poised to make the most of every opportunity that is available whilst ensuring we have the foundations in place to scale effectively and at pace. As the Head of the UK Risk Office you will partner with other leaders across all three lines of defence within the business including effectively using a deep relationship with other risk leaders who support Card Risk in the US and Canada to help drive the business forward in a dynamic and well controlled way.What youll doEnsure the UK business is having the right strategic conversations on risk and customer outcomes and is reporting these appropriately to its governing bodies and parental organisation (including chairing our Customer Outcomes and Insight Committee).Act as an advisor and challenger to business leaders on risk matters. Lean in and solve problems in order to sustain a dynamic and well controlled business and to deliver on our business goals.Ensure that the UK business has processes in place to comply with the elevated risk management expectations of shareholders regulators the UK leadership team and the UK Board of Directors.Create execute and champion an integrated risk management framework to help the UK Card business mitigate risks with a full understanding of both the positive and negative potential of the risks involved.Promote a well managed culture throughout the organisation and drive any changes needed as we seek to reach the next stage of our risk maturity. Aggregate all categories of risk and integrate them into management routines and conversation.Perform risk assessments and escalate risks or breaches of risk appetite where appropriate. Transparently report to management on all things risk related. Lead decisions to accept and mitigate risks. Advise on relevant projects and business as usual activities.Own the vision for and monitoring of the UK control environment working with leaders across the business to establish and manage control frameworks and enhance control coverage where required and where it matters the most.Ensure that the UK business has Business Continuity and Operational Resiliency plans in place that are right sized for the UK Card business and that adapt to and remain compliant with local regulation and enterprise policy.Oversee the delivery of all Enterprise Risk programmes (including our Launch process for new intent delivery Risk and Control Self Assessments and Process and Product Level Assessments) to a high standard identifying ways to streamline the process to help the UK business focus time most on the areas of greatest risk.Own our Journey Testing agenda to drive insights into the customer outcomes we are delivering as a business and where we should focus efforts to make improvements.Drive the creation of effective metrics and reporting that support the business in remaining compliant with policies and provide insights to business leaders and process managers to help enhance their processes in areas of greatest risk.Lead a high-performing diverse and inclusive team of risk professionals that can deliver on the needs of the UK business effectively and efficiently.What youll bringYou will be an experienced leader who has a proven record of consistently delivering significant business impacting results. You will understand that managing risks requires trade-offs across multiple dimensions and will be adept at delivering strategies that demonstrate deep thinking across risk categories (including credit compliance operational and conduct). You are able to think about what constitutes good and responsible lending from all angles. You have a strongly held personal perspective on the positive and valuable role of lending in the lives of UK consumers.Additionally you will have:Knowledge of the UK (and ideally US) financial services regulatory landscapesAn understanding of UK consumer lendingTechnology literacy and understanding of the associated risks e.g. cyberExperience of pragmatic change management within an enterprise environmentA passion for using data and analysis to drive decision making and resultsAbility to build strong relationships with internal business leaders and effectively challenge stakeholders where necessaryA track record of developing high performing and cross functional teamsWhere and how youll workThis is a permanent position based in our Nottingham office.We have a hybrid working model so youll be based in our Nottingham office 3 days a week on Tuesdays Wednesdays and Thursdays and can work from home on Monday and FridayMany of our associates have flexible working arrangements and were open to talking about an arrangement that works for you.Whats in it for youBring us all this - and youll be well rewarded with a role contributing to the roadmap of an organisation committed to transformationWe offer high performers strong and diverse career progression investing heavily in developing great people through our Capital One University training programmes (and appropriate external providers)Immediate access to our core benefits including pension scheme bonus generous holiday entitlement and private medical insurance with flexible benefits available including season-ticket loans cycle to work scheme and enhanced parental leaveOpen-plan workspaces and accessible facilities designed to inspire and support you. Our Nottingham head-office has a fully-serviced gym subsidised restaurant mindfulness and music London you can heighten your mood with a run on our rooftop running track or an espresso at the Workshop Coffee caféWhat you should know about how we recruitWe pride ourselves on hiring the best people not the same people. Building diverse and inclusive teams is the right thing to do and the smart thing to do. We want to work with top talent: whoever you are whatever you look like wherever you come from. We know its about what you do not just what you say. Thats why we make our recruitment process fair and accessible. And we offer benefits that attract people at all ages and stages.We also partner with organisations including the Women in Finance and Race At Work Charters Stonewall and upReach to find people from every walk of life and help them thrive with us. We have a whole host of internal networks and support groups you could be involved in to name a few:REACH Race Equality and Culture Heritage group focuses on representation retention and engagement for associates from minority ethnic groups and alliesOutFront to provide LGBTQ support for all associatesMind Your Mind signposting support and promoting positive mental wellbeing for allWomen in Tech promoting an inclusive environment in techEmpowHER - network of female associates and allies focusing on developing future leaders particularly for female talent in our industryCapital One is committed to diversity in the workplace.If you require a reasonable adjustment please contact All information will be kept confidential and will only be used for the purpose of applying a reasonable adjustment.For technical support or questions about Capital Ones recruiting process please send an email to Capital One does not provide endorse nor guarantee and is not liable for third-party products services educational tools or other information available through this site.Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).Required Experience:Director Key Skills Marketing & Promotions,Attorney At Law,Jni,Airlines,Art Employment Type : Full-Time Experience: years Vacancy: 1