Head of credit strategy
3 weeks ago
About the Company Our client is a leading global fintech driving innovation in digital financial services across consumer and SME segments. With a rapidly growing global customer base and cutting-edge technology platform, the firm is redefining access to credit through data science, automation, and responsible risk management. Role Overview The Head of Credit Strategy will be responsible for shaping and executing the firm’s global credit strategy across all lending products and markets. Working closely with the CRO, the Head of Lending, and cross-functional teams (Product, Data Science, Finance, and Operations), this role will define the risk appetite, portfolio optimisation, and growth strategies that underpin sustainable and profitable expansion. This is a strategic, high-impact role requiring a balance of analytical depth, commercial acumen, and leadership capability. The successful candidate will be a thought leader in credit risk management and a key voice in the firm’s lending strategy and governance. Key Responsibilities Strategic Leadership Develop and own the global credit strategy across all products (consumer, SME, embedded finance, and new credit propositions). Define and refine the credit risk appetite in alignment with business growth, capital efficiency, and regulatory requirements. Partner with the CRO and Head of Lending to set credit policy, pricing, and underwriting frameworks that balance risk and return. Portfolio Management & Analytics Oversee portfolio performance, credit loss forecasting, and stress testing across regions. Identify and act on opportunities to enhance yield and manage loss rates through data-driven insights. Champion the use of advanced analytics and alternative data to refine decisioning models and underwriting performance. Cross-Functional Collaboration Work with Data Science and Product teams to innovate and test new credit decisioning models, scorecards, and risk tools. Collaborate with Finance and Capital teams to ensure alignment between risk strategy, funding, and capital adequacy. Partner with Commercial and Product leadership to design new lending propositions that scale responsibly. Governance & Stakeholder Engagement Lead credit committees and present strategy and portfolio insights to the Executive Committee and Board Risk Committee. Engage with regulators, investors, and external partners to articulate the firm’s credit risk philosophy and performance. Ensure compliance with local and global credit risk regulations and standards. Key Skills & Experience 10+ years of experience in credit risk, lending strategy, or portfolio management in fintech, banking, or consumer finance. Proven track record developing and executing credit strategies that drive profitable growth at scale. Strong technical understanding of credit modelling, data science applications, and automated decisioning systems. Experience working in multi-country or multi-product lending environments. Deep familiarity with consumer and SME lending dynamics, including unsecured and secured products. Excellent analytical, communication, and stakeholder management skills; able to influence at Executive and Board level. Strong leadership skills with the ability to build and mentor a high-performing team of credit and strategy professionals. Relevant academic background (Economics, Finance, Mathematics, or related field); advanced degree or CFA/FRM a plus.
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Head of Credit Risk Strategy
2 weeks ago
London, United Kingdom Harnham Full time**Head of Credit Risk Strategy** **London** **Up to £140,000 + Competitive Benefits** **THE COMPANY**: An established and fast-growing challenger FS with a stand-out Credit Risk Analytics function. **THE ROLE**: - Oversee the design, development, implementation and optimisation of Credit Risk Customer Strategies across multiple (established and start-up)...
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Head of Credit Strategy
1 week ago
London, United Kingdom Jobs via eFinancialCareers Full time £125 - £150Head of Credit Strategy & AnalyticsConsidering applying for this job Do not delay, scroll down and make your application as soon as possible to avoid missing out.We are seeking a visionary and analytically driven Head of Credit Strategy & Analytics to lead credit policy, data‑driven decisioning, and portfolio risk management for our business lending...
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Head of Credit Strategy
5 days ago
London, United Kingdom Jobs via eFinancialCareers Full timeRole Overview We are seeking a visionary and analytically driven Head of Credit Strategy & Analytics to lead credit policy, data-driven decisioning, and portfolio risk management for our business lending organization. This leader will be responsible for designing scalable credit strategies, building world-class analytical capabilities, and driving profitable...
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Head of Credit Strategy
5 days ago
London, United Kingdom Jobs via eFinancialCareers Full timeRole Overview We are seeking a visionary and analytically driven Head of Credit Strategy & Analytics to lead credit policy, data-driven decisioning, and portfolio risk management for our business lending organization. This leader will be responsible for designing scalable credit strategies, building world-class analytical capabilities, and driving profitable...
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Head of Credit Strategy and Analytics
7 days ago
London, United Kingdom Onsight Data Full time £150 - £200Join to apply for the Head of Credit Strategy and Analytics role at Onsight Data.A variety of soft skills and experience may be required for the following role Please ensure you check the overview below carefully.Hybrid role based in London.Role OverviewAs the Head of Credit Strategy and Analytics, you will oversee the Credit Strategy and Analytics function...
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Head of Credit Strategy and Analytics
5 days ago
Greater London, United Kingdom Onsight Data Full timeJoin to apply for the Head of Credit Strategy and Analytics role at Onsight Data. Hybrid role based in London. Role Overview As the Head of Credit Strategy and Analytics, you will oversee the Credit Strategy and Analytics function for Uncapped’s small‑ticket lending business. We seek an entrepreneurial leader with a demonstrated history of leveraging...
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Head of Credit Strategy and Analytics
7 days ago
London, United Kingdom Uncapped Full time £150 - £200Role Overview All potential applicants are encouraged to scroll through and read the complete job description before applying.As the Head of Credit Strategy and Analytics, you will oversee the Credit Strategy and Analytics function for Uncapped's small-ticket lending business. We seek an entrepreneurial leader with a demonstrated history of hands‑on...
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Head of Credit Strategy and Analytics
7 days ago
London, United Kingdom Uncapped Full time £150 - £200Hybrid role based in LondonApply fast, check the full description by scrolling below to find out the full requirements for this role.Role overview As the Head of Credit Strategy and Analytics, you will oversee the Credit Strategy and Analytics function for Uncapped’s small-ticket lending business. We seek an entrepreneurial leader with a demonstrated...
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Head of Credit Strategy and Analytics
1 week ago
London, Greater London, United Kingdom Uncapped Full time £60,000 - £120,000 per yearHybrid role based in LondonRole Overview As the Head of Credit Strategy and Analytics, you will oversee the Credit Strategy and Analytics function for Uncapped's small-ticket lending business. We seek an entrepreneurial leader with a demonstrated history of hands-on leveraging data science and advanced analytics to design and execute credit strategies. With...
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Head of Credit Strategy and Analytics
7 days ago
London, Greater London, United Kingdom Uncapped Full time £100,000 - £120,000 per yearHybrid role based in LondonRole overview As the Head of Credit Strategy and Analytics, you will oversee the Credit Strategy and Analytics function for Uncapped's small-ticket lending business. We seek an entrepreneurial leader with a demonstrated history of hands-on leveraging data science and advanced analytics to design and execute credit strategies....
