Manager, Credit Risk

4 weeks ago


Nottingham, United Kingdom Ledn Full time

Managers of Credit Risk Ledn is interested in hearing from you.

Ledn is a global financial services company built for digital assets, helping to improve the everyday lives of Bitcoin holders while building generational wealth for the future. We offer a suite of egalitarian lending, savings and trading products to digital asset holders in over 120 countries around the world. Through our products & services, we can make a difference in the lives and futures of our clients - in real terms.

Our team at Ledn is a passionate group of individuals from diverse backgrounds. What we all have in common is an unshakeable conviction that digital assets can democratize access to the global economy and Ledn’s suite of products & services can play a critical role in doing so. The core values that guide us are: act with integrity always, own it, have a passion for progress, and lead with empathy. Combining these values with our conviction make Ledn an unstoppable force in changing the world for the better. Come join us as we build, innovate and revolutionize financial services

The Opportunity

We're seeking a full-time Manager, Credit Risk to supercharge our counterparty and risk function. The ideal candidate is seasoned professional with a high level of autonomy, who is comfortable taking ownership of the underwriting process and who brings an objective and critical view to the organization.

Your main responsibility is to take ownership of the underwriting process and credit assessment framework.

About the Role

  • Drive loan underwriting activities:
  • Analyze financials of borrowers.
  • Coordinate borrower due diligence.
  • Assist with preparation and review of loan documentation and recommendations.
  • Monitor and assist in the credit risk management of the institutional loan portfolio:
  • Ensure we are within covenants and limits with our risk management policy.
  • Model scenarios and pressure test our loan portfolio.
  • Help develop and implement comprehensive credit risk strategies that enable continued growth of our institutional loan portfolio at the lowest possible risk of loss due to default.
  • Identify and resolve gaps in current operational processes and policies to enable profitable growth.
  • Work closely with our institutional team to identify, document and implement process improvement opportunities.
  • Work closely with Data Team to:
  • Improve automation of loan portfolio reporting processes.
  • Maintain credit risk policies and procedures that align with the organization's overall risk management framework.

Qualifications

  • 5 years experience in commercial credit underwriting, financial services, or banking.
  • Undergraduate degree, preferably in Commerce.
  • Experience with cryptocurrency credit is a plus.
  • Able to scope, negotiate, and execute key cross-functional initiatives.
  • Able to use data to identify problems, trends, and anomalies, as well as to make recommendations for new initiatives.
  • Expertise in Excel or Google Sheets.
  • Excellent written, oral, and presentation skills and an ability to synthesize information and make clear, concise recommendations on a course of action.
  • A creative and eager mindset, with a bias towards action and finding solutions.
  • Fluent in English.

A Taste of What We Provide

  • As one of the world’s leading digital asset companies, we provide tremendous growth opportunities.
  • Comprehensive, best-in-class total rewards package that starts on your first day
  • We offer a competitive PTO package that ensures you have the time off you deserve.
  • Ownership in the company. Through shared equity, Ledn employees are stakeholders in the company and the future of the digital economy.
  • We offer every employee the opportunity to work remotely anywhere in the world for 120 days (subject to timezone restrictions).
  • A career that provides you with purpose in your job. We remove barriers so you love what you do.

We are an equal opportunity employment organization and pride ourselves on inclusivity, diversity, and the success that comes from diversity. You may reach out to the Ledn team by emailing accessibility@ledn.io for accommodation requests throughout all stages of the recruitment process. Requests will be addressed confidentially.

Ledn Working Environment

Our Ledn team is truly global in nature with our people spanning across North America, Latin America, South Africa and Europe. We are a remote first environment.



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