Senior Credit Risk Analyst

3 weeks ago


Nottingham, United Kingdom MERJE Full time
Job Description

Senior Credit Risk Analyst- Nottingham (Hybrid 2 days a week)- £50K- £60K


My Client is on the search for a Senior Credit Risk Analyst to be responsible for driving insight on credit risk strategies using varying data approaches; regularly monitoring key trends in the portfolio and the wider market and identifying risks that operate with them; and analysing and presenting reports to stakeholders. This role also supports a variety of risk management activities including credit decisioning and impairment models.

As a Senior Analyst you’ll have the opportunity to manage and mentor junior team members and work on in-depth project-based analysis.


Key Responsibilities:


  • Identify new opportunities to improve credit performance, communicate the benefit to key stakeholders and support implementation and monitoring of new strategies.
  • Evaluate new and current customers creditworthiness to ensure the business continues to lend safely and remains within Risk Appetite.
  • Produce timely and accurate credit risk MI and analysis, communicating any trends or concerns, drawing conclusions, and recommending action.
  • Develop and maintain credit risk models to assess the probability of default, loss given default, and exposure at default.
  • Support advanced model development, regular model insights and out of course analytical insights and investigations.
  • Improve credit risk models, data and processes, by identifying improvements that can be made and recommending potential solutions.


Key Requirements:


  • In- depth knowledge of standard and advanced analytical techniques.
  • Knowledge and confidence using SQL, Python, SAS and/or R.
  • Knowledge of a variety of risk management topics such as IFRS9, IRB, Climate risk, and automated credit decisioning.
  • Understanding of Credit Reference Agency data and uses in portfolio monitoring.
  • Awareness of the Regulations including EBA Capital Requirements, Mortgage Credit Directive, FCA Mortgage conduct of business, GDPR and PRA Supervisory Statements.
  • In depth understanding of IFRS 9 accounting standard and impairment modelling.
  • Strong critical thinking, interpretation, and facilitation skills.
  • Excellent problem solving and decision-making skills.


If interested, please send your CV to nmohamed@merje.com


**NOTE- This Client cannot provide sponsorship so candidates need to have valid right to work**



  • Nottingham, United Kingdom MERJE Full time

    Senior Credit Risk Analyst- Nottingham (Hybrid 2 days a week)- £50K- £60K My Client is on the search for a Senior Credit Risk Analyst to be responsible for driving insight on credit risk strategies using varying data approaches; regularly monitoring key trends in the portfolio and the wider market and identifying risks that operate with them; and...


  • Nottingham, United Kingdom MERJE Ltd Full time €50,000 - €60,000

    Senior Credit Risk Analyst- Nottingham (Hybrid 2 days a week)- £50K- £60K My Client is on the search for a Senior Credit Risk Analyst to be responsible for driving insight on credit risk strategies using varying data approaches; regularly monitoring key trends in the portfolio and the wider market and identifying risks that operate with them; and...


  • Nottingham, United Kingdom MERJE Full time

    Senior Credit Risk Analyst- Nottingham (Hybrid 2 days a week)- £50K- £60K My Client is on the search for a Senior Credit Risk Analyst to be responsible for driving insight on credit risk strategies using varying data approaches; regularly monitoring key trends in the portfolio and the wider market and identifying risks that operate with them; This role...


  • Nottingham, United Kingdom Harnham Full time

    INFO - SALARY: - £500 - £600 LOCATION Nottingham - JOB TYPE - Permanent **CREDIT RISK MORTGAGE CONSULTANT (CONTRACT)** **£500-600/DAY (INSIDE IR35)** **8-12 MONTHS** **LONDON / LEEDS / NOTTINGHAM REMOTE** A Building Society is looking for a Credit Risk Mortgage Consultant to work closely with very senior stakeholders to support and optimise the...


  • Nottingham, Nottingham, United Kingdom Harnham - Data & Analytics Recruitment Full time

    Senior Credit Risk Consultant Up to £65,000 Hybrid Nottingham The Company I am hiring a Senior Credit Risk Consultant for a leading credit risk consultancy based in Nottingham that are one of the most data-rich companies in the world. The role will be focused on scorecard development for clients across the financial world from banks, fintechs, and...

  • Credit Risk Assistant

    1 month ago


    Nottingham, United Kingdom XMA Full time

    **Job Details** **Job Title** Credit Risk Assistant **Reference Number** 18716 **Location** Nottingham **Contract Type** Full-Time Permanent **Salary** £20000 - £25000 per Annum **Closing Date** 03/02/2023 **JOB TITLE**: Credit Risk Assistant **SALARY**: £25,000 per annum **Benefits: 25 days holiday, Pension, Private Healthcare, Birthday Day...


  • Nottingham, United Kingdom eonnext Full time

    Bringing that feel-good energy. We're the newest face amongst the E.ON group of companies. E.ON Next is all about creating a sustainable future, now. We're moving our energy in the right direction, one little big step at a time. Join us in our mission to bring feel-good energy. We’re also here to make this whole energy thing way easier for our customers....

  • Credit Analyst

    6 days ago


    Nottingham, Nottingham, United Kingdom Page Personnel Full time

    A varied role, which involves: debt reporting and management, internal stakeholder management, debt collection, weekly and month end reporting and cash flow forecasting. Offering lots of home working, opportunities to progress, potential for study support, quarterly incentives and lots of other benefits. Client DetailsOur client is a c. £30 million turnover...

  • Credit Analyst

    2 days ago


    Nottingham, United Kingdom Page Personnel Full time

    A varied role, which involves: debt reporting and management, internal stakeholder management, debt collection, weekly and month end reporting and cash flow forecasting. Offering lots of home working, opportunities to progress, potential for study support, quarterly incentives and lots of other benefits. Client Details Our client is a c. £30 million...

  • Credit Analyst

    3 days ago


    Nottingham, United Kingdom Page Personnel Full time

    A varied role, which involves: debt reporting and management, internal stakeholder management, debt collection, weekly and month end reporting and cash flow forecasting. Offering lots of home working, opportunities to progress, potential for study support, quarterly incentives and lots of other benefits. Client DetailsOur client is a c. £30 million turnover...

  • Risk Analyst

    2 weeks ago


    Nottingham, United Kingdom Botsford Associates Full time

    Botsford Associates is seeking a quantitative analyst / risk modeler with 5 - 8 years of financial industry experience to join the Risk Analytics team. Focus of this position is on Market Risk modeling for equity derivatives products. This role is based in the UK.MUST HAVE: Strong modeling experience with Equities Products-Experience with Proxy...


  • Nottingham, United Kingdom Jr Recruitment Full time

    JR have a fantastic role for a Senior Credit Controller to join a Nottingham City Centre law firm. With brand new offices, the business will provide you with a great place to work with a commitment to health work-life balance and wellbeing. Based out of their stunning, brand new City Centre offices the Senior Credit Controller will step in and guide the...


  • Nottingham, United Kingdom Astute Recruitment Full time

    Senior Credit Control ClerkLocation: Annesley, NottinghamFull-time: 6-month fixed contract initially with potential becoming permanentSalary; £28kpaMonday- Friday 8.30am-5pm, hybrid 4 days home and 1 day officeFree onsite parkingImmediate StartWe are currently recruiting for an experience Senior Credit Control Clerk to join a fantastic team, on 6-month...

  • Credit Analyst

    6 days ago


    Nottingham, United Kingdom Page Personnel Full time

    A varied role, which involves: debt reporting and management, internal stakeholder management, debt collection, weekly and month end reporting and cash flow forecasting. Offering lots of home working, opportunities to progress, potential for study support, quarterly incentives and lots of other benefits. Client DetailsOur client is a c. £30 million turnover...


  • Nottingham, United Kingdom Talk Staff Group Limited Full time €34,000 - €38,000

    Working with one of the UK's leading firms, we're recruiting a Senior Credit Controller to join their Nottingham City Office on a permanent basis and as part of a busy finance team. Minimum Senior Credit Controller Requirements: High level of experience within a credit management role, ideally as a Credit Control Supervisor or Team Leader Confidence in...


  • Nottingham, United Kingdom Talk Staff Group Limited Full time €34,000 - €38,000

    Working with one of the UK's leading firms, we're recruiting a Senior Credit Controller to join their Nottingham City Office on a permanent basis and as part of a busy finance team. Minimum Senior Credit Controller Requirements: High level of experience within a credit management role, ideally as a Credit Control Supervisor or Team Leader Confidence in...


  • Nottingham, United Kingdom Talk Staff Group Limited Full time €34,000 - €38,000

    Working with one of the UK's leading firms, we're recruiting a Senior Credit Controller to join their Nottingham City Office on a permanent basis and as part of a busy finance team. Minimum Senior Credit Controller Requirements: High level of experience within a credit management role, ideally as a Credit Control Supervisor or Team Leader ...


  • Nottingham, United Kingdom Browne Jacobson Full time

    **Vacancy details**: **Senior Credit Controller**: **Vacancy type** - Specialist **Level** - Mid **Business area** - Finance **Duration** - Permanent **Hours** - Full Time **Location** - Nottingham **Reference number** - CC2 **Job title** - Senior Credit Controller **Team** - Finance **Vacancy owner** - Jonah Philpott At Browne Jacobson, we’ve...

  • Credit Analyst

    2 days ago


    Nottingham, United Kingdom Page Personnel Full time

    A varied role, which involves: debt reporting and management, internal stakeholder management, debt collection, weekly and month end reporting and cash flow forecasting. Offering lots of home working, opportunities to progress, potential for study support, quarterly incentives and lots of other benefits. Client Details Our client is a c. £30 million...

  • Credit Analyst

    2 days ago


    Nottingham, United Kingdom Page Personnel Full time

    A varied role, which involves: debt reporting and management, internal stakeholder management, debt collection, weekly and month end reporting and cash flow forecasting. Offering lots of home working, opportunities to progress, potential for study support, quarterly incentives and lots of other benefits. Client Details Our client is a c. £30 million...