Senior Credit Analyst

1 month ago

London, United Kingdom Dnevo Partners Ltd Full time

Our client, a city-based International Bank is currently seeking to hire a Senior Credit Analyst for their Commercial Real Estate team.

This is a senior level Credit Risk role requiring In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and client types as well as Business and economy related know-how, and excellent financial analysis, projection and stress test skills.


Principal Purpose of the role:

  • Minimise the Bank’s credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc.
  • Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank’s credit policies, regarding the acceptability of particular business deals from a credit perspective whilst simultaneously maintaining an independent and objective view within the credit process.
  • Effectively monitoring, identifying and reasonably measuring credit risk within the Bank’s asset portfolio.


Reporting Relationship:

The Credit Risk Department is in charge of the Credit Approval and Credit Management functions.

This role will report to the Deputy Head/Manager in Credit Risk Department who is in charge of the credit approval work in the Commercial Real Estate team.


Main Responsibilities & Accountabilities:

  • Complete credit evaluation report which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies.

This position mainly focuses on Commercial Real Estate business and may also cover some other sector’s credit business based on the types of proposal from the front office.

  • Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.
  • Provide the Head of Credit Risk Department and Deputy General Manager (Credit) as well as credit committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner.
  • Conduct post lending management work including but not limited to:

1) Monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained.

2) Monitor the financial performance of the borrower regularly associated with market and industry dynamics.

3) Monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.

  • Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers.
  • Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.
  • Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.


Skills Required:

1) Possesses a minimum of 5-10 years' work experience in Commercial Real Estate credit review area.

2) In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and client types. Business and economy related know-how, and excellent financial analysis, projection and stress test skills.

3) Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude.

4) Collaborative personality and ability to complete tasks independently.

  • Senior Credit Sales Specialist

    3 weeks ago

    London, Greater London, United Kingdom Cognitive Credit Full time

    We are seeking a seasoned credit professional to join our European Sales team as a Senior Credit Sales Specialist. This role will be responsible for end-to-end sales across the UK & European credit markets.About UsCognitive Credit is a leading provider of advanced data & analytics software for global credit investors. Our application automates the majority...

  • Senior Credit Sales Specialist

    2 weeks ago

    London, Greater London, United Kingdom Cognitive Credit Full time

    About the RoleWe are seeking a seasoned credit sales professional with experience in the institutional high yield or investment grade bond markets to join our European Sales team.As an Account Executive at Cognitive Credit, you will be responsible for end-to-end sales across the UK & European credit markets. This role reports directly to our VP Commercial...

  • Senior Fixed Income Analyst

    2 weeks ago

    London, Greater London, United Kingdom Gimme Credit Full time

    About the JobWe are seeking a Senior Fixed Income Analyst to join our team at Gimme Credit. The successful candidate will have extensive experience in high-yield credit research, excellent analytical skills, and a strong understanding of financial markets and instruments.As a Senior Fixed Income Analyst, you will be responsible for analyzing bond issuers,...

  • Senior Credit Collections Analyst

    1 month ago

    London, United Kingdom Harnham Full time

    Senior Credit Collections Analyst Up to £80,000HybridLondonThe CompanyI am hiring a Lead Credit Risk Strategy Analyst lending business based in London. Within this role you will be bringing your credit risk collections strategy experience to help the business increase revenue and reduce losses using tools like SQL and Python to develop new strategies.The...

  • Senior Credit Collections Analyst

    1 month ago

    London, United Kingdom Harnham Full time

    Senior Credit Collections Analyst Up to £80,000HybridLondonThe CompanyI am hiring a Lead Credit Risk Strategy Analyst lending business based in London. Within this role you will be bringing your credit risk collections strategy experience to help the business increase revenue and reduce losses using tools like SQL and Python to develop new strategies.The...

  • Senior Credit Collections Analyst

    1 month ago

    London,, UK, United Kingdom Harnham Full time

    Senior Credit Collections Analyst Up to £80,000HybridLondonThe CompanyI am hiring a Lead Credit Risk Strategy Analyst lending business based in London. Within this role you will be bringing your credit risk collections strategy experience to help the business increase revenue and reduce losses using tools like SQL and Python to develop new strategies.The...

  • Senior Credit Collections Analyst

    1 month ago

    London, United Kingdom Harnham Full time €80,000

    Senior Credit Collections Analyst Up to £80,000 Hybrid London The Company I am hiring a Lead Credit Risk Strategy Analyst lending business based in London. Within this role you will be bringing your credit risk collections strategy experience to help the business increase revenue and reduce losses using tools like SQL and Python to develop new...

  • Senior Credit Collections Analyst

    4 weeks ago

    London, United Kingdom Harnham Full time

    Job Description Senior Credit Collections Analyst Up to £80,000 Hybrid London The Company I am hiring a Lead Credit Risk Strategy Analyst lending business based in London. Within this role you will be bringing your credit risk collections strategy experience to help the business increase revenue and reduce losses using tools like SQL and Python to...

  • Senior Credit Collections Analyst

    1 month ago

    London Area, United Kingdom Harnham Full time

    Senior Credit Collections Analyst Up to £80,000HybridLondonThe CompanyI am hiring a Lead Credit Risk Strategy Analyst lending business based in London. Within this role you will be bringing your credit risk collections strategy experience to help the business increase revenue and reduce losses using tools like SQL and Python to develop new strategies.The...

  • Senior Credit Collections Analyst

    2 days ago

    London Area, United Kingdom Harnham Full time

    Senior Credit Collections Analyst Up to £80,000 Hybrid London The Company I am hiring a Lead Credit Risk Strategy Analyst lending business based in London. Within this role you will be bringing your credit risk collections strategy experience to help the business increase revenue and reduce losses using tools like SQL and Python to develop new...

  • Senior Credit Collections Analyst

    1 month ago

    London Area, United Kingdom Harnham Full time

    Senior Credit Collections Analyst Up to £80,000HybridLondonThe CompanyI am hiring a Lead Credit Risk Strategy Analyst lending business based in London. Within this role you will be bringing your credit risk collections strategy experience to help the business increase revenue and reduce losses using tools like SQL and Python to develop new strategies.The...

  • Senior Credit Analyst

    2 weeks ago

    London,, UK, United Kingdom KennedyPearce Consulting Full time

    Senior Credit AnalystWe are currently recruiting for a Senior Credit Analyst on behalf of a leading international bank based in London. This is a pivotal role within the Credit Risk Department, where the successful candidate will be instrumental in evaluating credit risk, presenting recommendations to the Credit Committee, and monitoring credit exposure to...

  • Senior Credit Analyst

    2 weeks ago

    London, United Kingdom KennedyPearce Consulting Full time

    Senior Credit AnalystWe are currently recruiting for a Senior Credit Analyst on behalf of a leading international bank based in London. This is a pivotal role within the Credit Risk Department, where the successful candidate will be instrumental in evaluating credit risk, presenting recommendations to the Credit Committee, and monitoring credit exposure to...

  • Senior Credit Analyst

    2 weeks ago

    London, United Kingdom KennedyPearce Consulting Full time

    Senior Credit AnalystWe are currently recruiting for a Senior Credit Analyst on behalf of a leading international bank based in London. This is a pivotal role within the Credit Risk Department, where the successful candidate will be instrumental in evaluating credit risk, presenting recommendations to the Credit Committee, and monitoring credit exposure to...

  • Senior Credit Analyst

    1 week ago

    London, United Kingdom KennedyPearce Consulting Full time

    Job Description Senior Credit Analyst We are currently recruiting for a Senior Credit Analyst on behalf of a leading international bank based in London. This is a pivotal role within the Credit Risk Department, where the successful candidate will be instrumental in evaluating credit risk, presenting recommendations to the Credit Committee, and monitoring...

  • Senior Credit Strategy Analyst

    2 months ago

    London,, UK, United Kingdom Harnham Full time

    Senior Credit Strategy AnalystUp to £70,000HybridLondonThe CompanyI am hiring a Credit Risk analyst top innovative FinTech’s based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python alongside your commercial background.The RoleAs a...

  • Senior Credit Strategy Analyst

    2 months ago

    London, United Kingdom Harnham Full time

    Senior Credit Strategy AnalystUp to £70,000HybridLondonThe CompanyI am hiring a Credit Risk analyst top innovative FinTech’s based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python alongside your commercial background.The RoleAs a...

  • Senior Credit Strategy Analyst

    2 months ago

    London, United Kingdom Harnham Full time

    Senior Credit Strategy AnalystUp to £70,000HybridLondonThe CompanyI am hiring a Credit Risk analyst top innovative FinTech’s based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python alongside your commercial background.The RoleAs a...

  • Senior Credit Strategy Analyst

    1 month ago

    London, United Kingdom Harnham Full time

    Job Description Senior Credit Strategy Analyst Up to £70,000 Hybrid London The Company I am hiring a Credit Risk analyst top innovative FinTech’s based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python alongside your commercial...

  • Senior Credit Strategy Analyst

    1 month ago

    London Area, United Kingdom Harnham Full time

    Senior Credit Strategy AnalystUp to £70,000HybridLondonThe CompanyI am hiring a Credit Risk analyst top innovative FinTech’s based in London. Within this role you will be bringing your credit risk strategy experience to focus on driving business growth and profitability using tools like SQL and Python alongside your commercial background.The RoleAs a...