Credit Specialist

6 days ago


Milton Keynes, Milton Keynes, United Kingdom Volkswagen Full time

Full-time 35 hours

What's in it for you? Salary up to £27,500, discretionary bonus, pension, healthcare, 27 days holiday in addition to statutory bank holidays, wellbeing support plus much more

About Us
Volkswagen Bank customers are the Volkswagen Group Dealer network.

We provide financial support to over 650 retailers around the UK who are entrusted to sell the vehicles manufactured by our parent company.

Our group is one of the UK's leading providers of automotive finance. Working with some of the world's most iconic motoring brands, including Volkswagen, Audi and Porsche.

Our people are the heart of our success and we go further to attract, motivate and retain the very best talent.


Our values of Integrity, Customer, Responsibility, Trust, Courage and Enthusiasm are at the heart and spirit of our organisation and ensure that we put our customer's and our people at the centre of everything we do.

This is an excellent opportunity for a commercially-minded, organised and articulate individual to be a valued member of the talented, dedicated and passionate Credit team

About the role:

  • You will investigate, interpret, analyse and input Audited Company Accounts to maintain the integrity of the BERTA system
  • Manage and administer the Dealer credit assessment process ensuring Dealer supporting information / documentation is collated to Volkswagen Bank standards
  • Working closely with the Credit Manager to ensure the timely preparation of Dealer credit pack for their review and assessment, complete account analysis and interpretation in keeping with "Know Your Customer" principals
  • Day to day administration and maintenance of various systems and spreadsheets used by Volkswagen Bank Branch in relation to the credit review and end of task review process.
  • You will be responsible for the creation of selected legal documentation in preparation for Credit Managers and Legal approval for compliance.
  • Working closely with the Credit Manager Team and directly the Dealer network in managing the Dealer relationships
  • Responsibility for monthly reports for the Volkswagen Bank management team to monitor performance for individual Dealers and across the portfolio. This involves data extraction, analysis and reporting using a variety of systems including SAP BW, SAP BCA, SLI Dealer Portal, Experian, Companies House and BERTA
  • Providing key updates as required to Credit Managers, keeping them informed of relevant material developments of assigned Dealers
  • You will provide administrative support in Dealer closures, terminations and where applicable failures to the Credit manager
  • Understand the growing portfolio of Volkswagen Bank products in order to support the Credit Manager team to help secure sales opportunities

About you:

  • You have experience in financial services, banking and / or the motor industry
  • Some understanding of Balance Sheets, analysis of ratios and securities would be preferred
  • An aptitude to understand and interpret financial information
  • You have a methodical and disciplined approach to work and can work proactively in a fast paced environment
  • Selfmotivated with excellent organisational skills and ability to use own initiative, manage multiple tasks and meet deadlines
  • Customerfocussed and enjoy working as part of a high performing team with excellent interpersonal and communication skills with the ability to build strong working relationships
  • You can demonstrate an agile approach and ability to keep up with the pace of change, learn fast and adapt to new conditions effectively

About Volkswagen Financial Services
Our mission is straight forward, we want to be 'The Key to Mobility'. What does that mean? To make getting from A-to-B as easy and simple for as many people as possible. To truly meet the mobility needs of people in a changing world, our offering goes beyond traditional vehicle financing.

We do this by providing a range of finance and aftersales products on Volkswagen Group vehicles, as well as developing innovative mobility products designed to solve real problems and support our customers.



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