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Credit Analyst
3 months ago
Responsibilities:
- Checking and assessing all supporting documentation from the applicant, including understanding financial accounts, bank statements and credit reports.
- Sign off any loan conditions, present more complex conditions to Credit Audit to Credit Committee.
- Carefully and accurately generate funding offers and loan agreements.
- Complete Anti-Money Laundering checks and Know Your Customer assessments.
- Maintain strict deadlines for completion of tasks, stipulated by the Company.
- To take responsibility of signing Cat 1 to Cat 3 loans.
- Liaise with other departments, introducers and other available sources to gather further supporting information.
- Keep up to date on changes in company policies and compliance procedures.
- Execute any reasonable request from management.
Person specification:
- Professional and confident with some experience in previous Underwriting Role
- Selfmotivated, ambitious and forward thinking, with the ability to work in crossfunctional terms and remain flexible
- Be able to work under pressure, in a fast paced environment
- An excellent communicator with the ability to express opinions and points of view in a clear and concise manner
- Good time management
- Strong analytical skills
Benefits of working at the company include:
- 25 days holiday + bank holidays
- Company pension scheme
- Social events
- Incentives and rewards
- Eye tests
- 24/7 Employee Assistance Programme
- Free breakfast