Credit Risk Officer

1 week ago

London, Greater London, United Kingdom HSBC Innovation Bank Full time

HSBC Innovation Banking is the power behind the UK's forward-thinkers, future-makers, and leap-takers, helping them ignite the bold ideas that reshape our world.

We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO typically within the technology and life science sectors.

Whether it's comprehensive banking, managing cashflow, plans for buyouts or Strategic Fund Solutions, we power ideas at every stage of their journey.

We're proud to accelerate growth for our clients, create meaningful connections and communities, and open a world of global opportunity for entrepreneurs and investors alike.

HSBC Innovation Banking UK Credit team work very closely with our front-line Relationship teams to support execution of new to bank client and credit solutions, as well as the review of existing loan provisions.

With delegated authority to approve debt facilities, this is a highly commercial, forward looking second line risk role that would suit someone with front-line experience in having led execution, and portfolio management of lending to companies within the innovation economy.

Reporting into our Head of Credit, you'll enable loan growth within the banking book and help to ensure we maintain good credit quality whilst also supporting the delivery of strategic growth project initiatives across the platform.


Credit risk management:

This includes, assessing the credit quality and management of assigned loan portfolio, credit oversight of new loan business, credit approvals within delegated authority and sponsorship of credits for approval outside of delegated authority, as well as providing credit underwriting guidance, and collaboration with Relationship Management and Portfolio Management Leadership on broader strategic goals, risk appetite, credit strategy, and credit quality goals.

Review of credit approval memoranda: Assessing and assuring risk ratings are appropriate, accurate and correctly documented with robust and sound rationale before submission.

This includes, conducting appropriate levels of due diligence to assess the commercial viability of the loan, through qualitative and quantitative analysis to decide if risk is acceptable and identify areas for additional due diligence.

Review every loan relationship in your assigned portfolios, with emphasis on risk rating, trends, and compliance with loan covenants and reporting requirements.

Front-line experience in deal execution and portfolio management of lending facilities to innovation companies, ideally VC-backed innovation companies.

Thorough knowledge and application of credit policies, risk ratings and aspects of loan documentation, including the ability to assess and challenge creative debt solutions to client needs.

Proven Credit risk portfolio management expertise, while exercising proper judgment.
Able to manage multiple stakeholders, including senior management, multiple Credit Solutions teams, Investor Coverage and multiple RM.
Experience of mentoring/ developing junior team members
Our home office in Finsbury Square, London. We offer hybrid working to all of our employees, so you can flex between home and the office.
HSBC Innovation Banking is an equal opportunities employer.

  • Credit Risk

    7 days ago

    London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    Paritas Recruitment RiskLondon, United KingdomPosted 4 hours ago Hybrid Permanent £70k - £125k A Tier 1 bank are currently seeking Collateral Management specialists (AVP, VP and SVP level) to join a newly established first line Quality Assurance function relating to the management of Wholesale Credit Risk.This Quality Assurance function has been...

  • Credit Risk Officer

    1 week ago

    London, Greater London, United Kingdom twenty84 Full time

    Job DescriptionAre you experienced in credit risk within the banking or financial services sector? If so, we have an exciting opportunity to join a London based bank aspiring to become the UK's leading ethical and Shariah-compliant mortgages and savings provider. They are currently seeking a Credit Risk Officer to support the development of the Bank and also...

  • Credit Risk Officer

    7 days ago

    London, Greater London, United Kingdom Letterofcredit Full time

    Home Jobs Documentary Credits Officer Trade Finance 2015 – Prestigious banking client is seeking experienced Trade Finance officer to join their expanding team. The jobholder has regular contact with all staff from Trade Services, Correspondent Banking and other departments within the bank and extensive contact with the Senior Documentary Credits Clerks....

  • Senior Credit Risk Officer

    1 week ago

    London, Greater London, United Kingdom Caravel Full time

    Senior Credit Risk Officer - Property Finance We are hiring a senior credit officer for the property finance team of a well-established UK bank. Here are a few reasons why this might appeal to you: The bank is stable and growing so can offer job security and a structured career path You will work on a variety of property transactions spanning commercial...

  • Credit Risk Officer

    1 week ago

    London, Greater London, United Kingdom Wells Fargo Full time

    Join our global and dynamic team at Wells Fargo, where we are currently seeking a driven Counterparty Risk Officer to oversee Non-Bank Financial Institutions (NBFI) within the EMEA region. This pivotal role entails collaborating closely with multiple divisions within Wells Fargo's Sales and Trading sectors to cultivate and effectively manage trading...

  • Credit Risk Officer

    4 weeks ago

    London, Greater London, United Kingdom Barclay Simpson Full time

    My client is an emerging challenger bank based in the City.They are looking for a commercial credit analyst with experience of asset based lending, working capital finance and term loans.Responsibilities:Assess credit risks and provide a consistently high quality of risk appraisal and evaluate the merits of Credit Applications and reviews for existing and...

  • Risk, Credit Risk

    1 week ago

    London, Greater London, United Kingdom Goldman Sachs Full time

    Risk at Goldman SachsThe Risk Division is a team of experts responsible for managing the firm's credit, market, liquidity, operational, and capital risk. In this vital role, you will evaluate the creditworthiness of the firm's counterparties, supervise market risks linked to trading activities, and provide analytical and regulatory compliance assistance, all...

  • Counterparty Credit Risk Officer

    7 days ago

    London, Greater London, United Kingdom Societe Generale Corporate and Investment Banking - SGCIB Full time

    OUR CULTUREAt Société Générale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas, to maximize our ability to serve client needs and...

  • Counterparty Credit Risk Officer

    3 weeks ago

    London, Greater London, United Kingdom Societe Generale Corporate and Investment Banking - SGCIB Full time

    OUR CULTUREAt Société Générale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas, to maximize our ability to serve client needs and...

  • Director - Credit Risk Officer

    1 week ago

    London, Greater London, United Kingdom Barclays UK Full time

    Director – Credit Risk Officer BBPLC has scale in wholesale banking and consumer lending, strength in our key markets, excellent growth potential and strong balances in its multiple revenue streams, delivering resilience and diversification to our global clients. BBPLC is a diversified transatlantic, wholesale and consumer Bank comprised of our top tier...

  • Credit Risk Senior Officer, Director

    1 week ago

    London, Greater London, United Kingdom Citigroup Inc. Full time

    Job Title Credit Risk Senior Officer, Director Are you looking for a career move that will put you at the heart of a global financial institution? Then bring your skills in analysis, problem solving and communication to Citi's Risk Management Team. By Joining Citi, you will become part of a global organisation whose mission is to serve as a trusted partner...

  • Credit Risk Manager

    7 days ago

    London, Greater London, United Kingdom Yonder Full time £80,000 - £100,000

    Join Chief Risk Officer Theso in protecting Yonder and its customers from all lending and underwriting risks as our new Senior Credit Risk Strategy Manager. You'll lead the continuous development of Yonder's Credit Risk Management Framework, manage risk exposure while enabling the organisation to drive sustainable growth. You'll have work experience in a...

  • Credit Financing

    7 days ago

    London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    Paritas Recruitment RiskLondon, United KingdomPosted 8 hours ago Hybrid Permanent £70k - £130k A Tier 1 bank are currently seeking Credit Risk professionals with demonstrable expertise in Financing and Securitisation (TRS, CLOs, ABS, Prime Brokerage, Hedge Fund Financing, Municipal / Residential Financing) to join a newly established first line Quality...

  • Credit Risk Manager

    1 week ago

    London, Greater London, United Kingdom Richard James Recruitment Specialists Ltd Full time

    Interim Credit Risk Manager, Energy Trading Are you a Credit Risk Professional, with experience in Commodities, and immediately available? Our client is a very successful Global Energy Trading company with access to all key markets worldwide You will be part of the Credit function which is responsible for all aspects of credit risk management including...

  • Counterparty Credit Risk Officer

    1 week ago

    London, Greater London, United Kingdom SGS Société Générale de Surveillance SA Full time

    Description of the Business Line or Department OUR CULTURE At Société Générale, we live by our 4 core values of commitment, responsibility, team spirit and innovation. We are engaged and demonstrate consideration for others. We act ethically and with courage. We focus our talent and energy on collective success. We experiment and propose new ideas, to...

  • Risk, Credit Risk

    1 month ago

    London, Greater London, United Kingdom Goldman Sachs Full time

    Risk, Credit Risk - Asset Secured Lending, Associate/Vice President, London Risk, Credit Risk - Asset Secured Lending, Associate/Vice President, LondonGoldman Sachs London, United Kingdom Posted 11 days ago Permanent Competitive Risk, Credit Risk - Asset Secured Lending, Associate/Vice President, London RISKAre you ready to apply Make sure you understand...

  • Risk, Credit Risk

    3 weeks ago

    London, Greater London, United Kingdom Goldman Sachs Full time

    Risk, Credit Risk - Asset Secured Lending, Associate/Vice President, London Risk, Credit Risk - Asset Secured Lending, Associate/Vice President, LondonGoldman Sachs London, United Kingdom Posted 11 days ago Permanent Competitive Risk, Credit Risk - Asset Secured Lending, Associate/Vice President, London RISKAre you ready to apply Make sure you understand...

  • Risk, Credit Risk

    1 week ago

    London, Greater London, United Kingdom Goldman Sachs Full time

    Risk, Credit Risk - Asset Secured Lending, Associate/Vice President, London Risk, Credit Risk - Asset Secured Lending, Associate/Vice President, London RISK Our Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute...

  • Credit Risk

    7 days ago

    London, Greater London, United Kingdom Careers In Group Full time

    A Tier 1 bank are currently seeking Credit Risk and Counterparty Credit Risk professionals to join a newly established first line Quality Assurance function relating to the management of Wholesale Credit Risk.Applicants should have experience of working in a Credit Risk or Counterparty Credit Risk focussed role for a major bank. Assurance or internal audit...

  • Risk, Credit Risk

    7 days ago

    London, Greater London, United Kingdom Goldman Sachs Full time

    RISK Our Risk division develops comprehensive processes to monitor, assess, and manage the risk of expected and unexpected events that may have an adverse impact on the firm. Risk professionals execute critical day-to-day risk management activities, lead projects, and contribute to the ongoing advancement of a robust risk management program. Effective...