Credit Risk Analyst

2 weeks ago


London, Greater London, United Kingdom M2 Professional Recruitment Services Ltd Full time £75,000

Ref: W | category: Asset Based Lending

Location: London

Posted: 31st January 2024

75,000

Job Description

Our client, a leading provider of Financial Services to businesses requires a Credit Risk Analyst to join their Asset Based Lending team in London

The successful candidate will be responsible for assessing multiple risk factors relating to new and existing Invoice Finance & Asset Based Lending proposals whilst complying with credit/risk policy guidelines and processes.

The opportunity would suit someone who is either operating within a similar field within ABL or someone working within another area of ABL such as Sales, Portfolio Management and/or Audit & Survey who would like to challenge themselves in a credit based environment.

Key responsibilities:

  • Drive continuous improvement activity, challenging processes and procedures to ensure optimal efficiency and effectiveness, whilst be aligned with business delivery.
  • Responsible for making an independent assessment of the risk preposition presented, and to carefully weigh up interests and responsibly maintain and build up the credit portfolio, with a view to optimising the lending process.
  • Also, for overseeing credit risks and analysing, assessing and authorising loan proposals, as well as advising Relationship Managers on lending-related issues and coordinating lending process activities, all within the formulated credit policy.
  • Analyse and interpret financial documentation.

Key Skills:

  • Asset Based lending industry knowledge.
  • In-depth working knowledge of RiskFactor.
  • Highly numerate with a good understanding of credit risk methodologies, with experience of credit risk and portfolio analysis.
  • Good knowledge of credit risk policies and, processes and controls
  • Excellent written and presentational skills.

The successful candidate will be rewarded with a salary up to £75k p/a + bonus + a range of additional benefits.

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