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Head of Credit Risk

3 months ago

London, Greater London, United Kingdom Harnham Full time

HEAD OF CREDIT RISK – CREDIT CARDS

Check you match the skill requirements for this role, as well as associated experience, then apply with your CV below.

£115,000

LONDON

This role offers the chance to own existing customer strategy within the Credit Card book for a growing FinTech business. The company are in an exciting time, with new product launches and re-vamps of existing strategy, with this role a core part of their growth strategy.

THE COMPANY

This FinTech are growing significantly and have won a number of awards in recent years. They are a leader in the financial services space and have recently been growing their book. They have a number of new projects in the pipeline and pride themselves on a fast-paced and dynamic environment where you can really make a difference.

THE ROLE

  • Develop, implement and tweak existing customer lending strategies across the full Credit Card book
  • Utilise credit risk models and wider customer data in order to drive profitability and growth
  • Work on re-vamping a range of credit strategies, including Credit Limit Increases and Decreases
  • Manage a small team of analysts to own lending strategy and work on wider ad hoc analysis
  • Work closely with senior stakeholders and investors to highlight risk trends and exposures, as well as providing strategic oversight to grow the business

YOUR SKILLS AND EXPERIENCE:

  • Essential to have experience in consumer lending, within Credit Cards
  • Prior experience with developing lending strategies for existing customers is essential
  • Background in analytical coding in SAS/SQL/Python/R or similar
  • Prior management experience is desirable

SALARY AND BENEFITS

  • Up to £115,000 base salary
  • Flexible working model
  • Discretionary bonus
  • Broad benefit scheme including medical cover

HOW TO APPLY

Please register your interest by sending your CV to Rosie Walsh through the 'Apply' link