Credit Risk Officer

4 days ago

London, United Kingdom Lloyds Banking Group Full time

End Date

Thursday 06 April 2023

Salary Range

?0 - ?0

We support agile working - click here for more information on agile working options.

Agile Working Options

Other Agile Working Arrangements / Open to Discussion

Job Description Summary

A Commercial Credit Risk opportunity in a key sector

Job Description

At Lloyds Banking Group our primary purpose is to help Britain prosperâ¦

And this is only realistic if we're making a genuine difference to Britain's people, its businesses and local communities.

We're responsible for 20% of the UK's financial system and partner with a huge number of FTSE 250 organisations across the UK, EU and North America.

Consumer & Technology (C&T) Credit is a hard working part of the Industry Sectors Credit Team, supporting our colleagues across Corporate & Institutional Coverage and Product Partners.

We provide independent and dynamic credit assessment of debt and other facilities provided to corporate customers as well as monitoring and risk managing a multi ?Bn portfolio in a sophisticated and evolving sector.

The role involves undertaking credit assessments for our portfolio of high-profile Clients across our entire commercial product range.

Here's what you would be focussing on:

  • Managing a portfolio of C&T Clients - covering retail, food & drink manufacturing, travel and leisure and Technology/Media/Telecoms.

  • Undertaking independent credit assessments of lending proposals and presenting them to key decision makers - succinctly articulating the key risks.

  • You'd cover new to bank business, increased lending, and annual credit reviews in the consumer and technology space for the Bank's core corporate relationships as well as undertake annual sector reviews.

  • You'd undertake research using business press, credit rating and information agencies, to ensure assessments have an external dimension, and apply judgement to which material is included when evaluating lending proposals.

  • You'll collaborate widely with originators, relationship managers, product partners and Clients (including meeting their CFOs and CEOs) where necessary to shape proposals and maintain a balance of risk and reward and also to identify viable new business opportunities.

  • You'll monitor and control credit exposures, to identify situations which may increase risk to LBG, communicating with Senior Managers and other interested parties as appropriate, as well as compliance with LBG policy and regulatory policy.

It's a dynamic and varied role where you could be meeting someone you'd normally see on the front page of the FT to presenting at senior credit committees with our LBG Chief Risk Officer in attendance

You'll also have the chance to take advantage of opportunities to widen your credit experience to other sectors and areas including Leverage Finance and Infrastructure & Project Finance.

What we need to see on your CV:

  • Evidence of relevant commercial credit experience with a track record of consistent performance

  • Good knowledge of regulatory and compliance requirements around Commercial banking

  • Familiarity and ability to deal with complex financial models (strong Excel skills are required)

  • (Credit) Report-writing skills - pulling together impactful, concise presentations with care

About you

You'll demonstrate high levels of attention to detail, numeracy and accuracy and be able to evidence how you build relationships and nurture them.

We'd want you to have the ability to communicate at all levels and across different audiences - technical and non-technical.

And if you've any knowledge and experience of the Consumer & Technology sector then this would be a huge bonus, but other sector experience works too.

Want to hear more?

Working from home is supported and encouraged as part of our hybrid model (2 days in the office). We're also supportive of flexible and alternative working patterns so let us know what might work for you...

As a leading employer we're passionate about diversity and equal opportunity with industry recognition across gender, ethnicity, disability, LGBTQ+ and families. And, being disability positive, reasonable adjustments can be accommodated in our Recruitment process.

We'll also offer you a comprehensive package that includes:

  • A competitive salary

  • Annual performance bonus opportunity

  • Share schemes, including free shares

  • Generous pension contribution of up to 15%

  • Private health care extendable to family

  • A flex cash pot of 4% salary to spend on lifestyle benefits

So if you have the skills and experience we're seeking and working with some seriously big corporate clients appeals then get in touch, we'd love to hear from you...

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.

We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we're building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

  • Credit Risk Officer

    1 week ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Paritas Recruitment - Risk London, United KingdomPosted 25 minutes ago Hybrid Permanent £50k - £60k - An international bank are currently seeking a Credit Risk Officer to join their London based operations Reporting to the Head of Prudential Risk, the Credit Risk Officer will have responsibility for the oversight of credit risk, advising on all aspects of...

  • Credit Risk

    2 weeks ago

    London, Greater London, United Kingdom Paritas Recruitment - Risk Full time

    Paritas Recruitment RiskLondon, United KingdomPosted 4 hours ago Hybrid Permanent £70k - £125k A Tier 1 bank are currently seeking Collateral Management specialists (AVP, VP and SVP level) to join a newly established first line Quality Assurance function relating to the management of Wholesale Credit Risk.This Quality Assurance function has been...

  • Credit Risk Contractors

    4 weeks ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Paritas Recruitment - Risk London, United KingdomPosted 13 minutes ago Hybrid Contract c.£600 - £650/day (inside IR35) - A leading consultancy firm are currently seeking Credit Risk contractors for major projects with their end clients (Tier 1 banks) The projects encompass Regulatory Policy (Capital Regulatory Requirements (CRR) and Basel 3 reforms) and...

  • Credit Risk Officer

    2 weeks ago

    London, Greater London, United Kingdom twenty84 Full time

    Job DescriptionAre you experienced in credit risk within the banking or financial services sector? If so, we have an exciting opportunity to join a London based bank aspiring to become the UK's leading ethical and Shariah-compliant mortgages and savings provider. They are currently seeking a Credit Risk Officer to support the development of the Bank and also...

  • Securitisation & Financing – Credit Risk (AVP)

    2 months ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Securitisation & Financing – Credit Risk (AVP)   A leading global bank is searching for an AVP level Credit Risk professional to join their London based team.  The role would be suited to someone with Banking and /or Rating Agency experience with Securitisation exposure or Banking Securitisation Credit Risk exposure specifically with ABS, CMBS and RMBS....

  • Securitisation & Financing – Credit Risk (AVP)

    2 months ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Securitisation & Financing – Credit Risk (AVP)   A leading global bank is searching for an AVP level Credit Risk professional to join their London based team.  The role would be suited to someone with Banking and /or Rating Agency experience with Securitisation exposure or Banking Securitisation Credit Risk exposure specifically with ABS, CMBS and...

  • Securitisation & Financing – Credit Risk (AVP)

    1 month ago

    London, UK, United Kingdom Paritas Recruitment - Risk Full time

    Securitisation & Financing – Credit Risk (AVP) A leading global bank is searching for an AVP level Credit Risk professional to join their London based team. The role would be suited to someone with Banking and /or Rating Agency experience with Securitisation exposure or Banking Securitisation Credit Risk exposure specifically with ABS, CMBS and RMBS. ...

  • Securitisation & Financing - Credit Risk (AVP)

    2 months ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    Securitisation & Financing – Credit Risk (AVP) A leading global bank is searching for an AVP level Credit Risk professional to join their London based team. The role would be suited to someone with Banking and /or Rating Agency experience with Securitisation exposure or Banking Securitisation Credit Risk exposure specifically with ABS, CMBS and RMBS. ...

  • Securitisation & Financing - Credit Risk (Avp)

    2 weeks ago

    London, United Kingdom Paritas Recruitment - Risk Full time

    K- Posted by - Keith Jones- Manager - Risk Management & Quantitative Analytics This role would suit a Credit Risk professional from a bank or ratings agency professional who has in depth securitisation experience. Securitisation & Financing - Credit Risk (AVP) A leading global bank is searching for an AVP level Credit Risk professional to join their London...

  • Credit Risk Officer

    2 weeks ago

    London, Greater London, United Kingdom HSBC Innovation Bank Full time

    HSBC Innovation Banking is the power behind the UK's forward-thinkers, future-makers, and leap-takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO typically within the technology and life science sectors. Whether it's...

  • Credit Risk Officer

    2 weeks ago

    London, Greater London, United Kingdom Letterofcredit Full time

    Home Jobs Documentary Credits Officer Trade Finance 2015 – Prestigious banking client is seeking experienced Trade Finance officer to join their expanding team. The jobholder has regular contact with all staff from Trade Services, Correspondent Banking and other departments within the bank and extensive contact with the Senior Documentary Credits Clerks....

  • Senior Credit Risk Officer

    2 weeks ago

    London, Greater London, United Kingdom Caravel Full time

    Senior Credit Risk Officer - Property Finance We are hiring a senior credit officer for the property finance team of a well-established UK bank. Here are a few reasons why this might appeal to you: The bank is stable and growing so can offer job security and a structured career path You will work on a variety of property transactions spanning commercial...

  • Credit Risk Officer

    2 weeks ago

    London, Greater London, United Kingdom Wells Fargo Full time

    Join our global and dynamic team at Wells Fargo, where we are currently seeking a driven Counterparty Risk Officer to oversee Non-Bank Financial Institutions (NBFI) within the EMEA region. This pivotal role entails collaborating closely with multiple divisions within Wells Fargo's Sales and Trading sectors to cultivate and effectively manage trading...

  • Credit Risk Officer

    3 days ago

    London, Greater London, United Kingdom Lloyds Banking Group Full time

    End DateThursday 06 April 2023Salary Range?0 - ?0We support agile working - click here for more information on agile working options.Agile Working OptionsOther Agile Working Arrangements / Open to DiscussionJob Description SummaryA Commercial Credit Risk opportunity in a key sectorJob DescriptionAt Lloyds Banking Group our primary purpose is to help Britain...

  • Credit Risk Officer

    1 month ago

    London, United Kingdom Barclay Simpson Full time

    My client is an emerging challenger bank based in the City.They are looking for a commercial credit analyst with experience of asset based lending, working capital finance and term loans.Responsibilities: Assess credit risks and provide a consistently high quality of risk appraisal and evaluate the merits of Credit Applications and reviews for existing and...

  • Credit Risk Officer

    1 month ago

    London, Greater London, United Kingdom Barclay Simpson Full time

    My client is an emerging challenger bank based in the City.They are looking for a commercial credit analyst with experience of asset based lending, working capital finance and term loans.Responsibilities:Assess credit risks and provide a consistently high quality of risk appraisal and evaluate the merits of Credit Applications and reviews for existing and...

  • Risk, Credit Risk

    2 weeks ago

    London, Greater London, United Kingdom Goldman Sachs Full time

    Risk at Goldman SachsThe Risk Division is a team of experts responsible for managing the firm's credit, market, liquidity, operational, and capital risk. In this vital role, you will evaluate the creditworthiness of the firm's counterparties, supervise market risks linked to trading activities, and provide analytical and regulatory compliance assistance, all...

  • Senior Credit Risk Officer

    4 weeks ago

    London, United Kingdom Caravel Full time

    Senior Credit Risk Officer - Property Finance We are hiring a senior credit officer for the property finance team of a well-established UK bank. The bank is stable and growing so can offer job security and a structured career path You will work on a variety of property transactions spanning commercial investment and development, residential...

  • Senior Credit Risk Officer

    4 weeks ago

    London, United Kingdom Caravel Full time

    Senior Credit Risk Officer - Property Finance We are hiring a senior credit officer for the property finance team of a well-established UK bank. The bank is stable and growing so can offer job security and a structured career path You will work on a variety of property transactions spanning commercial investment and development, residential...

  • Senior Credit Risk Officer

    4 weeks ago

    London, United Kingdom Caravel Full time

    Senior Credit Risk Officer - Property Finance We are hiring a senior credit officer for the property finance team of a well-established UK bank. The bank is stable and growing so can offer job security and a structured career path You will work on a variety of property transactions spanning commercial investment and development, residential development,...