General Manager
2 weeks ago
About Elect
Elect is a dynamic UK-based lending brand specializing in short-term, high-value loans for SMEs. With a focus on speed, flexibility, and innovative underwriting, Elect empowers small businesses with the capital they need to thrive. We are seeking a highly motivated and experienced General Manager to lead our operations and drive growth.
This is a new brand by mclfinance.
Role Overview
The General Manager will own the day-to-day operations of Elect Capital UK Limited, ensuring seamless execution of lending processes, efficient team management, and achievement of strategic objectives. You will play a critical role in launching the brand, building operational frameworks, and managing relationships with internal and external stakeholders.
Key Responsibilities
Strategic Leadership
- Develop and implement operational strategies to achieve lending volume targets (£5M–£10M per month within 6 months).
- Collaborate with the mclfinance SLT to align operational goals with the company’s vision and growth plans.
- Analyze market trends and competitors to identify opportunities for innovation and differentiation.
Operational Management
- Oversee the end-to-end lending process, from application to repayment, ensuring compliance with internal policies and regulatory requirements (e.g. broker disclosures and AML).
- Establish and monitor KPIs for lending volumes, default rates, and collections efficiency.
- Implement efficient workflows for underwriting, collections, and customer service.
- Manage relationships with brokers and partners, ensuring high-quality lead generation and retention.
Team Leadership
- Recruit, train, and manage a high-performing team, including collections, underwriting, and business development staff.
- Act as a mentor and leader, fostering a culture of accountability and continuous improvement.
- Coordinate with seconded staff from MCL Finance to optimize resource allocation.
Technology Implementation
- Work with IT teams to enhance the technology stack, including reporting tools, open banking integration, and customer portals.
- Ensure systems are user-friendly, scalable, and aligned with business needs.
Qualifications and Skills
Essential
- Proven experience (5+ years) in a leadership role within financial services, fintech, or lending.
- Strong knowledge of SME lending, underwriting, and collections processes.
- Exceptional operational and strategic management skills.
- Experience managing P&L, budgets, and financial performance.
- Familiarity with regulatory and compliance requirements.
- Ability to build and manage high-performing teams.
- Excellent communication, negotiation, and stakeholder management skills.
Desirable
- Experience in short-term or high-risk lending.
- Knowledge of open banking technology and fintech innovations.
- Exposure to managing cross-border operations or partnerships.
What We Offer
- Competitive salary and performance-based bonuses. (OTE £100,000 pa)
- Opportunity to lead a high-growth brand and shape its future.
- Collaborative and dynamic work environment.
- Career development and advancement opportunities within the MCL Finance ecosystem.
To Apply:
Please send your CV and a cover letter detailing your relevant experience and vision for the role to davinia@mclfinance.com.
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