Underwriter

2 months ago

Cheadle, United Kingdom Together Full time
Job Description

As an Underwriter, you will accurately underwrite, mandate and complete mortgage and secured loan applications to ensure that we minimise risk to the business and reach the right customer outcome. Focusing on service delivery by following group lending criteria, policies and procedures, you will proactively manage broker relationships by acting as a point of contact for our brokers and delivering a seamless level of service to increase future business.

As an Underwriter, we are looking for someone to:

  • Assess all cases from direct customers and broker intermediaries to make informed underwriting decisions that are in line with company policies, procedures and lending criteria
  • Assess the risk and provide a rationale on each application ensuring that the loan is affordable, and sustainable
  • Provide mortgage offers in accordance with agreed service levels
  • Identify cases of potential fraud at all stages of an application, ensuring timely investigation, escalation and reporting to minimise risk to the business and customer
  • Manage the end-to-end pipeline of cases for both pre- and post-offer, using a proactive approach in managing brokers and third parties to ensure Service Level Agreements (SLAs) are met
  • Liaise directly with acting solicitors to obtain the required completion documentation before ensuring funds are drawn down in line with the agreed completion dates
  • Act as a point of contact for intermediaries to answer their general and case specific queries

Qualifications

Essential

  • Previous underwriting experience 
  • Ability to make positive lending decisions
  • Ability to work under pressure and to strict deadlines
  • Experience of dealing with customers
  • Strong planning and organisational skills
  • Possess strong objection handling and problem solving skills
  • Excellent attention to detail

Desirable

  • Previous underwriting experience in secured lending
  • Experience of managing broker relationships


Additional Information

Benefits working at Together

  • 26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays
  • Buy & sell holidays
  • Discretionary annual bonus
  • Matched pension contribution
  • Life assurance
  • Critical illness cover
  • Health cash plan
  • Private medical insurance
  • Free access to company holiday homes
  • Travel season ticket loans
  • Ride to work scheme
  • Free local gym access
  • Local bar / restaurant discounts

Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.

We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and we’ll do all we can.

Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.

  • Underwriter

    4 months ago

    Cheadle, United Kingdom SDKA LTD Full time

    Underwriter : Bridging Finance Team : Underwriting team (Bridging Finance) SALARY : £25,000-42,000 or above, depending on experience Languages Needed: English Contract type: Permanent role Location : Cheadle **Company details** SDKA is a successful bridging finance company based in the North West, providing facilities across the UK. We are looking...

  • Underwriter

    4 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job Title: UnderwriterAt Together, we're seeking a skilled Underwriter to join our team. As an Underwriter, you'll play a crucial role in ensuring the accuracy and efficiency of our mortgage and secured loan applications.Key Responsibilities:Assess mortgage and secured loan applications to ensure they meet our lending criteria and policies.Make informed...

  • Underwriter

    4 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job Title: UnderwriterAt Together, we're seeking a skilled Underwriter to join our team. As an Underwriter, you'll play a crucial role in ensuring the accuracy and efficiency of our mortgage and secured loan applications.Key Responsibilities:Assess mortgage and secured loan applications to ensure they meet our lending criteria and policies.Make informed...

  • Underwriter

    5 months ago

    Cheadle, United Kingdom Recruitment Solutions (North West) Ltd Full time

    We are working with an award-winning boutique bridging lender based in the Stockport/Cheadle area who specifically specialize in bridging - this is not a large outfit however due to their investment in case management and underwriting systems - their technology is extremely impressive! Salary £35 - 45k Depending on experience in the bridging arena - this...

  • Underwriter

    4 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job Title: UnderwriterAt Together, we're seeking a skilled Underwriter to join our team. As an Underwriter, you will play a crucial role in ensuring that we minimize risk to the business and deliver the right customer outcome.Key Responsibilities:Assess mortgage and secured loan applications to make informed underwriting decisions in line with company...

  • Underwriter

    1 month ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job Title: UnderwriterWe are seeking an experienced Underwriter to join our team at Together. As an Underwriter, you will play a crucial role in ensuring that we minimize risk to the business and deliver a seamless customer experience.Key Responsibilities:Assess mortgage and secured loan applications to ensure they meet our lending criteria and policies.Make...

  • Underwriter

    1 month ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job Title: UnderwriterWe are seeking an experienced Underwriter to join our team at Together. As an Underwriter, you will play a critical role in ensuring that we minimize risk to the business and deliver a seamless customer experience.Key Responsibilities:Assess mortgage and secured loan applications to ensure they meet our lending criteria and...

  • Underwriter

    1 month ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job Title: UnderwriterAt Together, we're seeking an experienced Underwriter to join our team. As an Underwriter, you will play a crucial role in ensuring that we minimize risk to the business and deliver the right customer outcome.Key Responsibilities:Assess mortgage and secured loan applications to ensure they meet our lending criteria and policies.Make...

  • Underwriter

    1 month ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job Title: UnderwriterWe are seeking an experienced Underwriter to join our team at Together. As an Underwriter, you will play a crucial role in ensuring that we minimize risk to the business and deliver a seamless customer experience.Key Responsibilities:Assess mortgage and secured loan applications to ensure they meet our lending criteria and policies.Make...

  • Underwriter

    1 month ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job Title: UnderwriterAt Together, we're seeking an experienced Underwriter to join our team. As an Underwriter, you will play a crucial role in ensuring that we minimize risk to the business and deliver the right customer outcome.Key Responsibilities:Assess mortgage and secured loan applications to ensure they meet our lending criteria and policies.Make...

  • Underwriter

    1 month ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job Title: UnderwriterWe are seeking an experienced Underwriter to join our team at Together. As an Underwriter, you will play a critical role in ensuring that we minimize risk to the business and deliver a seamless customer experience.Key Responsibilities:Assess mortgage and secured loan applications to ensure they meet our lending criteria and...

  • Underwriter

    4 weeks ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    Job Title: UnderwriterAt Together, we're seeking a skilled Underwriter to join our team. As an Underwriter, you will play a crucial role in ensuring that we minimize risk to the business and deliver the right customer outcome.Key Responsibilities:Assess mortgage and secured loan applications to make informed underwriting decisions in line with company...

  • Underwriter

    6 months ago

    Cheadle, United Kingdom Together Full time

    As an **Underwriter**, we are looking for someone to: - Proactively manage all cases from direct customers and introducer/stakeholder cohort thereby delivering a high touch service which both enhances our reputation and increases future business flows - Proactively manage a pipeline of cases throughout an end-to-end process for both pre and post offer,...

  • Underwriter

    1 month ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About the RoleWe are seeking an experienced Underwriter to join our team at Together, a leading property finance expert. As an Underwriter, you will play a crucial role in ensuring that we minimize risk to the business and deliver the right customer outcome.Key ResponsibilitiesAssess mortgage and secured loan applications to ensure they meet our lending...

  • Underwriter

    1 month ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About the RoleWe are seeking an experienced Underwriter to join our team at Together, a leading property finance expert. As an Underwriter, you will play a crucial role in ensuring that we minimize risk to the business and deliver the right customer outcome.Key ResponsibilitiesAssess mortgage and secured loan applications to ensure they meet our lending...

  • Underwriter

    2 months ago

    Cheadle, United Kingdom Together Full time

    Company Description We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making...

  • Underwriting Specialist

    1 month ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About the RoleWe are seeking an experienced Underwriter to join our team at Together. As an Underwriter, you will play a critical role in ensuring that we minimize risk to the business and deliver a seamless customer experience.Key ResponsibilitiesAssess mortgage and secured loan applications to ensure they meet our lending criteria and policiesMake informed...

  • Underwriting Specialist

    1 month ago

    Cheadle, Staffordshire, United Kingdom Together Full time

    About the RoleWe are seeking an experienced Underwriter to join our team at Together. As an Underwriter, you will play a critical role in ensuring that we minimize risk to the business and deliver a seamless customer experience.Key ResponsibilitiesAssess mortgage and secured loan applications to ensure they meet our lending criteria and policiesMake informed...

  • Junior Underwriter

    2 weeks ago

    Cheadle, United Kingdom Recruitment Solutions (North West) Ltd Full time

    We are working with an award-winning boutique bridging lender based in the Stockport/Cheadle area who solely specialise in bridging. Due to their investment in case management and underwriting systems they have some extremely impressive technology! What’s on offer? WFH 2 days per week (After initial training period) + impressive benefits package.£35-40k...

  • Loan Underwriter

    4 months ago

    Cheadle, United Kingdom CU Recruitment Full time

    **Job Reference Number: CUR025** **Loan Underwriter** **Cheadle, Manchester** **Hybrid remote (3 days at home, 2 days in-office), flexible days** **£25k - £27k** + yearly salary increases + private medical & dental insurance + 21 days holiday (increasing to 26 with length of service) plus bank holidays + 6% pension + death in service cover This is an...