Senior Credit Risk Manager

4 months ago

Cheadle, United Kingdom Together Full time

Company Description

We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.

We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality.

We’re looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do – and that starts with our brilliantly different team of people.

Job Description

As a Senior Credit Risk Manager  you will be reporting to the Head of Credit & Portfolio Risk. You will be responsible for the development and adherence to credit risk standards and policies. The role is also responsible for all credit related controls as well as the identification, analysis and effective implementation of policy, process and operational changes related to credit risk management across regulated and unregulated portfolios.

As a Senior Credit Risk Manager , we are looking for someone to:

Oversee the first line of defence's policy adherence framework, utilising existing processes and data sources and building new components as necessary Liase closely with policy owners and operational stakeholders, proactively identifying areas of change that are required to support the effective delivery of the operating plan.  Own the policy adherence reporting and ad-hoc analysis, providing timely and accurate monthly and quarterly reports and updates. Liase closely with the first line of defence operational teams on strategic process change and the identification of opportunities for improving customer outcomes. Ensure the suite of operational process documents are designed efficiently in order to deliver all relevant policies and support the amendment of operational processes as policies are updated.

Qualifications

Essential

Strong Communication skills, both Verbal and Written  Experience within a credit granting environment People Management experience Experience of being part of change initiatives and projects Experience of working with influencing and senior stakeholders

Additional Information

Benefits working at Together

26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays Buy & sell holidays Discretionary annual bonus Matched pension contribution Life assurance Critical illness cover Health cash plan Private medical insurance Free access to company holiday homes Travel season ticket loans Ride to work scheme Free local gym access Local bar / restaurant discounts

Together Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.

We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and we’ll do all we can.

Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.

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