Lead Credit Risk Analyst

3 weeks ago

Chatham, United Kingdom Vanquis Bank Full time

Lead Credit Risk Analyst – Structured Lending

Location:  Chatham/London/Bradford/Petersfield

Salary:  

Closing Date: Friday 28 June 2024

Lead Credit Risk Analyst – Structured Lending

Location: London, Bradford, Chatham or Petersfield

We are happy for you to be based in Bradford, Chatham or Petersfield but please note that occasional travel will be required to our other offices

Working Pattern: Our working style is hybrid, but we recognise the importance of collaborative working with our colleagues often 1 to 3 days per week in one of our offices

Benefits: Discretionary annual bonus, 25 days holiday up to 30 days (depending on service), pension scheme with matched company contributions up to 10%, 1 paid day to ‘give back’, LinkedIn Learning for all

Don’t hesitate to apply for a role even if you don’t meet all the criteria; your unique strengths and eagerness to learn can be just as valuable.

You and Your Team:

The Credit Risk Structured Lending team is responsible for all aspects of credit decisioning for the Vehicle Finance and Unsecured Personal Loans products.

As a Lead Analyst, you will develop, implement, and monitor the credit strategies for structured lending products within Vanquis Banking Group, leading data-driven analysis and the delivery of key initiatives to drive value for the Bank. You will work with teams across the business to support the optimisation of our lending strategies, scorecards and credit risk monitoring to ensure we minimise losses while expanding opportunities.

In your day-to-day role, as a Lead Analyst you will:

Develop optimised credit risk strategies to deliver positive outcomes for customers and support business and financial objectives Investigate and utilise new data sources for analysis and decisioning. Balance risk, reward, and responsible lending to support business growth and portfolio profitability. Ensure accurate and appropriate lending decisions through close tracking and monitoring. Conduct innovative analysis and provide logical recommendations for customer and business benefits. Automate and streamline processes for integration, effectiveness, and efficiency. Provide insight through targeted analysis, forecasting, and regular MI development. Lead departmental projects autonomously, ensuring compliance with risk management frameworks. Contribute to and challenge working practices constructively. Oversee or peer-review team changes, directing day-to-day work of Analysts/Senior Analysts as needed. Deputise for the manager as required. Support testing and delivery of changes to models, policy, and strategy. Operate a robust test and learn approach, adjusting based on performance expectations. Identify and resolve issues quickly, capturing lessons learned and introducing preventative controls.

What will make you stand out?

Minimum of 3 years’ experience in an analytical role. Clear, logical, and analytical approach to problem-solving. Attention to detail and accuracy. Advanced proficiency in SAS/SQL. Intermediate proficiency in MS Office applications. Good influencing and communication skills. Challenges conventional approaches. Experience in a regulated environment.

Further desirable skills:

Knowledge of other relevant programming/analytical tools such as R, Python, Hadoop, Tableau Understanding of decisioning systems (e.g. Powercurve, Zoot)

The interview process:

Up to 30minute telephone call with a member of the Talent Acquisition team Up to 60 mins with the hiring team – Competency based Final interview with Daniel Betts (Head of Credit Risk)

Our average process takes up to 4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team throughout the process.

As this role involves working within a regulated environment any offer will be subject to satisfactory background checks including criminal record check, credit check, fraud check and employment references.

Your working life: If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance. A fear of losing your current working flexibility shouldn't hinder you from applying for new opportunities, which is why we aim to match your existing flexible working arrangements where possible.

Why work for us?

We’re Vanquis Banking Group plc, an FTSE All Share company and a leading specialist bank, established in 1880. We lend responsibly, providing tailored products and services to 1.75 million UK customers through Vanquis, Moneybarn, and Snoop. Our purpose is simple: to deliver caring banking so our customers can make the most of life’s opportunities.

At Vanquis Banking Group we believe in looking after our colleagues, so we do our best to create a rewarding, engaging, and supportive work environment across our various divisions.

We let our colleagues know we appreciate their hard work by offering competitive salaries, benefits, and a Group wide recognition scheme. All colleagues are eligible to join a pension scheme, and, after six months’ service, you can join our ‘Save as you Earn’ and 'Buy as you Earn' schemes.

We offer a range of training and development opportunities to help each of our colleagues maximise their potential, whatever their role. From your first day working with us, we’ll help you settle into your new role and are happy to talk to you about your career aspirations.

Equal Opportunity Statement

Here at Vanquis Banking Group, we embrace everyone’s unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, martial or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age – your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible. At the end of the day, it's our people that help us to fulfil the reason why we’re here in the first place: to help put people on a path to a better everyday life. 

  • Credit Decisions Strategy Analyst

    1 month ago

    Chatham, United Kingdom Intec Select Ltd Full time

    Credit Decisions Strategy Analyst - 12month - £650 PD - Inside IR 35 A highly reputable financial services corporation is currently hiring an experienced Credit Decisions Strategy Analyst who has strong capabilities in Experian Strategy Design Studio (SDS), PowerCurve and UK Mortgages to help our client through an exciting/challenging modernisation...

  • Credit Decisions Strategy Analyst

    1 month ago

    Chatham, United Kingdom INTEC SELECT LIMITED Full time

    Credit Decisions Strategy Analyst - 12month - £650 PD - Inside IR 35A highly reputable financial services corporation is currently hiring an experienced Credit Decisions Strategy Analyst who has strong capabilities in Experian Strategy Design Studio (SDS), PowerCurve and UK Mortgages to help our client through an exciting/challenging modernisation program....

  • Credit Decisions Strategy Analyst

    4 weeks ago

    Chatham, United Kingdom Intec Select Ltd Full time

    Credit Decisions Strategy Analyst - 12month - £650 PD - Inside IR 35 A highly reputable financial services corporation is currently hiring an experienced Credit Decisions Strategy Analyst who has strong capabilities in Experian Strategy Design Studio (SDS), PowerCurve and UK Mortgages to help our client through an exciting/challenging modernisation...

  • Credit Decisions Strategy Analyst

    4 weeks ago

    Chatham, United Kingdom INTEC SELECT LIMITED Full time

    Credit Decisions Strategy Analyst - 12month - £650 PD - Inside IR 35A highly reputable financial services corporation is currently hiring an experienced Credit Decisions Strategy Analyst who has strong capabilities in Experian Strategy Design Studio (SDS), PowerCurve and UK Mortgages to help our client through an exciting/challenging modernisation program....

  • Credit Decisions Strategy Analyst

    2 weeks ago

    Chatham, United Kingdom INTEC SELECT LIMITED Remote Work Freelance Full time

    Credit Decisions Strategy Analyst - 12month - £650 PD - Inside IR 35A highly reputable financial services corporation is currently hiring an experienced Credit Decisions Strategy Analyst who has strong capabilities in Experian Strategy Design Studio (SDS), PowerCurve and UK Mortgages to help our client through an exciting/challenging modernisation...

  • Credit Clerk

    2 weeks ago

    Chatham, Kent, United Kingdom INTEC SELECT LIMITED Full time £650

    Credit Decisions Strategy Analyst - 12month - £650 PD - Inside IR 35A highly reputable financial services corporation is currently hiring an experienced Credit Decisions Strategy Analyst who has strong capabilities in Experian Strategy Design Studio (SDS), PowerCurve and UK Mortgages to help our client through an exciting/challenging modernisation program....

  • Credit Controller

    4 weeks ago

    Chatham, United Kingdom BB7 Full time

    BB7 are a trusted independent advisory firm focused on fire, security risk and resilience. We offer strategic advice, innovative design, construction oversight and risk management services. We’re a people company. We build around you, taking everything and everyone into account. **Credit Controller**: The day-to-day duties of the Credit controller is...

  • Lead Business Analyst

    2 days ago

    Chatham, United Kingdom Intec Select Full time

    Lead Business Analyst A highly reputable financial services corporation is currently a Lead Business Analyst to support the delivery of core products, systems, processes and associated business initiatives whilst managing a team of 6 direct reports. The chosen Lead Business Analyst will have strong capabilites in RAID, process for elicitation and...

  • Lead Business Analyst

    5 days ago

    Chatham, United Kingdom Intec Select Full time

    Lead Business Analyst A highly reputable financial services corporation is currently a Lead Business Analyst to support the delivery of core products, systems, processes and associated business initiatives whilst managing a team of 6 direct reports. The chosen Lead Business Analyst will have strong capabilites in RAID, process for elicitation and...

  • Lead Business Analyst

    2 days ago

    Chatham, United Kingdom Intec Select Full time

    Lead Business Analyst All candidates should make sure to read the following job description and information carefully before applying.A highly reputable financial services corporation is currently a Lead Business Analyst to support the delivery of core products, systems, processes and associated business initiatives whilst managing a team of 6 direct...

  • Technology and Data Surveillance Lead

    2 weeks ago

    Chatham, Kent, United Kingdom Audit and Risk Recruitment Full time

    Role position - Financial Crime Data Risk Management Lead Location - London or Bradford Hybrid pattern - 1-2 days a week in the office ARR have been mandated on a data surveillance position within the Financial Crime function for a FTSE listed lending business. The role operates within the second line Risk and Compliance Function, reporting to the...

  • Lead Business Analyst

    4 days ago

    Chatham, UK, Kent, United Kingdom Intec Select Full time

    Lead Business Analyst A highly reputable financial services corporation is currently a Lead Business Analyst to support the delivery of core products, systems, processes and associated business initiatives whilst managing a team of 6 direct reports. The chosen Lead Business Analyst will have strong capabilites in RAID, process for elicitation and...

  • Lead Business Analyst

    5 days ago

    Chatham, Kent, United Kingdom Intec Select Full time €70,000 - €75,000

    Job Description Lead Business Analyst A highly reputable financial services corporation is currently a Lead Business Analyst to support the delivery of core products, systems, processes and associated business initiatives whilst managing a team of 6 direct reports. The chosen Lead Business Analyst will have strong capabilites in RAID, process for...

  • Lead Product Owner

    2 weeks ago

    Chatham, United Kingdom Intec Select Ltd Full time

    Lead Product Owner (Lending) Our trusted partner, a financial services corporation that is currently embarking on a digital transformation campaign is recruiting a Lead Product Owner who has demonstrable product experience in one or any of the following products Credit Cards, Mortgages, Loans or Lending. The hiring manager is searching for a blend of...

  • Strategy Assurance Lead

    3 weeks ago

    Chatham, United Kingdom Vanquis Bank Full time

    Strategy Assurance Lead Location:  Chatham/Bradford/Petersfield Salary:   Closing Date: Friday 28 June 2024 Strategy Assurance Lead Location: London, Bradford, Chatham or Petersfield We are happy for you to be based in Bradford, Chatham or Petersfield but please note that occasional travel will be required to our other offices ...

  • Senior Data Analyst

    1 month ago

    Chatham, United Kingdom Vanquis Bank Full time

    Senior Data Analyst Location:  Bradford, Chatham, Petersfield and London Salary:   Closing Date: Wednesday 12 June 2024 Senior Data Analyst 6 Month FTC Location: Bradford, Chatham, Petersfield or London. We are happy for you to be based in Bradford, Chatham or Petersfiled but please note that occasional travel will be required to...

  • Senior Data Analyst

    6 days ago

    Chatham, United Kingdom Vanquis Bank Full time

    Senior Data Analyst Location:  Bradford, Chatham, Petersfield and London Salary:   Closing Date: Monday 01 July 2024 Senior Data Analyst 6 Month FTC Location: Bradford, Chatham, Petersfield or London. We are happy for you to be based in Bradford, Chatham or Petersfiled but please note that occasional travel will be required to...

  • Nist Cyber Assurance Analyst

    2 weeks ago

    Chatham, Kent, United Kingdom TILT RECRUITMENT LIMITED Full time

    NIST Cyber Assurance AnalystWolverhampton or ChathamHybrid model of workingNIST Cyber Assurance Analyst needed to support security best practice across our fast-paced financial services client who is serious about ensuring quality Information Security,risk management, vulnerability and compliance strategies are embedded withintheir business.Great benefits...

  • Senior Operations Analyst

    4 weeks ago

    Chatham, United Kingdom Vanquis Bank Full time

    Senior Operations Analyst Location:  Chatham/London/Bradford/Petersfield Salary:   Closing Date: Friday 14 June 2024 Senior Strategy Analyst Location: Bradford, Chatham or Petersfield Working Pattern: Our working style is hybrid, but we recognise the importance of collaborative working with our colleagues often 1 days per week in...

  • Accounts Assistant

    4 weeks ago

    Chatham, United Kingdom Wealden Rehab Ltd Full time

    **About us** Wealden Rehab is a dynamic family business with a lively atmosphere and great staff. Our focus is on selling and maintaining market-leading products for individuals with mobility challenges. We provide a comprehensive range of mobility aids and assistive technologies, aiming to improve the quality of life for those less able. With a strong...