Head of Corporate Portfolio
3 months ago
Company Description
We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.
We pride ourselves on our common-sense approach to lending and offer a range of mortgage and secured loan products to individuals and businesses who are typically underserved by mainstream lenders. Our customers are central to everything we do and we work hard to support them to turn challenges into opportunities which make our customers' property ambitions a reality.
We’re looking for great people from all backgrounds and experiences who love working together and putting our customers at the heart of everything we do – and that starts with our brilliantly different team of people.
Job Description
As a Head of Corporate Portfolio , you will lead and manage a team of Portfolio Directors & Relationship Managers, responsible for the ongoing management of key risks in the Corporate portfolio (c£ of loans across c650 customers).
You will provide credit risk focused relationship management with a commercial edge, supporting the safe growth of customers within their Aggregate Credit Limit as well as identifying when off track and providing structured support through turnaround strategies or consensual workout strategies to deliver best in class portfolio relationship management.
As a Head of Corporate Portfolio , we are looking for someone to:
Manage the Corporate Portfolio Team to ensure the successful management of the portfolio – well managed growth whilst managing the risk profile, including early identification of customers potentially facing stressed & / or distressed situations, implementing turnaround strategies and techniques to minimize credit riskChallenge team members on case strategy and act as mandated authority for customer management strategy decisions
Manage the application and performance of aggregate credit limits (ACLs) across portfolio accounts
Introduce and manage the annual lending review of all corporate customers
Work with the first line Credit & Portfolio Risk team, and the Second Line Credit Risk team in the management and development of credit risk policies and standards, ensuring appropriate governance of changes and evidence of key controls
Regular reporting and analysis that informs all key stakeholders of the risks on the portfolios and performance against risk appetite
Work with the Corporate Recovery Team to support on appropriate strategies for key exposures
Qualifications
Essential
Lending/underwriting experience across residential and commercial assets Relationship management experience Leadership experience of managing/working as part of a high performing corporate lending team Strong understanding of risk management principles across the credit lifecycle, credit analytics and policies Experience of working with multiple stakeholders to improve the customer journey
Additional Information
Benefits working at Together
26 days holiday, and a day off for your birthday (increasing with service to 30 days), plus bank holidays Buy & sell holidays Discretionary annual bonus Matched pension contribution Life assurance Critical illness cover Health cash plan Private medical insurance Free access to company holiday homes Travel season ticket loans Ride to work scheme Free local gym access Local bar / restaurant discountsTogether Money embraces diversity and inclusion, and are proud to be an equal opportunity workplace. Not only do we welcome difference – we celebrate it, support it and really value our colleagues for who they are. We are committed to building a team that represents a variety of backgrounds, perspectives and skills.
We care that you have a great experience with us at Together, if you need us to make any reasonable adjustments to make your experience easier, please let us know and we’ll do all we can.
Please note that all successful applicants will undergo relevant employment reference, financial and criminal record checks.
-
Head of Corporate Portfolio Management
4 weeks ago
Cheadle Hulme, Stockport, United Kingdom Together Full timeAbout the RoleWe are seeking a highly skilled and experienced professional to lead our Corporate Portfolio team. As a key member of our leadership team, you will be responsible for the successful management of our corporate portfolio, ensuring well-managed growth while managing the risk profile.Key ResponsibilitiesManage the Corporate Portfolio Team to...
-
Head of Corporate Portfolio Management
4 weeks ago
Cheadle Hulme, Stockport, United Kingdom Together Full timeJob SummaryTogether is seeking a highly skilled and experienced professional to lead the Corporate Portfolio team, responsible for the management of key risks in the Corporate portfolio. The successful candidate will provide credit risk focused relationship management with a commercial edge, supporting the safe growth of customers within their Aggregate...
-
Corporate Portfolio Leader
2 weeks ago
Cheadle Hulme, Stockport, United Kingdom Together Full timeAt Together, we are seeking a highly skilled Corporate Portfolio Leader to join our team.This is an exciting opportunity to lead and manage a team of Portfolio Directors & Relationship Managers, responsible for the ongoing management of key risks in the Corporate portfolio.As a Senior Risk Manager, you will provide credit risk focused relationship management...
-
Head of Corporate Operations
4 months ago
Cheadle, United Kingdom Together Full timeCompany Description We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making...
-
Strategic Portfolio Leadership Position
6 days ago
Cheadle Hulme, Stockport, United Kingdom Together Full timeAt Together, we are seeking a seasoned professional to assume the role of Head of Corporate Portfolio. This strategic position requires an individual with expertise in lending and underwriting, relationship management, leadership, and risk management principles.About UsWe are a market-leading property finance expert based in South Manchester, established...
-
Head of Portfolio Delivery
5 months ago
Cheadle, United Kingdom Pets at Home Full timePets at Home Group Plc is the UK’s leading pet care business; our commitment is to make sure pets and their owners get the very best advice, products and care. We have over 450 stores, over 310 Groom Rooms and 440 First Opinion Vet Practices. Our business is fast-paced, innovative and fun and it's our people that make the real difference. This is a...
-
Strategic Portfolio Director
3 weeks ago
Cheadle Hulme, Stockport, United Kingdom Together Full timeAbout the RoleWe are seeking a skilled Senior Corporate Lending Manager to join our team at Together, a market-leading property finance expert with a strong entrepreneurial spirit.The successful candidate will lead and manage a team of Portfolio Directors and Relationship Managers, responsible for the ongoing management of key risks in the Corporate...
-
Head of Corporate Operations Lead
1 month ago
Cheadle Hulme, Stockport, United Kingdom Together Full timeAbout the RoleWe are seeking a highly experienced and skilled Head of Corporate Operations to lead our Corporate Credit & Risk team. As a key member of our leadership team, you will be responsible for overseeing and managing the operational activities within the team, driving continuous improvement, and ensuring that our operations are efficient and...
-
Corporate Relationship Manager
4 months ago
Cheadle, United Kingdom Together Full timeCompany Description We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues who are passionate about supporting individuals and businesses achieve their property ambitions by making...
-
Senior Corporate Underwriter
4 weeks ago
Cheadle, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeJob Title: Senior Corporate UnderwriterJob Summary:Together Financial Services Limited is seeking a highly skilled Senior Corporate Underwriter to join our high-performing Corporate Lending team. As a Senior Corporate Underwriter, you will be responsible for assessing and underwriting corporate real estate cases within the Commercial Finance business.Key...
-
Corporate Relationship Manager
4 weeks ago
Cheadle Hulme, Stockport, United Kingdom Together Full timeAbout the RoleWe are seeking a skilled Corporate Relationship Manager to join our team at Together. As a key member of our portfolio management team, you will be responsible for delivering exceptional service to our customers and stakeholders throughout the loan and portfolio management process.Key ResponsibilitiesManage Corporate Portfolio customers,...
-
Corporate Relationship Manager
4 weeks ago
Cheadle Hulme, Stockport, United Kingdom Together Full timeCompany OverviewWe're Together, the market leading property finance experts with an entrepreneurial spirit. Based in South Manchester, we've been established since 1974 and have built a team of over 750 colleagues who are passionate about supporting individuals and businesses achieve their property ambitions by making finance work for them.We pride ourselves...
-
Senior Corporate Underwriter
4 weeks ago
Cheadle, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeJob Title: Senior Corporate UnderwriterJob Summary:We are seeking a highly skilled Senior Corporate Underwriter to join our Corporate Lending team. As a Senior Corporate Underwriter, you will be responsible for assessing and underwriting corporate real estate cases within the Commercial Finance business.Key Responsibilities:Evaluate and analyse credit and...
-
Corporate Loan Transaction Manager
4 weeks ago
Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeJob DescriptionAs a key member of the Together Financial Services Limited team, you will be responsible for overseeing the end-to-end process of corporate loan transactions. This involves ensuring all necessary documentation, compliance checks, and approvals are completed accurately and in a timely manner.Working closely with Portfolio Managers,...
-
Senior Corporate Underwriter
6 months ago
Cheadle, United Kingdom Together Full timeCompany Description We’re Together – the market leading property finance experts with an entrepreneurial spirit. Based in Cheadle, South Manchester, we’ve been established since in 1974 and have built a team of over 750 colleagues, who are passionate about supporting individuals and businesses achieve their property ambitions by making...
-
Completions Manager
2 months ago
Cheadle, United Kingdom Together Full timeJob DescriptionAs a Completions Manager, you will be responsible for overseeing the end-to-end process of corporate loan transactions, ensuring all necessary documentation, compliance checks, and approvals are completed accurately and in a timely manner.This role involves coordinating with multiple stakeholders including Portfolio Managers, Underwriters,...
-
Senior Corporate Underwriter
4 weeks ago
Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeJob Title: Senior Corporate UnderwriterJob Summary: We are seeking a highly skilled Senior Corporate Underwriter to join our high-performing Corporate Lending team. As a Senior Corporate Underwriter, you will be responsible for assessing and underwriting corporate real estate cases within the Commercial Finance business.Key Responsibilities:* Evaluate and...
-
Corporate Finance Specialist
2 weeks ago
Cheadle Hulme, Stockport, United Kingdom TOGETHER FINANCIAL SERVICES LIMITED Full timeJob Role OverviewAbout the PositionWe're looking for a skilled Senior Corporate Underwriter to join our high-performing Corporate Lending team. As a key member, you'll be responsible for evaluating and underwriting corporate real estate cases within our Commercial Finance business.Key ResponsibilitiesEvaluate and analyze credit and portfolio risk for new and...
-
Senior Corporate Lending Specialist
4 weeks ago
Cheadle Hulme, Stockport, United Kingdom Together Full timeJob SummaryWe are seeking an experienced Senior Corporate Underwriter to join our high-performing Corporate Lending team. As a key member of our team, you will be responsible for assessing and underwriting corporate real estate cases within the Commercial Finance business.Key ResponsibilitiesEvaluate and analyze credit and portfolio risk for both new and...
-
Head of Contract Sales
2 weeks ago
Cheadle Hulme, Stockport, United Kingdom Together Full timeJob Title:Head of Contract SalesJob Summary:We are seeking a highly skilled and experienced Head of Contract Sales to join our team at Together. As a key member of our sales team, you will be responsible for originating direct corporate sales and leveraging your network of corporate customers to help us expand across the UK.Key Responsibilities:Build and...