Credit Analyst Commodity Finance

2 days ago

London UK, UK, United Kingdom Wintermann Search Full time

Our client is a Global Banking Group.

Principal Purpose of the Job:

Minimise the Bank’s credit-related losses by identifying and reasonably measuring the credit risks and mitigants in proposals, reviews etc.


Make clear and unambiguous recommendations to Credit Committee, in accordance with the Bank’s credit policies, regarding the acceptability of particular business deals from a credit perspective whilst simultaneously maintaining an independent and objective view within the credit process.


Effectively monitoring, identifying and reasonably measuring credit risk within the Bank’s asset portfolio.



Reporting Relationship:

The Credit Risk Department is in charge of the Credit Approval and Credit Management functions.


This role will report to the Deputy Head/Manager in Credit Risk Department who is in charge of the credit approval work in CRD.



Main Responsibilities & Accountabilities:

Provide credit evaluation report for various credit products which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies.


This position mainly focuses on commodity finance business and may also cover some other sector’s credit business based on the types of proposal from front office.


Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.


Provide Head of CRD and DGM (credit) as well as credit committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner.


Conduct post lending management work including but not limited to 1) monitor the credit ceilings and credit exposures carefully to ensure loan performing well with all covenants well maintained, 2) monitor the financial performance of the borrower regularly associated with market and industry dynamics, 3) monitor the conditions subsequent and ensure all conditions are met at any time through the loan life.


Perform credit review and research of industry / customer-related information for all new proposals and (on at least an annual basis) for existing customers.


Proactively monitor industry and sector trends as well as counterparty risks for early warning signals.


Other functions and tasks as maybe required to assist the Head/Deputy Head of Credit Risk.



Regulated Activities: This section is to be completed for roles that will be covered by the Senior Managers and Certification Regime i.e.:


Senior Management Function (SMF) – one that involves the person performing it being responsible for managing one or more aspects of the firm’s affairs, so far as it relates to regulated activities, and those aspects involve, or might involve, a risk of serious consequence for the person, or for the firm or for other interests in the UK.


The Prescribed Responsibilities and Other Responsibilities are as set out in the Statement of Responsibilities and the Responsibilities Management Map.


Certification – one where the person could pose a risk of significant harm to the firm or any of its customers: (Not applicable)


Material risk taker

Advising on, dealing (as principal or agent) and arranging (bringing about) deals in and/or managing investments

Giving advice to clients in connection with corporate finance business and performing other functions relating to this

Where direct reports include staff within Certification population

Role holder is a voting member of the Credit Committee


The incumbent must comply with the requirements under the Senior Managers and Certification Regime.


Skills Required:

Possesses a minimum of 8-10 years' work experience in credit review area in Commodity Finance.

In-depth knowledge and deep understanding of risks and mitigations across different industries, countries and clients’ type. Business and economy related know-how, and excellent financial analysis, projection and stress test skills.

Exceptional analytical and negotiation skills and dedicated problem solver with a positive personality and can-do attitude.

Collaborative personality and ability to complete tasks independently.


Our client is an equal opportunity employer and ensures that no applicant is subject to less favourable treatment on the grounds of gender, marital status, race, colour, nationality, ethnic or national origins, age, sexual orientation, responsibilities for dependants, physical or mental disability. Candidates are selected for interview based on their skills, qualifications and experience.


Please note that we can only consider candidates who are eligible to work in the UK and are able to provide relevant supporting documentation.

  • Credit Risk Analyst

    1 month ago

    UK, UK, United Kingdom Vallum Associates Full time

    Role: Credit Risk Analyst - CommoditiesLocation: LondonClient: Trading HouseRoleI am excited to be advertising a Credit Risk Analyst position, within a Global Trading House based in London.ResponsibilitiesAs the Credit Risk Analyst for Trading activities within the business, some of your responsibilities will include:Managing overall credit exposure on...

  • Credit Analyst

    3 weeks ago

    London,, UK, United Kingdom KennedyPearce Consulting Full time

    Credit AnalystWe are recruiting a Credit Analyst on behalf of a globally renowned financial institution based in London. This is an excellent opportunity for an experienced professional to play a critical role in evaluating and mitigating credit risk within a dynamic and collaborative environment.Key Responsibilities:Conduct credit evaluations for Commodity...

  • Commodities Credit Senior

    1 month ago

    London, UK, United Kingdom Meraki Talent Full time

    Meraki Talent are working with a global bank that are looking for credit senior, this is unique role as its very broad in its nature and you will work very closely with the origination team. The Risk division encompasses the Credit Risk, Country Risk, Operational Risk, Physical Commodities Risk Assurance, Business Continuity Management, Liquidity Risk and...

  • Commodities Credit Risk Project Manager

    2 days ago

    London,, UK, United Kingdom Marlin Selection Recruitment Full time

    Our client, a leading Commodities Trader, is seeking an experienced Senior Business Analyst / Project Manager to join their dynamic team. This role is pivotal to their Trade Finance Transformation Project and offers a unique opportunity to work on impactful initiatives.Role Overview:Based in the London office, this hybrid role requires three days in the...

  • Credit Risk Business Analyst

    1 month ago

    UK, UK, United Kingdom Inovotek Solutions Full time

    We are looking for an experienced Credit Risk Business Analyst who specialises in Risk and Finance Change the Bank initiatives. The role will be to liaise with the Risk, Finance and Technology change teams to deliver the migration of the legacy Metals technology solution onto the strategic Murex application. The role will also involve supporting the Credit...

  • Senior Middle Office Analyst

    4 weeks ago

    London,, UK, United Kingdom X4 Technology Full time

    Role: Senior Middle Office AnalystType: Permanent, full timeSalary: up to £65,000 DOELocation: Central London, 3 days onsiteA leading Energy & Commodities company who own one of the largest energy portfolios in the world are seeking a Senior Middle Office Analyst to join their P&L team. You will be responsible for P&L production, market risk and credit risk...

  • Credit Risk Analyst

    2 weeks ago

    London,, UK, United Kingdom Marlin Selection Recruitment Full time

    Our client, a commodities trading firm, is looking for an experienced Credit Risk Analyst with background in commodities to join their team in London. This role offers a chance to work in a dynamic and globally focused trading environment, where you will play a critical role in managing and assessing credit risk.Your responsibilities will include:Conduct...

  • Credit Analyst

    3 weeks ago

    London,, UK, United Kingdom KennedyPearce Consulting Full time

    Credit AnalystWe are working with a highly regarded financial institution to recruit a Credit Analyst to join their Credit Risk Department. This role focuses on assessing credit risk, particularly in Project Finance and Structured Finance, and supporting the development and implementation of credit policies and management processes.Key...

  • Fund Finance Credit Analyst

    1 month ago

    London,, UK, United Kingdom Carr Lyons Search & Selection Full time

    Role Overview: Seeking an experienced and motivated Credit Analyst to join a front office fund finance team. This is a fantastic opportunity for a finance professional with deep expertise in fund financing to play a crucial role in credit analysis. You will assess and manage credit exposure, conduct detailed financial analyses, and develop insights to...

  • Project Finance AVP Credit Analyst

    3 weeks ago

    London, UK, United Kingdom Carr Lyons Full time

    Our client, a major international bank based in the City, are looking to recruit a Credit Analyst to cover their Project and Structured Finance portfolio. Main responsibilities will include: Credit analysis of new Project Finance transactions across EMEA, including new emerging market deals in the Middle East and Africa. Monitoring the bank's existing...

  • Credit Analyst

    3 weeks ago

    London, UK, United Kingdom Rothstein Recruitment Full time

    Credit Analyst - Property Finance - Buy to Let - Banking Excellent opportunity to join as a Credit Analyst within a private International Bank. The ideal candidate will be a dynamic Credit Risk professional with a passion for UK Property Finance and solid exposure to Buy to Let. About the role: You will oversee the credit risk function, ensuring that the...

  • Credit Analyst

    2 months ago

    London, UK, United Kingdom Goodman Masson Full time

    The team provides bespoke Credit solutions in the form of Surety Bond/Insurance to a range of Corporate Clients across multiple sectors with a particular focus on Trade Finance and Project Finance deals. The Analyst would work with clients to originate and structure bespoke solutions to clients by undertaking detailed credit analysis of both corporates and...

  • Middle Office Analyst

    2 weeks ago

    London, UK, UK, United Kingdom Karbone Full time

    About:Karbone Inc. is an award-winning financial services platform for renewable energy and decarbonization markets. Since 2008, we have offered integrated and innovative Commodity Solutions, Market Research, and Financing to a global suite of clients. Our teams are proudly ranked first amongst their peers and are all dedicated toward our core mission of...

  • Credit Analyst

    4 weeks ago

    London,, UK, United Kingdom C James - Financial Services Recruitment & Search Full time

    An international bank in London is looking to hire a Credit Analyst. This is a 2LOD role that will have responsibility for a portfolio of corporate loans and structured credits.ResponsibilitiesMaintain and update the credit log for new applications from front office.Provide monthly MI reports on credit risk.Support quarterly credit risk stress-testing...

  • Commodity Compliance Graduate

    2 weeks ago

    UK, UK, United Kingdom Marlin Selection Recruitment Full time

    Our client, a metals trading house, are looking to hire a graduate to join their team as a Compliance Analyst to join their expanding team in London.You will be reporting directly into the Finance Director to make sure the company operates fully within the compliance and regulatory obligations.We are looking for someone with an interest in the...

  • Senior Power Analyst

    3 months ago

    UK, UK, United Kingdom Redstone Search Group Full time

    Redstone Commodity Search focus on offering 360° search solutions to the global commodities markets. With a competitive coverage of Trading Houses, Producers, Majors, Utilities, Merchants, Hedge Funds, Investment Banks and Brokerages; Redstone Commodity Search can confidently offer you an edge in today’s volatile market.Redstone Commodity Search are...

  • Product Control Analyst

    1 month ago

    UK, UK, United Kingdom Vallum Associates Full time

    Role: Product Control Analyst - CommoditiesLocation: LondonClient: Trading HouseRoleI am excited to be advertising a Product Control Analyst position, within a Global Trading House based in London.ResponsibilitiesAs the Product Control Analyst for Trading activities within the business, some of your responsibilities will include:Deep understanding of trading...

  • Senior credit risk strategy analyst

    1 month ago

    UK, UK, United Kingdom Harnham Full time

    SENIOR CREDIT STRATEGY ANALYSTLONDON UP TO £70,000 The CompanyJoin a dynamic and rapidly expanding FinTech known for its innovative approach to finance. This company offers a unique opportunity for a driven analyst to lead commercial strategy across lending, pricing, and advanced analytics. If you're looking for a chance to shape impactful strategies in...

  • Credit Analyst

    2 weeks ago

    London,, UK, United Kingdom Bruin Full time

    Reputable International Bank seeking a Credit analyst (VP) to join their team in London, focused on Project and Acquisition Finance.Key Responsibilities Assess proposals submitted to Credit Management department from front office departments of the Bank, and write credit reports in respect of the business proposals. This includes research and evaluation of...

  • Credit Analyst

    1 month ago

    London, UK, United Kingdom Venn Group Full time

    Credit Analyst – Banking Venn Group are seeking an experienced professional with a background in Credit Analysis, ideally with around five years of hands-on experience, exposure to corporate clients, and knowledge of real estate deals. Join a respected bank in London, where you’ll play a pivotal role in evaluating creditworthiness, shaping risk...