Head of Finance

1 week ago


Manchester, Greater Manchester, United Kingdom Ryft Full time

Job Specification: Head of Finance


Location: Based in our Manchester offices


About the Role

We are seeking an ambitious and detail-oriented Head of Finace who is ready to take on the challenge of driving financial excellence in a high-growth business. This role offers a clear pathway to becoming Finance Director (FD) within 12 months for the right candidate who demonstrates exceptional leadership and strategic insight.


Key Responsibilities


Daily Operations:

• Conduct daily safeguarding reconciliations to ensure accurate settlement of funds from acquirers and merchants.

• Oversee partner settlements and manage safeguarding accounts.


Accounting and Reporting:

• Manage weekly profit calculations and scrape funds as required.

• Reconcile expenses weekly and monthly, ensuring accuracy and transparency.

• Produce monthly board packs and deliver financial insights to stakeholders.


Performance and Analysis:

• Conduct monthly merchant and business analyses, including profitability margins, risk evaluations, and optimisation opportunities.

• Track key performance indicators (KPIs), including CAC, LTV, churn, and provide actionable insights for improvement.

• Lead monthly budgeting and forecasting to align with the company’s growth strategy.


Compliance and Risk Management:

• Prepare and file quarterly FCA and MFSA financial reports.

• Analyse merchant onboarding risks and implement measures to mitigate financial exposure.

• Source and implement insurance products tailored to business needs.

Team and Partner Management:

• Calculate and manage monthly partner and team commissions.

• Support payroll processes and expense management systems.


Strategic Leadership:

• Collaborate on long-term financial strategies to support growth and scaling.

• Drive performance tracking and optimisation efforts across departments.

• Prepare to take on Finance Director responsibilities, including fundraising and stakeholder engagement.


Requirements


• ACA/ACCA/CIMA qualified (or equivalent), with strong financial control experience in a fast-paced environment.

• Proven track record in reconciliation, reporting, and financial analysis.

• Advanced Excel skills and experience with financial software systems.

• Analytical mindset, with a focus on optimisation and driving results.

• Strong communication and leadership skills, with the ability to present to the board and other senior stakeholders.


Why Join Us?

• A unique opportunity to step into a leadership role within a dynamic and high-growth company.

• Exposure to strategic decision-making at the highest level.

• Clear progression pathway to Finance Director within 12 months.

• Be part of a passionate and innovative team dedicated to redefining the fintech landscape.



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