Credit Risk Director
2 months ago
Leading Global Bank seeking a Credit Risk Director to join their London office, presiding over mid market and growth Technology Credit.
Key Responsibilities
- Accountable and responsible for taking appropriate action with respect to Middle Market and Growth Technology credit including:
- Oversight, responsibility and accountability for supporting the team head in guiding and developing a group of credit professionals within the Leverage Finance, TMT and Consumer & Healthcare Credit Team.
- Authority to exercise delegated credit approval up to USD75m, and/or make recommendations to senior management on transaction specific files as well as continuously and actively monitoring the portfolio in line with internal policies and applicable regulatory guidelines.
- To make balanced, timely and thoughtful credit decisions within the firm’s risk appetite.
- Responsible as a senior credit counterpart to front line relationship managers and applicable product origination and distribution businesses.
- Proactive solutions driven engagement with front line on deal specific and/or strategic developments through expert guidance, direction, feedback and identification of red flags or breaches of internal guidelines and policies.
- Responsible for developing knowledge of the various types of industries, sectors, countries, players and financial and legal structures within Middle Market and Growth Technology credit and commitment to further learning.
- Responsible for developing in-depth knowledge of the technology sector in European markets and stay current on changes and potential changes, utilising internal and external sources.
Skills/ Experience Required
- Extensive experience in lending to technology companies, preferably in the mid-market and growth (cash flow negative) segment
- Strong knowledge of corporate credit analysis, accounting, legal/documentation, and technology lending marketplace
- Strong experience working in financial institutions carrying out credit work for the Middle Market and Growth Technology area
- Strong experience in corporate banking and/or structured finance
- Extensive portfolio management experience
- Excellent communication and stakeholder management skills
- Excellent analytic and quantitative skills
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