Associate, Real Estate Debt Lending
4 days ago
As positive sentiment is returning to the Real Estate market our client is well placed to increase their market share in 2025 and wants to deploy £2bn of capital behind new transactions.
The London team can originate loans across both Investment and Development Finance, all asset classes considered.
A need has arisen for an Associate level candidate to join this successful origination and loan underwriting team. Main duties will include:
- Assisting with the execution of new loans as well as the management of the existing loan book, including preparation of annual reviews, drawdowns, loan extensions and increases, restructuring and renegotiation of facility terms.
- Construct cash-flow models from scratch, propose relevant transaction structure (pricing, leverage, covenants, security etc.), prepare term sheets, and write credit committee papers for new deals.
- Detailed analysis of new deals, including scenario and sensitivity testing.
- Robust financial analysis of sponsors, guarantors, contractors and other relevant parties involved in delivery of new investment projects for new and existing deals.
- Attend client meetings, negotiate terms and assisting in presenting deals to Credit Committee for approval.
- Following Credit approval, manage the legal execution process alongside in-house and external Legal Counsel, Operations and On-boarding to complete relevant transactions.
The ideal candidate will have:
- Knowledge of the UK property market is essential.
- Knowledge of real estate finance, with development lending experience beneficial.
- An understanding of property valuation principles (comps, DCF, direct capitalisation).
- An understanding of basic corporate finance
- An understanding of the key terms in real estate finance transactions.
- Proficient financial modelling, valuation, analytical, numeracy skills including Real Estate modelling experience.
- Ability to carry out financial analysis of a business.
- Ability to identify relevant material business and credit risks.
- Knowledge of Real Estate procedures including credit and drawdown related matters.
For more information on this role and our client please send across an updated CV.
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