Senior Underwriter
2 weeks ago
Think you’re ready to make an impact? Grow your career in the mortgage industry with April Mortgages and take a leading role in our ambitious expansion plans
At April Mortgages, our mission is to give people peace of mind throughout their home ownership journey. We think mortgages should be simple, so we’re designing modern products that are in it for the long-haul, and not just for the next 2 years.
This underwriting role will report into the Head of Credit and will be fundamental in supporting April to grow responsibly, ensuring adherence to regulatory requirements and making sure the customer is at the heart of everything we do. The role offers a fast-paced environment with a real opportunity to make an impact and be involved in shaping an early-stage start-up.
What will you be doing:
- Assessment and approval of applications and documentation.
- Make lending recommendations in line with April’s Credit Policy
- Build and maintain relationships with intermediaries to ensure long term customer satisfaction & loyalty
- Be fully conversant in April’s product & criteria offering to ensure accurate information is conveyed following an inquiry on a potential customer’s eligibility
- Assisting in the development and delivery of system enhancements
Experience required:
- 5+ years’ experience of manual underwriting
- Strong understanding of FCA regulation, specifically Responsible Lending, Consumer Duty, and GDPR.
- Good interpersonal skills and a proactive problem-solving approach.
- Ability to effectively communicate technical information and articulate value propositions to intermediaries
Things that would be nice for you to have:
(please do not let any of these points prevent you from applying)
- CeMAP
What we offer:
Competitive salary depending on experience
28 days annual holiday (+ bank holidays)
♀️ Private Medical Insurance with Vitality
Annual learning & development budget
♂️ Monthly socials
We are an equal opportunities employer and are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.
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