Payments & Settlements Officer

Job DescriptionEdinburgh | Permanent | Hybrid | £Competitive + paid overtimeAre you looking to kick-start or grow your career in financial operations? Want to work for one of the fastest-growing global FinTech companies transforming the future of investment services?We're hiring a Cash Payments & Settlements Officer to join our Investment Operations team. This is a brilliant opportunity to build experience in the heart of our trade settlement and payments function - supporting both institutional and retail clients on our market-leading wealth management platform.What You’ll Be DoingAs a Cash Payments & Settlements Officer, you’ll play a key role in the timely and accurate movement of client funds across a variety of financial transactions — including trade settlements, and client drawdowns. Your work will help ensure FNZ delivers an efficient and compliant service that protects client assets and supports our regulatory responsibilities.In this fast-paced, team-based environment, your key duties will include:Settling trades accurately and on timeEnsuring funds are correctly repatriated to client accounts on a daily basisMonitoring debtor and creditor balances and taking action to clear aged itemsGenerating and reviewing FSA Client Money CalculationsManaging open control account items and ensuring ledger accuracyProcessing client payroll drawdowns where requiredInvestigating and resolving complex payment or settlement issuesSupporting continual process improvement and risk mitigationYou’ll receive full onboarding and support, with opportunities to work across different teams and functions as you grow in your role.What We’re Looking ForThis role would suit someone with an eye for detail, a commitment to accuracy, and an interest in financial operations or investment administration. You’ll be working with internal teams and external providers, so strong communication skills and a collaborative mindset are key.To Succeed, You’ll BringExperience in a financial operations, cash, or settlements role (preferred)Strong attention to detail and reconciliation skillsConfident use of Excel and financial systemsA proactive and organised approach to managing tasks and prioritiesAn understanding of FCA CASS rules (desirable)A problem-solving mindset and willingness to take ownershipA team-first attitude and eagerness to learnWhy join FNZ?At FNZ, you’ll be part of a global fintech leader shaping the future of wealth management. We combine technology, operations, and investment expertise to help millions of people invest in their future.Here’s What You Can ExpectCompetitive salary and paid overtimeHybrid working and flexible hoursPrivate medical and life insuranceCycle to work and wellbeing schemesPaid training and career development supportGlobal mobility and internal progression pathwaysFriendly, inclusive team cultureReady to take the next step in financial services with a business that’s making a real global impact?Apply today to become a Cash Payments & Settlements Officer at FNZAbout FNZFNZ is committed to opening up wealth so that everyone, everywhere can invest in their future on their terms. We know the foundation to do that already exists in the wealth management industry, but complexity holds firms back.We created wealth’s growth platform to help. We provide a global, end-to-end wealth management platform that integrates modern technology with business and investment operations. All in a regulated financial institution.We partner with the world’s leading financial institutions, with over US$2.2 trillion in assets on platform (AoP).Together with our clients, we empower nearly 30 million people across all wealth segments to invest in their future.