Credit Underwriter

Key Responsibilities:

- Identification of policy or protocol exceptions, with suitable recommendations of any remedial actions required.
- Provide support, where needed, to ensure that all post-sanction administration procedures are timely and compliant with Bank’s policies and procedures including the maintenance of appropriate MI.
- Responsibility for accuracy of own data input.
- Maintain good working relationships with all legal and valuer panel partners to ensure smooth and timely exchange of correspondence and communication. Monitor and encourage delivery of valuations and loan completions within the Bank’s preferred timescales.
- Contribute and work with the Director of Credit & Underwriting on strategic initiatives developed to improve the Bank’s performance or controls, as requested.
- Consistently demonstrate and evidence delivery of the Bank’s brand values and behaviours.
- Develop and maintain close working relationships with, and provide support to, members of the Business Development Team.

Skills and Experiences:

- Proven experience of underwriting commercial property investment loans to small and medium sized businesses.
- Banking qualifications would be an advantage.
- Experience and knowledge of cashdlow (unsecured) lending would be desirable.
- Knowledge of Housebuilding and Building development funding would be desirable.
- Experience of underwriting commercial owner-occupier (and OpCo/ PropCo) deals and a good understanding of balance sheet lending is preferable.

Please send your CV if you would like to be considered for this role.