Senior Underwriter
21 hours ago
**Senior Bridging and Mortgage Underwriter
Warrington**
**Salary circa £32k-£49k + Bonus + Benefits. tbc**
Reporting to the Operational Director.
**Key Responsibilities**
- Creation and maintenance of professional and open relationship with business providers
- Identification of incomplete or contradictory information received and successful resolution of risk and/or issue
- Recommends loans to the Underwriting Director and Credit Team where they fall outside of the lending mandate held
- Does so with clarity and good judgement
- Participates in and contributes to departmental meetings including making suggestions
- Possible coaching a team of Underwriters
- Participates in and contributes to departmental meetings including making suggestions to improve processes or (where applicable) amend policy
- Demonstrates a full understanding of regulation as it affects loans and keeps abreast of potential/actual changes
- Identify any potential fraudulent activity and escalate any concerns to compliance.
**Skills & Experience**
- Minimum 2 years underwriting to include holding a lending mandate, ideally in Bridging Loans or Development Finance.
- Hands-on knowledge of loan processing systems.
- Knowledge of regulation as it affects bridging loans and proven ability to implement those principles throughout the underwriting process.
- Excellent communication skills.
- Team Player
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