Uk Money Laundering Reporting Officer

At M&G our vision is:
_to become the best loved and most successful savings and investment business _and we’re looking for people who are excited about joining us on our journey. We’re digitally transforming and investing heavily in technology and innovation to develop new and improved customer propositions that really raise the bar for our customers. To help us achieve our vision we’re looking for exceptional people who live our values and behaviours and who can inspire others; embrace change; deliver results and keep it simple.

What you can expect from us:
We are committed to creating an environment where you can be exceptional at all you do. To help us deliver this, we promise to:

- Challenge Your Limits by creating a stimulating working environment and providing opportunities for you to be involved in meaningful and challenging work
- Support Your Aspirations with a commitment to learning and development that helps you achieve and build your experience with people who want you to succeed
- Value Your Input whereby leaders and managers will involve you in key decisions, listen to your thoughts and recognise the important contribution you make
- Balance Your Life through a work life partnership that focuses on making this an inclusive, diverse and friendly place to work and offers the flexibility and support that enables everyone to be at their best

How do we support our employees:
All M&G plc employees will be supported in the workplace through our M&G Employee Assistance Programme (EAP). If you need counselling, confidential financial or legal advice. The service is available 24 hours a day, 365 days a year and offers access to qualified professionals who can provide specialist information, advice and support on many issues. It offers a broad range of services, including help with family issues, maintaining work/life balance and mental health support.
- To fulfil the legal and regulatory obligations of SMF17/MLRO for all UK entities within scope of the UK MLRs
- Design, implement and oversee the UK Financial Crime Framework in respect of all financial crime risks (ML, TF, Sanctions, Fraud, B&C, TE) and the implementation of UK financial crime policies and standards that adhere to Group standards.
- Ensure oversight of financial crime operations with focus on identification of high risk customers, due diligence, screening and transaction monitoring controls.
- Approval of high risk customers, counterparties and transactions, where required, escalating where risk may fall outside of financial crime risk appetite thresholds.
- Delegated Nominated Officer responsibility as required from time to time from the Group Head of FCC in relation to the receipt and submission of SARs, evaluating internal disclosures and maintaining full and complete records.
- Responsible for the provision of regular and accurate Management Information and Reporting to the Boards of in-scope obliged entities and Group FCC on the effectiveness of financial crime processes, risks and controls.
- Undertake regular assessments of the firm's general exposure to financial crime risk, identifying inherent risk, mitigating controls and support in the testing of the effectiveness of such controls.
- Acts as a senior point of escalation and advice for UK financial crime risk issues.
- Coordinate and ensure a programme exists to monitor compliance with applicable financial crime laws and regulations and associated group and regional financial crime policies.
- Oversee independent testing and audits regarding the efficacy of M&G's financial crime policies, procedures, systems and controls, including overseeing monitoring of third parties in relation to outsourced financial crime activities.
- Work alongside other regional AML officers and MLROs.
- Develop and manage a team in the provision and support of financial crime advice to senior management and the business.
- Drive and foster collaborative relationships across the business and support the business’s growth and change ambitions.
- Develop a detailed UK financial crime training plan and be responsible for arranging and conducting training through various delivery channels and at different levels of management, including senior executives as appropriate.
- Review developments in financial crime laws and regulations, including regarding institutions, classes of transactions, or types of accounts that have been designated as a primary ML/TF concern, and implement any special measures that have been imposed.
- Developing and deliver against annual plan(s) that articulate(s) the risks, objectives and initiatives of the UK financial crime framework
- Participate in relevant Governance Committees
- Act as principal point of contact for internal and external stakeholders (including regulators) in relation to financial crime.
- Participate in and work with relevant industry bodies

We live by four behaviours at M&G and we ask all our employees to:

- Inspire Others - Support and encour