Senior Underwriter

**Purpose of the role**:
To underwrite and to complete case volumes in line with the business objectives and companies and funders risk appetite by progressing cases to completion and supporting the management of the key relationships within the unit.

**Main duties & Responsibilities**:

- Prepare detailed credit proposals for submission to the Credit Committee.
- Preparing offer documentation and ensuring all loan conditions are met throughout the drawdown process.
- Underwrite loans against agreed lending criteria.
- Handling broker calls on specific cases under review; manage customer expectations.
- Liaising with internal departments (Legal, Risk and Sales) and external parties (Surveyors, Quantity surveyors, Solicitors and Customers) to effectively manage the lending process.
- Work closely with the Head of Underwriting to progress cases forward to completion.
- Liaise with Valuation Panels and Monitoring Surveyors to arrange quotes, and to formally instruct valuations and site inspections. Confirming inspections are booked, and reports are received within SLA.
- Liaise with Asset managers and Monitoring Surveyors, follow up on return of agents reports.
- Review of valuation reports and internal due diligence reports.
- Liaise with solicitors ensuring relevant information is provided and professional opinions sought.
- Maintain CRM records regarding case status and ensure client/broker details are up to date and correct including loans underwritten, assessment process and rationale.
- Build and maintain effective relationships with all stakeholders - internal BDMs/brokers/clients, solicitors/valuers/ surveyors/ Monitoring Surveyors - keeping them informed of case progress throughout
- Prepare reports for meetings
- Prepare correspondence to clients/solicitors

**General**

All of our team should be aligned to our Company Values, Vision; Mission Statement and Strategy statements.

We work together to support one another, our business and all of our stakeholders with the ultimate aim of growing our business and being the best in what we do.

**Qualification and essential skill requirements to carry out the role**:

- Good knowledge of the Commercial and Residential Property Market
- Good written and oral communication and presentation skills
- individuals and groups and the ability to influence at all levels
- Ability to work independently, whilst being part of a team
- Comfortable with capturing and scribing essential business data
- A positive ‘can do’ attitude to all Hope Capital business directives
- Proficient use of Excel spreadsheets and Microsoft Office; including PowerPoint and Microsoft Teams
- Ability to work with a high degree of accuracy and attention to detail
- Able to organise, manage time effectively, prioritise workload whilst meeting any deadlines in a fast paced environment.
- Strong customer service skills.
- Act as an ambassador for the business at hospitality and industry events
- commercial approach and understanding with a focus on the long-term goal

**Job Types**: Full-time, Permanent

**Salary**: From £40,000.00 per year

**Benefits**:

- Casual dress
- Company events
- Free parking
- Life insurance
- Work from home

Schedule:

- Monday to Friday

Supplemental pay types:

- Performance bonus

Ability to commute/relocate:

- Bootle, L30 4AB: reliably commute or plan to relocate before starting work (required)

**Experience**:

- Underwriting: 3 years (preferred)

Work Location: Hybrid remote in Bootle, L30 4AB