Credit Analyst

We are an estalished independent UK bank. We are in growth mode and are looking to expand our credit team. As **Credit Analyst** you will be joining a super supportive team, working on transactions in asset and structured finance. We offer innovative and sustainable finance solutions to both retail and commercial customers.

**Key tasks and responsibilities**
- You will support the Credit Team by underwriting UK Broker and Direct credit proposals within your delegated authority limit and will be responsible for assessing an applicant’s ability to repay the loan.
- Evaluate a customers credit data and financial statements in order to determine the degree of risk involved in lending to them.
- Preparing reports and assessments based upon the credit worthiness and risk of a counterparty
- Analysing client records and using the data to recommend products
- Evaluating financial status of customers

**Your experience**
- Sanctioning credit facilities within banking or asset finance industries, with a mandate up to £150,000.
- Strong Interpersonal and communication skills.
- Ability to work under pressure and to tight deadlines.
- Planning and organisational skills.
- Excellent attention to detail and ability to notice discrepancies in data.
- Highly numerate and proficient in MS Office.