Financial Crime Investigator

We are looking for passionate investigators who love solving problems and keeping up-to-date with the latest financial crime trends to join our team, kickstart a career in anti-money laundering, and help Monzo make money work for everyone.

We believe that our investigators are best placed to protect our customers and Monzo when they have a holistic understanding of financial crime teams, typologies, and task types. This means that we tackle all types of financial crime as one financial crime team, working together to address money laundering, sanctions breaches, terrorist financing, fraud, bribery, corruption, tax evasion, and more.

This means that you'll have the opportunity to be exposed to, and trained to work on, a broad variety of financial crime tasks over the course of your career at Monzo.

**Every day, you'll spend your time on things like**:

- Conducting screening against adverse media lists, politically exposed persons lists (PEP), and sanctions lists.
- Making decisions about the action to take on customer accounts or sign ups across a variety of real-time queues, including transaction monitoring.
- Engaging with other banks and financial institutions about reports of fraudulent behaviour.
- You have experience working in operational financial crime, fraud, or screening teams - or think that you have other relevant experience that we should consider.
- You have a keen interest in current anti-money laundering trends and typologies.
- You love connecting the dots and solving problems.
- You ideally have experience in one or more of the following:

- transaction monitoring
- screening and approving customer sign ups
- submitting and receiving fraud reports to and from other banks
- You are comfortable independently making judgement-based decisions with significant potential impact on the bank and customers.
- You're great at explaining things to people, and have flawless written English.
- You're excited by our mission of making money work for everyone.
- Are very comfortable using an Apple MacBook laptop (will be provided by Monzo)

**Logistics**:
This role will be based from our Cardiff office however if you would prefer to work from home please let us know.

You will work a variety of shifts to help us tackle urgent financial crime work, including some weekends.

**Salary** - £22,250 - £23,250 depending on direct and relevant experience** **and a huge range of benefits. All Monzo team members get share options as part of their package.**:

- **️ Benefits**:

- **Share options**: the option to buy shares in Monzo at a later date
- If you're employed as a distributed worker, we'll pay for any equipment you need to do your job
- **Learning budget of £1,000 a year** for books, training courses and conferences
- **Private health insurance** and paid sick leave for both physical & mental health
- We offer a **4% employer pension contribution**:

- Paid maternity, paternity, adoption or shared parental leave, if you've been with us for at least 13 weeks
- Any many more... check them all out at the bottom of this page

**Ap**ply Now**:
Diversity and inclusion are a priority for us at Monzo - if we want to solve problems for people around the world, our team has to represent our customers. So we need to attract the best talent in the world, and create an environment that supports and includes them. You can read more about diversity and inclusion on our blog.

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**_Key Words: AML KYC FC SME Financial Crime Fin Crime Financial Crime Analyst Investigator Risk Compliance Governance Officer Control Consultant FinTech Finance Banking Bank Monzo Cash Currency Money Laundering_**: