Sme Senior Underwriter

**Description**:
It’s an exciting time to join the SME team as we’ve recently created a single SME operating model to build an effective and efficient work stream following the Blueprint project. If you want to take on a new opportunity in a supportive environment, we’re looking for an experienced underwriter to take on the Senior Underwriter role, within the New Business team.

As a Senior Underwriter in SME, you’ll deliver on trading team targets through profitable underwriting of commercial risks within agreed authority levels whilst developing key broker relationships in line with business objectives. The role demands a high level of influence on the Underwriting team, increasing the ability to collaborate with a range of stakeholders and developing the technical and trading capability.

The role encompasses many opportunities to contribute to the development and success of the team, not just from a growth and profitability perspective but driving service excellence to our customers. Ensuring close collaboration is supported internally across the teams will continue to be an important focus area, as this will enable the team to be set up for success, by engaging and building key relationships with the brokers and stakeholders.

This is about working smarter and more efficiently - giving us the perfect platform to deliver our business strategy. At AXA we’re adopting a Hybrid way of working, empowering our people to balance their time between home and the **Glasgow **or **Bolton** office in a way that works best for them, their team and our customers. The role will also include time out visiting brokers in and around the area.
- Delivery of planned underwriting result for designated accounts through proactive account review, analysis of underwriting trends and improvement plans implemented to improve profitability.
- Underwrite SME customers across all product lines profitably, accurately, consistently and in line with established underwriting practices and governance framework, using the full range of appetite and tools available.
- Manage underwriting relationships with key brokers from designated accounts to deliver profitable growth.
- Coach, train and develop Underwriters to continually improve their technical and trading capability. Be the referral point for Underwriters, coaching Underwriters to make decisions within their empowerment and providing technical and trading input to improve the quality of underwriting decisions.
- Actively manage and review underwriting standards and licences within the team ensuring effective management and deployment of empowerment.
- Support Trading Team Manager to effectively manage the service provided to brokers and input to the performance management of Underwriters.
- Audit & Governance
- maintain and monitor an effective control environment compliant with all regulatory & relevant AXA UK & Group control standards

**Qualifications**:

- Progress towards Dip CII qualification desirable or equivalent experience
- Technical underwriting expertise in a commercial insurance environment
- Sound understanding of insurance market and processes across commercial lines insurance operations
- Excellent interpersonal skills, through written and verbal communication skills
- Proven experience in decision making on a wide range of technical underwriting scenarios within a Commercial environment
- Coaching and development skills within in a similar environment and experience of working in teams and successful record of delivering results.
- Strong trading capability, commercial awareness, negotiation skills and ability to build strong broker relationships.
- Pragmatic decision maker with good analytical and numerical reasoning skills
- Strong analytical skills with proven experience of account monitoring and action planning
- Excellent risk assessment and risk management skills

**What we offer**:
One of the best things about joining AXA is our rewards package. At AXA UK, we’re appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:

- Competitive Salary - depending on experience
- Annual company & performance-based bonus
- Contributory pension scheme (up to 12% employer contributions)
- Life Assurance (up to 10 x annual salary)
- 25 days annual leave plus Bank Holidays
- Opportunity to buy up to 5 extra days leave or sell up to 3 days leave
- AXA employee discounts
- Hybrid working model
- Gym benefits

AXA is proud to support the needs of our employees and as such understands everyone has individual work and home life responsibilities. We’re happy to discuss flexible working arrangements for this role, should this be a requirement for you.

LI-Hybrid #insurance2

**About AXA**:
With a presence in over 60 countries, and 165,000 employees serving the needs of 107 million customers, AXA is big.

But never too big to care for every single person who works here. So when you join us, we pr