Credit Underwriter

**OVERALL SUMMARY**

Join the Close Brothers Asset Finance team where you will underwrite proposed loans for our customers within the Transport sector, adhering to the established service level agreement (SLA) and within the business' risk appetite.

You will develop and maintain strong working relationships across the business, including the Sales, Operations and Collections teams.

**RESPONSIBILITIES**
- Assess the credit worthiness of new business propositions within delegated credit authority and to agreed SLA.
- Support the Credit Manager and Central Credit Team with deals outside your own mandate level.
- Assess asset values and obtaining valuations via internet, Glasses Guide, CAP, auction sites, dealers, and personal experience.
- Support with any issues raised by New Business regarding deals to pay out, invoices, acceptance conditions not being adhered to
- Support the Collections Teams with regards to Arrears and Forbearance.
- Work closely with the Sales team and provide constructive feedback to help ensure their proposals consistently meet the groups risk appetite.
- Assist the business with issues relating to Financial Crime enquiries.
- Attend customer visits where appropriate.
- Ensuring that all Governance and Compliance requirements are adhered to and all reporting and reviewing activities required by the Regulatory Bodies are carried out to the standards required.

**WE WOULD LOVE TO HEAR FROM YOU IF HAVE**:

- Experience of underwriting hard assets in a B2B environment
- Strong numerical and Analytical skills
- Excellent communication skills, both verbal and written
- The ability to build and maintain effective working relationships with both internal and external stakeholders.
- A proven track record of working to tight SLAs
- Effective problem solving skills

**IT IS NOT ESSENTIAL BUT IT WOULD BE GREAT IF YOU**:

- Have a Business Administration Degree or equivalent
- Have experience working within Asset Finance
- Have experience within the transport sector and/or transportation assets

**ABOUT US**

At Close Brothers we support employees to balance their work life priorities and in this role you will be able to enjoy a mixture of hybrid working.

Close Brothers is a leading UK merchant banking group providing lending, deposit taking, wealth management services and securities trading. At Close Brothers we provide financial support and advice to small businesses and individuals in the UK. Our purpose is to help the people and businesses of Britain thrive over the long term.

**To find out more about life at Close Brothers**:
**To find out more about our benefits**:
**To find out more about our commitment to creating an inclusive environment**:
Our Responsibility - Diversity and inclusion ¦ Close Brothers Group

LI-CBAFL #LI-Hybrid #LI-JN1

Founded in 1987 Close Brothers Asset Finance has grown and expanded, and now has multiple offices across the UK including our head office in Wimbledon, as well as offices in Chester, Burton, Glasgow, Sidcup and Manchester.

We remain focused on markets and services we know and understand. We have developed long-term relationships with our customers to fully understand their intricate business operations in order to support their long-term growth.

We remain committed to our traditional values of service, expertise and relationships alongside teamwork, integrity and prudence, to help the people and business of Britain thrive over the long term.