Commercial Underwriter

**Commercial Underwriter**:

- Opportunity to be part of a National Commercial Underwriting function
- Receive ongoing training, career progression and personal growth
- Hybrid 80% homeworking available and 20% from our office in York

**About the role**:
We have an exciting opportunity for a diligent General Insurance professional to join us as a Commercial Underwriter within our SME and Mid-Market Team. You’ll be responsible for handling commercial cases up to £35k premium across Commercial Select, Motor Trade & Farm. The team underwrite all midterm alterations and renewal work for any case within these thresholds. We receive approximately 2500 Mid Term Adjustments per week and aim to complete 80% of these within a 5-day turnaround while maintaining renewal positions. We work closely with our agents to drive the best possible outcomes for our customers quickly and to a high quality. We believe that commercial business presents our biggest growth opportunity over the longer term and this is an opportunity to be an integral part of that growth.

Here at NFU mutual, we operate with a unique model of a tied agency network. Our NFU Mutual agencies are the vital day-to-day link with our customers and, as an Underwriter, you'll build strong relationships and work collaboratively with our Agents, resolving complex referrals and ensuring effective management of the insurance risk cost whilst delivering the right solution and service for our members.

We provide a comprehensive induction to the role and to make sure you get the most out of this, you will need to be able to commit to being in the office more frequently for the first 6 months. Following your induction, you will receive ongoing training which will support your career progression and personal growth.

Working hours: 35 hours per week, Monday - Friday with shifts between the hours of 8am and 6pm.

**About you**:
You’ll be a Commercial Underwriting professional with varied experience of complex and technical cases within a regulated environment including working within Authority. If you have previous exposure to a broad range of Commercial General Insurance products and are a keen learner, we would love to hear from you.

You’ll be a resilient individual and able to demonstrate effective communication skills which will enable you to establish strong working relationships with key stakeholders across the business, with the ability and confidence to challenge and influence where necessary.

To join our team, you’ll also have:

- A customer-focused mind, with strong attention to detail
- The confidence to work in a regulated environment
- The ability to make rational and logical decisions in a fast-paced environment
- Policy document review experience
- Commercial Underwriting experience in the insurance industry
- At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees._-
**Benefits and Rewards**:
When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

- Salary up to £45,000 depending on experience
- Annual bonus (up to 10% of salary)
- Contributory pension scheme, up to 20%, including your 8% contribution
- 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
- A Family Friendly policy that helps you balance your work and family responsibilities
- Access to savings at High Street brands, travel and supermarkets
- Health and wellbeing plan - cashback for dentist, opticians, physio and more
- Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
- Employee Volunteering - volunteer in the community for one day each year
- Unlimited access to Refer a Friend £500 bonus scheme
- Life Assurance cover of 4 x salary
- Employee discounts of 15% on a range of NFU Mutual insurance policies.

**Working at NFU Mutual**:
We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being “a great place to work” and we're one of only 60 companies across the globe to receive a Gallup Exceptional Workplace 2024 award, and one of only 2 companies to receive the award for the ninth consecutive year. We were also named in the LinkedIn Top 25 Companies List 2021, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023 and 2024.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and t