Associate Director, Portfolio Coverage Team

**End Date**

Friday 24 October 2025

**Salary Range**

£0 - £0

**We support flexible working - click here for more information on flexible working options**

**Flexible Working Options**

Hybrid Working, Job Share

**Job Description Summary**JOB TITLE**:Associate Director, Portfolio Coverage Team

**LOCATIONS**:Birmingham, Bristol, Edinburgh, Glasgow, Manchester, Leeds & London

**SALARY**:Competitive package available

**HOURS**:Full-Time

**WORKING PATTERN**:Our work style is hybrid, which involves spending at least two days per week, or 40% of your time, at your local office hub.

**About The Role**

At Lloyds Banking Group, we’re proud to be a market leader in the UK thanks to our deep sector expertise, innovative financial solutions, and unwavering commitment to client success. Our Services, Public Sector & Regions and Corporate Sector Coverage businesses sit within the Client Solutions Group (CSG), which manages relationships with Corporate and Financial Institution clients. Within this, the Portfolio Coverage Team plays a vital role in supporting a diverse, geographically spread client base, across all trading industries, helping to unlock growth opportunities and deliver strategic outcomes.

As an Associate Director in Portfolio Coverage, you’ll be part of a high-performing, collaborative team that’s passionate about delivering excellent client service and driving sustainable returns. You’ll manage a large portfolio of corporate clients across the UK, collaborating closely with Coverage, Product, and Risk teams to deliver tailored strategies that strengthen and grow relationships, with a focus on clients generating lighter revenues. Whether you’re identifying new income opportunities or managing complex client exits, your work will directly contribute to the success of our trading industries business.

This is an excellent opportunity to join a specialist team of colleagues. We're a collaborative and agile team, working together to enable the CSG business to meet their strategy and objectives.
We want individuals to join our team with excellent partner management, drive, initiative, creativity and resilience skills.

**Key Accountabilities**:

- Relationship Management of a portfolio of clients located across the UK, covering the Services, Public Sector, Consumer & Tech and Industrial Energy & Infrastructure sectors
- Manage the portfolio closely in line with the credit, conduct and operational risk requirements of the business.
- Support the delivery of the financial metrics of the CSG business, including through identification of growth opportunities across debt and key product areas.
- Represent the team, including through strong engagement and collaboration with key internal stakeholders, communicating effectively and appropriately with clients, including in potentially challenging bank - client discussions, to support delivery of bank strategy.
- Maintain and grow knowledge of key underlying CSG sectors and bank related policies.
- Show drive in development of self and Associates within the team, including through pro-active oversight and coaching.

**Why Lloyds Banking Group**

If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.

**What You’ll Need**:

- Validated experience in relationship management within commercial or corporate banking.
- Strong understanding of Corporate financing and the broader financial services landscape.
- Excellent communication and stakeholder management skills, with the ability to influence and challenge constructively.
- A proactive and organised approach to managing a large and varied client portfolio.
- Sound credit and risk assessment capabilities.
- A collaborative attitude and enthusiasm for coaching and developing colleagues.

**About working for us**

Our ambition is to be the leading UK business for diversity, equity and inclusion supporting our customers, colleagues and communities and we’re committed to creating an environment in which everyone can thrive, learn and develop.

We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer Initiative.

We offer reasonable workplace adjustments for colleagues with disabilities, including flexibility in office attendance, location and working patterns. And, as a Disability Confident Leader, we guarantee interviews for a fair and proportionate number of applicants who meet the minimum criteria for the role with a disability, long-term health or neurodivergent condition through the Disability Confident Scheme.

We provide reasonable adjustments throughout the recruitment process to reduce or remove barriers. Just let us know what you need.

**We also offer a wide-ranging benefits package, which includes**:

- A generous pension cont