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Underwriter

2 weeks ago

Leatherhead, United Kingdom Premium Credit Full time

**Underwriter**
Leatherhead, Surrey (Hybrid model)
- Up to £47,000 per annum salary and discretionary bonus
- A workplace pension scheme
- Hybrid working, with very occasional collaborative days in our Leatherhead headquarters
- Private Medical and Dental cover
- 25 days’ annual leave with options to purchase and sell holiday (excluding Bank Holidays)
- Support and investment in your personal development
- 24/7 access to Employee Assistance Programme and Mental Health First Aiders
**What we do**
Premium Credit is the leading provider of insurance premium finance and a range of annually charged services, including tax, regulatory and accountancy fees, sports season tickets, memberships and school fees in the UK and Ireland. We are a multi award winningbusiness lending more than £4.5 billion to over 2.5 million customers through a network of almost three thousand partners
- and growing.
We are a successful business with a Trustpilot rating of 4.5, a Net Promoter Score of +78, a Glassdoor rating of 4.3 and a Silver Sustainability medal.
**The Role**
This is an exciting time of growth for us, and we need an enthusiastic Underwriter to help us continue this success. This is a great opportunity to develop a varied and rewarding career with a company that invests in, recognises and rewards its people.
As an Underwriter, you will provide commercial based underwriting decisions for customers looking to undertake credit agreements with us. Analysing customer accounts and other related information, you will make decisions based upon set criteria ensuring compliancewith relevant legislation and service level agreements. Within this team focused role, you will specialise in tax product underwriting and will aim to grow this product within our company and customer base.
You will also:

- Underwrite renewals
- Participate in the analysis and preparation of large value cases
- Review customer accounts and cash flow models to assess risk levels
- Ensure that the relevant information is obtained to aid the underwriting process
**Who are we looking for**
If you’re an individual who thrives in a fast-paced environment, able to work collaboratively with others and are looking to make a difference, this is a brilliant opportunity to advance your career to the next level with our sector-leading company. At PremiumCredit, you will be supported to develop and expand your skills, knowledge and experience.
**To be considered as an Underwriter, you will need**:

- At least three years’ credit underwriting experience
- Financial experience in the commercial world and industry
- Experience of using relevant measures to improve financial performance
- Demonstrable understanding of reading audited or non-audited balance sheets, cash flow statements and other company financial reports
- Experience of summarising proposals and financial analysis clearly and concisely
- Experience of dealing with large volumes of cases
Ideally, you will have experience in financial services. Instalment credit experience would also be beneficial.
Other companies might call this position Insurance Underwriter, Consumer Loans Underwriter, Lending Agent, Underwriting Agent, Lending Associate, Consumer Lending Advisor, or Loans Underwriter.
We are an equal opportunities employer; we value diversity and are strongly committed to providing equal employment opportunities for all employees and all applicants for employment. Equal opportunities are the only acceptable way to conduct business and webelieve that the more inclusive our environments are, the better our work will be. We are open to part-time working and job share.
This vacancy is being advertised by Webrecruit. The services advertised by Webrecruit are those of an Employment Agency.