Commercial Loan Documentation Specialist

**Team** Commercial & Private Banking

**Location** Holborn Office

**County** Central London

**Ref #** 22683

**Closing Date** 24-Jan-2025

We have been awarded the “Most Loved Workplace” At Metro Bank, people come first - our culture is all about bringing out the best in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities.

**What you will do**:

- Our Commercial Loan Documentation Specialists at Metro Bank ensure that commercial lending facility letters and drawdowns are completed in a timely manner, working in partnership with internal and external stakeholders, to ensure an excellent customer lending service
- Proactively manage a pipeline of casework from sanction date to actual drawdown, including LMA loans, associated amended and restate agreements, development loans, overdrafts, credit cards and BACS facilities
- Prepare files and instructions to valuers, checking valuations received
- Prepare loan documentation to ensure all regulatory and sanctioned conditions are adhered to
- Instruct solicitors ensuring legal due diligence is completed, whilst fulfilling all conditions precedent to a facility drawing down
- Prepare documentation and files for drawdown making sure all documentation, internal systems CRM and electronic folders are completed accurately and provided for sign-off by mandate holder
- Deal with post-completion matters including collateral input and security perfection of drawn case, along with other post-completion matters (e.g. collateral servicing requests, consents to leases, letters of non-crystallization, Section 106 Agreements, etc.)
- Create and maintain strong working relationships with colleagues and external stakeholders, including legal firms, and act as a ‘go-to’ on queries relating to lending and security documentation

And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.

**What you will need**:

- Extensive experience in commercial lending/loan documentation, processes and securities, within a similar banking environment
- Strong understanding of securities, legal documentation, legal due diligence process and collateral, with confidence to suggest solutions to our front office colleagues when deals snag
- Experience of Loan Market Association (LMA) facilities would be beneficial
- Confidence, and knowledge, to coach and train colleagues on commercial lending and security documentation
- To be a self-starter with good use of initiative and the ability to proactively find solutions to problems as they come up
- A CeMAP, CeCM or DipBB&C qualifications (or equivalent experience, e.g. in a legal based role) would be highly beneficial
- To understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders

**Our promise to you**
- We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts
- We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions)
- We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible - in this role you will be based from our London, Holborn office at least once per week

**Important Footnote